Fin Cascade

Prices as of 8 Oct 2026 close · Not investment advice

Alfred Herbert India Limited

NSE: ALFREDHENon Banking Financial Company (NBFC)

Share price

₹2,740.00

-1.07% close of 8 Oct 2026

Market cap ₹211 CrP/E 5.7

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 8 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

58

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹211 Cr

P/E ratio

5.7

P/B ratio

0.4

ROCE

11.7%

ROE

-24.7%

Dividend yield

0.7%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹3,334.9552-week low ₹2,397.75

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step up at Sep 2025 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step up at Sep 2025 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

For most of its recorded history its earnings were a fraction of today's, so its past price multiples are not a fair comparison.

Whether growth justifies the valuation

It has no steady three-year profit record yet, so growth cannot be weighed against the price.

Profit growthPrice per ₹1 profitPer 1% growth
Alfred Herbert India Limited — this one—5.7×—
Five-Star Business Finance Limited22%/yr13.7×₹0.62
SBFC Finance Limited44%/yr18.7×₹0.43
Paisalo Digital Limited35%/yr29.3×₹0.84
Bengal & Assam Company Limited-5%/yr8.4×—
Fedbank Financial Services Limited22%/yr14.2×₹0.64

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 71 of 73 on returns, 58 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

It is losing money on the capital in the business, so there is no advantage to measure.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 6 Aug 2026 · Consolidated · Unaudited

Revenue

₹8 Cr

Revenue vs last year

+45.1%

Revenue vs last quarter

+67.6%

Net profit

₹6 Cr

Profit vs last year

-98.5%

Profit vs last quarter

+104.5%

Net margin

75.0%

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹211 Cr
Prev close
₹2,740.00
52w High
₹3,599
52w Low
₹2,200
Enterprise value
₹159 Cr
Beta
0.6
Price CAGR 1y
-16.0%
Price CAGR 3y
50.0%
Price CAGR 5y
34.0%
Price CAGR 10y
19.0%

Ratios

Return on assets
77.5%
PEG ratio
—
P/E ratio
5.7
P/B ratio
0.4
EV / EBITDA
5.1
Industry P/E
16.8
ROCE
11.7%
ROCE 5y average
—
ROE
-24.7%
Debt / Equity
0.0
Interest coverage
—
Dividend yield
0.7%
ROE 3y average
-14.0%
ROE last year
-25.0%

Annual P&L

Annual revenue
₹45 Cr
Annual profit
₹455 Cr
Operating margin
91.0%
Net profit margin
1011.1%
EBITDA margin
91.1%
Sales growth 3y
146.6%
Sales growth 5y
45.1%
Profit growth 3y
—
Profit growth 5y
—
EPS
₹5,903
Sales growth TTM
206.0%
Profit growth TTM
249.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹8 Cr
Profit latest quarter
₹6 Cr
YoY quarterly sales growth
45.0%
YoY quarterly profit growth
-98.5%
OPM latest quarter
92.8%

Balance Sheet

Book Value
₹7,452
Face Value
₹10.0
Total debt
₹0 Cr
Total cash
₹52 Cr
Borrowings
₹0 Cr
Reserves / Equity
744.2

Cash Flow

Operating cash flow
-₹63 Cr
Free cash flow
-₹65 Cr
FCF yield
—
Net cash flow
₹2 Cr

Shareholding

Promoter holding
73.9%
FII holding
—
DII holding
0.0%
Public holding
26.1%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance971.2029.66,04,6650.556,080.627.423,165.518.610.9
Shriram Finance965.9020.12,27,2811.113,452.859.913,400.416.211.5
Cholaman.Inv.&Fn1,601.5023.81,36,8270.131,656.245.68,856.321.99.7
Tata Capital318.0024.91,34,9870.181,628.256.38,821.915.18.6
Muthoot Finance2,702.909.61,08,5131.092,824.838.88,671.634.415.8
L&T Finance Ltd263.6020.666,0671.04916.028.75,212.922.48.4
SBI Cards562.4523.553,5250.43664.419.55,040.63.410.1
Alfred Herbert2,820.005.92170.716.261.78.345.011.7
Median137.7020.14710.0010.837.948.627.79.4

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue0.410.580.390.510.420.798.430.705.7318174.968.31
Expenses0.330.360.390.400.370.471.070.651.151.470.450.820.60
Financing Profit0.070.22-0.030.110.050.327.360.044.5816174.147.71
Financing Margin %1738-7.69221241875.718092978393
Other Income0.100.120.10000.1000.024810.050.0300.03
Interest0.0100.0300000.0100000
Depreciation0.040.040.040.040.100.230.230.220.220.200.200.180.20
Profit before tax0.130.300.030.07-0.050.197.13-0.1648516163.967.54
Tax %23-93167715201216.59-1191215152317
Net Profit0.100.58-0.020.02-0.33-0.036.670.0442514143.056.24
EPS in Rs1.307.52-0.260.26-4.28-0.39860.525,5061751814081

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue1520131513127432104548
Expenses1619141511118421343
Financing Profit-11-2-121-101084145
Financing Margin %-76-13-5159-9103615759193
Other Income0021010121004810
Interest0000000000000
Depreciation0000000000111
Profit before tax-1119-131-0221752144
Tax %-2-1124-1911242677-4-311113
Net Profit-1114-121-0221645537
EPS in Rs-1616188-9.983112-2.8523278.69825,903477
Dividend Payout %-13131-25829-9613134660

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
8%
5 years
45%
3 years
147%
TTM
206%

Compounded profit growth

10 years
—
5 years
—
3 years
—
TTM
249%

Stock price CAGR

10 years
19%
5 years
34%
3 years
50%
1 year
-16%

Return on equity

10 years
-7%
5 years
-10%
3 years
-14%
Last year
-25%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital0.770.770.770.770.770.770.770.770.770.770.770.77
Reserves30314645807795106104120122573
Borrowing232111000000
Other Liabilities871271598768813
Total Liabilities414361549789104114111128131587
Fixed Assets44555544443828
CWIP911121416202429343600
Investments1716302769507078718682499
Other Assets101114881443221160
Total Assets414361549789104114111128131587

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-0-0-4021-100-0-1-63
Cash from Investing Activity-2-141-15-31-01165
Cash from Financing Activity210-2-0-1-1-0-0-0-0-0
Net Cash Flow-001-005-60-0-002
Free Cash Flow-6-214-20-5-4-4-4-2-4-65

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-44-5-241-01215-25

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters747474747474747474747474
DIIs0.010.010.010.010.010.010.010.010.010.010.010.01
Government0.010.010.010.010.010.010.010.010.010.010.010.01
Public262626262626262626262626
No. of Shareholders1,9911,9682,0032,0141,9721,9111,8911,9732,1162,1302,1472,217

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -16.2% (₹3,269.65 → ₹2,740.00)Brick size ₹86.00 (fixed)Bricks 46
₹2,500₹3,000₹3,250₹2,740Nov '25Jan '26Mar '26May '26Jul '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹2,740.00 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

News

News and filings about Alfred Herbert India Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE782D01027

News impact

Big market events that reach Alfred Herbert India Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

21 Aug 2026unspecified₹20

Documents

Annual reports, results presentations and earnings calls, straight from the source.

No documents on record yet.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.