Fin Cascade

Prices as of 9 Oct 2026 close · Not investment advice

Usha Martin Education & Solutions Limited

NSE: UMESLTDE-Learning

Share price

₹4.40

-3.72% close of 9 Oct 2026

Market cap ₹12 CrP/E 28.3

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 8 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

59

out of 100 · worked out 9 Oct 2026

How the business score works

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹12 Cr

P/E ratio

28.3

P/B ratio

4.7

ROCE

18.0%

ROE

0.0%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹6.9152-week low ₹3.94

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step up at Mar 2017 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step up at Mar 2017 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

At 28.3× earnings against a market that pays 24.1× across 2199 companies we can price. It is against its own five-year median of 111.9×, the 1st percentile of its own range.

Whether growth justifies the valuation

Priced at 0.4 times its growth rate, on earnings growth of 80%.

Profit growthPrice per ₹1 profitPer 1% growth
Usha Martin Education & Solutions Limited — this one80%/yr28.3×₹0.35
Jaro Institute of Technology Management and Research Limited56%/yr15.9×₹0.28
Veranda Learning Solutions Limited30%/yr5.2×₹0.17
G-TEC JAINX EDUCATION LIMITED———
Physicswallah Limited23%/yr——

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (E-Learning), it ranks 2 of 5 on returns, 1 of 5 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

A narrow advantage: it earns 18% on capital, ahead of 60% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

Yes — Over the last five years it made ₹3 crore of cash from the business, spent ₹0 crore on plant and equipment, and returned ₹3 crore to lenders and shareholders. It has not made a profit over 12 years.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

9 of 10 checks clear · 90%

How the profit check works

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 13 Aug 2026 · Consolidated · Unaudited

Revenue

₹0 Cr

Revenue vs last year

-7.7%

Revenue vs last quarter

-62.5%

Net profit

₹0 Cr

Profit vs last year

+1.0%

Profit vs last quarter

-89.9%

Net margin

16.8%

EPS

₹0.02

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹12 Cr
Prev close
₹4.40
52w High
₹7.1
52w Low
₹3.8
Enterprise value
₹12 Cr
Beta
0.3
Price CAGR 1y
-22.0%
Price CAGR 3y
-11.0%
Price CAGR 5y
2.0%
Price CAGR 10y
5.0%

Ratios

Return on assets
12.2%
PEG ratio
0.4
P/E ratio
28.3
P/B ratio
4.7
EV / EBITDA
26.9
Industry P/E
30.6
ROCE
18.0%
ROCE 5y average
5.5%
ROE
0.0%
Debt / Equity
0.1
Interest coverage
9.0
Dividend yield
0.0%
ROE 3y average
3.0%
ROE last year
19.0%

Annual P&L

Annual revenue
₹1 Cr
Annual profit
₹0 Cr
Operating margin
50.0%
Net profit margin
44.3%
EBITDA margin
50.0%
Sales growth 3y
10.1%
Sales growth 5y
8.3%
Profit growth 3y
80.0%
Profit growth 5y
69.0%
EPS
₹0.2
Sales growth TTM
54.0%
Profit growth TTM
28.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹0 Cr
Profit latest quarter
₹0 Cr
YoY quarterly sales growth
-7.7%
YoY quarterly profit growth
0.0%
OPM latest quarter
25.0%

Balance Sheet

Book Value
₹0.9
Face Value
₹1.0
Total debt
₹0 Cr
Total cash
₹0 Cr
Borrowings
₹0 Cr
Reserves / Equity
-0.1

Cash Flow

Operating cash flow
₹0 Cr
Free cash flow
₹0 Cr
FCF yield
3.4%
Net cash flow
-₹0 Cr

Shareholding

Promoter holding
39.8%
FII holding
0.0%
DII holding
0.9%
Public holding
59.3%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Physicswallah140.35667.240,7720.00-88.335.61,054.024.44.0
Jaro Institute404.8516.09021.2311.248.370.816.622.1
Veranda Learning32.154.83100.0033.9854.4149.541.512.8
Robokidz Eduventures196.4521.22130.00
Fusion Klassroom Edutech158.8019.51480.0060.6
Sodhani Academy135.0080.1770.551.4-23.91.6-45.312.8
Jetking Infotrai121.40770.00-1.3-267.55.3-12.8-3.7
Usha Mart. Edu.4.4028.4120.000.00.00.1-7.718.0
Median158.8019.53100.0011.248.3149.524.417.5

Competes with: G-TEC JAINX EDUCATION LIMITED, Jaro Institute of Technology Management and Research Limited, Physicswallah Limited, Veranda Learning Solutions Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales0.160.060.290.220.110.190.120.120.130.220.200.320.12
Expenses0.120.100.160.120.110.140.130.150.100.120.110.100.09
Material Cost00000
Change in Inventories00000
Purchases of Stock-in-Trade00000
Employee Cost0.060.060.060.060.06
Other Expenses0.080.050.050.050.04
Operating Profit0.04-0.040.130.1000.05-0.01-0.030.030.100.090.220.03
OPM %25-674545026-8.33-252345456925
Other Income0.020.170.010.080.060.010.200.200.0200-0.010
Exceptional items (within Other Income)00-0.020
Interest0.040.040.040.040.040.040.030.020.020.010.010.010.01
Depreciation0000000000000
Profit before tax0.020.090.100.140.020.020.160.150.030.090.080.200.02
Tax %0001360001300000
Net Profit0.020.080.10-0.050.020.020.150.130.020.090.080.200.02
EPS in Rs0.010.030.04-0.020.010.010.060.050.010.030.030.080.01
Diluted EPS in Rs00.0100.140.02

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales3.431.411.450.820.750.710.590.780.660.730.520.880.86
Expenses4.613.702.270.790.620.590.510.680.570.500.520.440.42
Material Cost00
Change in Inventories00
Purchases of Stock-in-Trade00
Employee Cost0.230.24
Other Expenses0.290.21
Operating Profit-1.18-2.29-0.820.030.130.120.080.100.090.2300.440.44
OPM %-34-162-573.6617171413143205051
Other Income0.23-0.05-1.390.260.200.120.130.120.150.270.460.01-0.01
Exceptional items (within Other Income)-0.02
Interest0.220.300.380.360.200.150.170.160.160.160.120.050.04
Depreciation0.290.240.200.080.050.030.01000.000.0000
Profit before tax-1.46-2.88-2.79-0.150.080.060.030.060.080.340.340.400.39
Tax %00.350.366.67225170025568.820
Net Profit-1.46-2.89-2.79-0.16-0.100.060.030.060.060.150.310.390.39
EPS in Rs-0.55-1.09-1.06-0.06-0.040.020.010.020.020.060.120.150.15
Diluted EPS in Rs00.30
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
-5%
5 years
8%
3 years
10%
TTM
54%

Compounded profit growth

10 years
8%
5 years
69%
3 years
80%
TTM
28%

Stock price CAGR

10 years
5%
5 years
2%
3 years
-11%
1 year
-22%

Return on equity

10 years
0%
5 years
2%
3 years
3%
Last year
19%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital2.642.642.642.642.642.642.642.642.642.642.642.64
Reserves17141211111111111112-0.82-0.19
Borrowings1.432.772.862.712.562.712.712.712.571.700.720.23
Other Liabilities2.101.402.512.472.521.881.941.821.700.610.460.51
Total Liabilities2321201919191919181733.19
Fixed Assets2.292.151.441.341.291.261.251.241.240.010.010.01
CWIP000000000000
Investments161616161616161616162.732.96
Other Assets5.603.492.602.352.201.801.901.851.651.080.260.22
Total Assets2321201919191919181733.19

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-0.32-0.94-0.180.120.220.49-0.020.200.120.821.150.45
Cash from Investing Activity0.03-0.100.190.190.020.090.020.020.170.050.040.02
Cash from Financing Activity0.191.22-0.27-0.32-0.25-0.57-0.02-0.18-0.30-0.89-1.17-0.50
Net Cash Flow-0.100.17-0.26000.02-0.020.030-0.010.02-0.04
Free Cash Flow-0.31-1.24-0.020.170.220.49-0.020.210.110.821.140.45

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days233148536739369900500
Cash Conversion Cycle233148536739369900500
Working Capital Days79-357-471-850-949-900-977-1,104-813-635-688-224
ROCE %-5.64-12-4.571.071.691.271.201.311.493.123.3518

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Sep 2026
Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters414040404040404040404040
FIIs1.741.741.741.741.741.741.741.741.741.741.740
DIIs1.761.281.281.281.281.281.281.281.281.281.280.92
Public565757575757575757575759
No. of Shareholders35,26836,38437,37638,47339,24739,14738,93438,76038,76038,76038,76038,304

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -24.7% (₹5.84 → ₹4.40)Brick size ₹0.40 (fixed)Bricks 20
₹4.00₹5.00₹6.00₹7.00₹4.40Nov '25Mar '26Jul '26
Price moved up one brickPrice moved down one brickLast close ₹4.40 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net debt from the filed balance sheet at the newest year end: Borrowings − Cash Equivalents − Investments (Current); negative = net cash

0.21inr_cr

2026-03-31

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-09-30

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-09-30

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-09-30

News

News and filings about Usha Martin Education & Solutions Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Consumer Services
Industry
E-Learning
Classification
Consumer Services › E-Learning
ISIN
INE240C01028

News impact

Big market events that reach Usha Martin Education & Solutions Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Splits, bonuses & buybacks

  • daily-prices repair: 19 rows from NSE's archive (replace 12, delete 1, insert 6), 2016-10-30..2026-05-28 (docs/flat_day_repair.md)1× · 30 Oct 2016

Bulk & block deals

DateWhoBought / soldSharesPrice
16 Sep 2026NETLINK SOLUTIONS (INDIA) LIMITEDSELL3,03,132₹4.09
29 Jun 2026NETLINK SOLUTIONS (INDIA) LIMITEDBUY6,70,000₹5.45
29 Jun 2026DAIZY WEALTHEDGE ADVISORSSELL6,67,262₹5.45

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.