Learn › Sector KPIs: banking (note: bank PCR ≠ options PCR)
Net NPA (NNPA)
Bad loans left after subtracting the money the bank has already set aside for them. Lower is safer.
Example
A 3% GNPA can become a 0.8% NNPA once provisions are removed.
Prices as of 8 Oct 2026 close · Not investment advice
Learn › Sector KPIs: banking (note: bank PCR ≠ options PCR)
Bad loans left after subtracting the money the bank has already set aside for them. Lower is safer.
Example
A 3% GNPA can become a 0.8% NNPA once provisions are removed.