Fin Cascade

Prices as of 9 Oct 2026 close · Not investment advice

Apoorva Leasing Finance and Investment Company Limited

NSE: APOORVAOther Financial ServicesTrade-to-trade true

Share price

₹31.25

-4.99% close of 9 Oct 2026

Market cap ₹62 CrP/E —

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

37

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹62 Cr

P/E ratio

—

P/B ratio

0.4

ROCE

0.2%

ROE

0.2%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹39.4752-week low ₹25.25

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step down at Jun 2026 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step down at Jun 2026 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

It has no earnings, so there is no price-to-earnings to compare.

Whether growth justifies the valuation

It has no earnings to weigh the price against.

Profit growthPrice per ₹1 profitPer 1% growth
Apoorva Leasing Finance and Investment Company Limited — this one-46%/yr——
Asset Reconstruction Company (India) Limited7%/yr13.9×₹2.0
Algoquant Fintech Limited—41.8×—
Gyftr Limited16%/yr59.0×₹3.7
Prime Securities Limited22%/yr56.6×₹2.6
Wealth First Portfolio Managers Limited42%/yr30.3×₹0.72

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Other Financial Services), it ranks 21 of 25 on returns, 23 of 23 on growth, 13 of 25 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 0.2% on capital, ahead of 16% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

Yes — Over the last five years it made ₹83 crore of cash from the business, spent ₹45 crore on plant and equipment, and returned ₹1 crore to lenders and shareholders. And the profit is real: of every 100 rupees it reported over 11 years, about 334 arrived as cash — well above the profit, more than depreciation and interest account for, so do not count on it repeating. Its cash comes back faster than it used to: it went from being waiting 1349.4 days for its cash to waiting 1231.3 days for its cash.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 14 Aug 2026 · Consolidated · Unaudited

Revenue

₹0 Cr

Revenue vs last year

-42.2%

Revenue vs last quarter

-83.9%

Net profit

-₹0 Cr

Profit vs last year

-119.0%

Profit vs last quarter

-106.3%

Net margin

-3.3%

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹62 Cr
Prev close
₹31.25
52w High
₹42.3
52w Low
₹24.0
Enterprise value
₹62 Cr
Beta
0.0
Price CAGR 1y
-5.0%
Price CAGR 3y
18.0%
Price CAGR 5y
-6.0%
Price CAGR 10y
19.0%

Ratios

Return on assets
0.2%
PEG ratio
-4.5
P/E ratio
—
P/B ratio
0.4
EV / EBITDA
365.6
Industry P/E
17.6
ROCE
0.2%
ROCE 5y average
1.7%
ROE
0.2%
Debt / Equity
0.0
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
1.0%
ROE last year
0.0%

Annual P&L

Annual revenue
₹1 Cr
Annual profit
₹0 Cr
Operating margin
16.8%
Net profit margin
23.4%
EBITDA margin
16.8%
Sales growth 3y
-35.3%
Sales growth 5y
-24.4%
Profit growth 3y
-46.0%
Profit growth 5y
-37.0%
EPS
₹0.2
Sales growth TTM
72.0%
Profit growth TTM
100.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹0 Cr
Profit latest quarter
₹0 Cr
YoY quarterly sales growth
-40.0%
YoY quarterly profit growth
-100.0%
OPM latest quarter
-8.3%

Balance Sheet

Book Value
₹74.3
Face Value
₹10.0
Total debt
₹0 Cr
Total cash
₹0 Cr
Borrowings
₹0 Cr
Reserves / Equity
6.4

Cash Flow

Operating cash flow
₹13 Cr
Free cash flow
-₹2 Cr
FCF yield
-2.8%
Net cash flow
-₹0 Cr

Shareholding

Promoter holding
52.7%
FII holding
—
DII holding
—
Public holding
47.3%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
CRISIL4,483.0037.132,7840.55216.526.21,075.427.632.5
RRPSemiconductor8,125.6011,0700.00-0.3-13.80.0-32.7
Onemi Technology374.8020.96,6440.0095.159.2669.544.622.7
A R C I141.9013.14,6100.0014.1
Colab Platforms127.30536.52,5970.011.418.332.649.822.4
Algoquant Fin67.9742.61,9110.0016.5263.177.942.931.4
GYFTR155.4054.71,1940.005.3158.26.8
Apoorva Leasing33.90225.7680.000.0-100.00.1-40.00.2
Median139.2023.54350.005.132.832.642.99.7

Competes with: Algoquant Fintech Limited, Asset Reconstruction Company (India) Limited, CRISIL Limited, Centrum Capital Limited, Gyftr Limited, OnEMI Technology Solutions Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales1.050.971.020.630.670.700.19-0.350.200.220.210.720.12
Expenses0.270.180.190.570.270.160.160.170.170.150.070.750.13
Material Cost0
Change in Inventories0
Purchases of Stock-in-Trade0
Employee Cost0.06
Other Expenses0.06
Operating Profit0.780.790.830.060.400.540.03-0.520.030.070.14-0.03-0.01
OPM %7481819.52607716153267-4.17-8.33
Other Income00.370.36-0.5200.010.010.0900.010.100.100
Exceptional items (within Other Income)0
Interest0000000000000
Depreciation0000.060000.060000.080
Profit before tax0.781.161.19-0.520.400.550.04-0.490.030.080.24-0.01-0.01
Tax %262625-27252525-24332525-6000
Net Profit0.580.870.89-0.240.300.410.03-0.290.020.060.180.060
EPS in Rs0.270.430.45-0.110.150.200.02-0.150.010.030.090.030

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales3.335.879.4821225.53105.073.701.251.371.27
Expenses2.864.985.6414171.403.962.271.220.761.141.10
Operating Profit0.470.893.846.574.614.136.092.802.480.490.230.17
OPM %141541322175615567391713
Other Income0.010.01000.060.422.270.020.200.040.190.21
Interest0.030.040.020.020.0500.020.020000
Depreciation000.010.010.040.150.120.080.060.060.080.08
Profit before tax0.450.863.816.544.584.408.222.722.620.470.340.30
Tax %272928282623182725268.82
Net Profit0.430.602.744.743.473.476.722.072.080.420.320.30
EPS in Rs0.220.301.392.381.721.723.361.031.030.210.160.15
Dividend Payout %00000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
-8%
5 years
-24%
3 years
-35%
TTM
72%

Compounded profit growth

10 years
-3%
5 years
-37%
3 years
-46%
TTM
100%

Stock price CAGR

10 years
19%
5 years
-6%
3 years
18%
1 year
-5%

Return on equity

10 years
2%
5 years
1%
3 years
1%
Last year
0%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital2020202020202020202020
Reserves110111117112116121124126128128128
Borrowings0.771.321.440.690.370.050.050.950.050.050.05
Other Liabilities3.422.45125.264.795.395.924.402.271.2314
Total Liabilities135135150138141147150151150149163
Fixed Assets04.04108.669.148.90405172102117
CWIP00000000000
Investments293.78504949422222151614
Other Assets106127908182968878633131
Total Assets135135150138141147150151150149163

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity0-5847-0.346.4912305.72211313
Cash from Investing Activity021-481.61-1.990.17-30-9.85-33-14-13
Cash from Financing Activity00.540.11-0.77-0.37-0.30-0.020.88-0.900.66-0.01
Net Cash Flow0-36-0.210.504.13120.03-3.25-13-0.26-0.07
Free Cash Flow0-5847-0.345.9612305.7221-17-1.73

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days4.382945141351250.360000
Inventory Days01,1578601610
Days Payable222.336.92
Cash Conversion Cycle4.382941,186125351251540000
Working Capital Days7,2417,6833,0411,3491,2315,0141,9393,5873,0675,3004,924
ROCE %0.682.784.733.382.974.131.851.750.320.23

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters535353535353535353535353
Public474747474747474747474747
No. of Shareholders1,2081,2641,2701,2911,3091,6531,6211,6001,6181,6021,5901,600

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -8.2% (₹34.04 → ₹31.25)Brick size ₹1.71 (fixed)Bricks 42
₹25.00₹35.00₹31.25Nov '25Jan '26Mar '26May '26Jul '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹31.25 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net debt from the filed balance sheet at the newest year end: Borrowings − Cash Equivalents − Investments (Current); negative = net cash

-0.26inr_cr

2026-03-31

News

News and filings about Apoorva Leasing Finance and Investment Company Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Other Financial Services
Classification
Financial Services › Other Financial Services
ISIN
INE217S01014

News impact

Big market events that reach Apoorva Leasing Finance and Investment Company Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Splits, bonuses & buybacks

  • daily-prices repair: 2 rows from NSE's archive (replace 0, delete 2, insert 0), 2026-05-28..2026-06-26 (docs/flat_day_repair.md)1× · 28 May 2026

Documents

Annual reports, results presentations and earnings calls, straight from the source.

No documents on record yet.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.