Asset Reconstruction Company (India) Limited
NSE: ARCILOther Financial Services
Share price
₹156.18
-2.58% close of 8 Oct 2026
Business score
How strong the business is, in one number. The parts behind it are in Pro.
54
out of 100 · worked out 8 Oct 2026
Your ratios
The numbers you want to see first. Tap Edit to change them.
Market cap
₹5,076 Cr
P/E ratio
14.4
P/B ratio
—
ROCE
14.0%
ROE
9.8%
Dividend yield
0.0%
Price & valuation chart
How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.
Answers
Simple answers to the questions investors ask most, from the company's own numbers.
How fast it has been growing
Fewer than three years of filings — too early to judge growth.
Whether it grew faster than its sector
It grew -3.7% a year against a sector median of 16.0% — 19.7 percentage points slower.
Room to re-rate, or risk of de-rating
Too little price history yet to compare it with its own past.
Whether growth justifies the valuation
Priced at 2.1 times its growth rate, on earnings growth of 7%.
| Profit growth | Price per ₹1 profit | Per 1% growth | |
|---|---|---|---|
| Asset Reconstruction Company (India) Limited — this one | 7%/yr | 14.4× | ₹2.1 |
| CRISIL Limited | 7%/yr | 34.9× | ₹5.0 |
| OnEMI Technology Solutions Limited | 117%/yr | 20.9× | — |
| Algoquant Fintech Limited | — | 42× | — |
| Gyftr Limited | 16%/yr | 60.0× | ₹3.7 |
| Prime Securities Limited | 22%/yr | 56.0× | ₹2.5 |
Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
How it compares with its peers
Against companies the exchange files under the same label (Other Financial Services), it ranks 6 of 25 on returns, 18 of 23 on growth, 3 of 25 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
What makes it hard to beat — and is that still true?
A narrow advantage: it earns 14% on capital, ahead of 76% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
Whether its growth pays for itself
Yes — Over the 4 years of cash statements on file it made ₹1324 crore of cash from the business and spent ₹8 crore on plant and equipment, with ₹1316 crore to spare; it still raised ₹760 crore mostly borrowed — borrowings rose from ₹118 crore to ₹1206 crore.
Profit reality check
Is the profit real cash? Simple checks on the accounts. Facts only, not advice.
Not enough filed accounts to run these checks yet.
Latest result · Q1 FY27
What the last results showed. Whether management kept its word is in Pro.
Announced 6 Oct 2026 · Consolidated · Audited
Revenue
₹235 Cr
Net profit
₹55 Cr
Net margin
23.4%
EPS
₹2.74
Checklist before you investPRO
Points for and against, in one list.
Key numbers & peers
The main numbers grouped by topic, and how the company compares with similar ones.
Price
- Market cap
- ₹5,076 Cr
- Prev close
- ₹156.18
- 52w High
- ₹165
- 52w Low
- ₹125
- Enterprise value
- ₹5,520 Cr
- Beta
- —
- Price CAGR 1y
- —
- Price CAGR 3y
- —
- Price CAGR 5y
- —
- Price CAGR 10y
- —
Ratios
- Return on assets
- 5.5%
- PEG ratio
- 1.9
- P/E ratio
- 14.4
- P/B ratio
- —
- EV / EBITDA
- 13.2
- Industry P/E
- 17.9
- ROCE
- 14.0%
- ROCE 5y average
- 15.7%
- ROE
- 9.8%
- Debt / Equity
- 0.3
- Interest coverage
- 13.9
- Dividend yield
- 0.0%
- ROE 3y average
- 10.0%
- ROE last year
- 10.0%
Annual P&L
- Annual revenue
- ₹722 Cr
- Annual profit
- ₹315 Cr
- Operating margin
- 66.0%
- Net profit margin
- 43.6%
- EBITDA margin
- 65.9%
- Sales growth 3y
- -3.7%
- Sales growth 5y
- —
- Profit growth 3y
- 7.0%
- Profit growth 5y
- —
- EPS
- ₹10.8
- Sales growth TTM
- 24.0%
- Profit growth TTM
- 7.0%
- Dividend payout
- 9.0%
Quarter P&L
- Sales latest quarter
- ₹235 Cr
- Profit latest quarter
- ₹55 Cr
- YoY quarterly sales growth
- 115.4%
- YoY quarterly profit growth
- 9.8%
- OPM latest quarter
- 57.0%
Balance Sheet
- Book Value
- ₹116
- Face Value
- ₹10.0
- Total debt
- ₹1,206 Cr
- Total cash
- ₹770 Cr
- Borrowings
- ₹1,206 Cr
- Reserves / Equity
- 10.6
Cash Flow
- Operating cash flow
- ₹194 Cr
- Free cash flow
- ₹192 Cr
- FCF yield
- 3.1%
- Net cash flow
- -₹25 Cr
Shareholding
- Promoter holding
- 77.5%
- FII holding
- 4.8%
- DII holding
- 9.5%
- Public holding
- 8.3%
Peer comparison
| Company | Price ₹ | P/E | Mkt cap ₹ Cr | Div yield % | Profit qtr ₹ Cr | Profit var % | Sales qtr ₹ Cr | Sales var % | ROCE % |
|---|---|---|---|---|---|---|---|---|---|
| CRISIL | 4,509.10 | 37.3 | 32,975 | 0.55 | 216.5 | 26.2 | 1,075.4 | 27.6 | 32.5 |
| RRPSemiconductor | 8,125.60 | 11,070 | 0.00 | -0.3 | -13.8 | 0.0 | -32.7 | ||
| Onemi Technology | 377.35 | 21.1 | 6,689 | 0.00 | 95.1 | 59.2 | 669.5 | 44.6 | 22.7 |
| A R C I | 160.31 | 13.6 | 5,208 | 0.00 | 54.9 | 54.2 | 234.7 | 115.4 | 14.1 |
| Colab Platforms | 127.30 | 536.5 | 2,597 | 0.01 | 1.4 | 18.3 | 32.6 | 49.8 | 22.4 |
| Algoquant Fin | 70.20 | 44.1 | 1,973 | 0.00 | 16.5 | 263.1 | 77.9 | 42.9 | 31.4 |
| GYFTR | 169.52 | 59.7 | 1,302 | 0.00 | 5.3 | 158.2 | 6.8 | ||
| Median | 138.94 | 23.0 | 364 | 0.00 | 5.5 | 30.1 | 33.2 | 43.7 | 9.1 |
Competes with: Algoquant Fintech Limited, Apoorva Leasing Finance and Investment Company Limited, Available Finance Limited, CRISIL Limited, Centrum Capital Limited, DELPHI WORLD MONEY LIMITED, GACM Technologies Limited, GACM Technologies Limited, Gujarat Lease Financing Limited, Gyftr Limited, HB Portfolio Limited, Karamtara Engineering Limited, LCC Projects Limited, Maha Rashtra Apex Corporation Limited, Manipal Payment and Identity Solutions Limited, NDL Ventures Limited, OnEMI Technology Solutions Limited, Paul Merchants Limited, Pioneer Investcorp Limited, Prime Securities Limited, Reliable Data Services Limited, Rentomojo Limited, Steamhouse India Limited, Sumedha Fiscal Services Limited, Thacker & Company Limited, The Investment Trust Of India Limited, Toyam Sports Limited, Transcorp International Limited, Wealth First Portfolio Managers Limited
Quarterly results
Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.
| Line item | Jun 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|
| Sales | 109 | 196 | 235 |
| Expenses | 37 | 89 | 101 |
| Material Cost | 0 | ||
| Change in Inventories | 0 | ||
| Purchases of Stock-in-Trade | 0 | ||
| Employee Cost | 21 | ||
| Other Expenses | 80 | ||
| Operating Profit | 72 | 107 | 133 |
| OPM % | 66 | 55 | 57 |
| Other Income | 8 | 18 | 1 |
| Exceptional items (within Other Income) | 0 | ||
| Interest | 3 | 20 | 25 |
| Depreciation | 1 | 1 | 0.81 |
| Profit before tax | 76 | 104 | 108 |
| Tax % | 32 | 39 | 46 |
| Net Profit | 50 | 63 | 55 |
| EPS in Rs | 1.78 | 2.53 | 2.74 |
| Diluted EPS in Rs | 2.74 |
Profit & loss
Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Sales | 809 | 606 | 582 | 722 |
| Expenses | 423 | 187 | 162 | 246 |
| Operating Profit | 387 | 419 | 420 | 476 |
| OPM % | 48 | 69 | 72 | 66 |
| Other Income | 3 | 4 | 26 | 28 |
| Interest | 2 | 6 | 12 | 36 |
| Depreciation | 2 | 2 | 2 | 3 |
| Profit before tax | 386 | 415 | 431 | 465 |
| Tax % | 21 | 25 | 28 | 31 |
| Net Profit | 306 | 314 | 310 | 315 |
| EPS in Rs | 8.82 | 10 | 10 | 11 |
| Dividend Payout % | 11 | 15 | 30 | 9 |
Compounded growth
Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.
Compounded sales growth
- 10 years
- —
- 5 years
- —
- 3 years
- -4%
- TTM
- 24%
Compounded profit growth
- 10 years
- —
- 5 years
- —
- 3 years
- 7%
- TTM
- 7%
Return on equity
- 10 years
- —
- 5 years
- —
- 3 years
- 10%
- Last year
- 10%
Balance sheet
What the company owns and what it owes, at the end of each year. ₹ crore.
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 325 | 325 | 325 | 325 |
| Reserves | 2,487 | 2,751 | 3,093 | 3,456 |
| Borrowings | 118 | 150 | 306 | 1,206 |
| Other Liabilities | -140 | 431 | 672 | 740 |
| Total Liabilities | 2,790 | 3,657 | 4,396 | 5,726 |
| Fixed Assets | 38 | 37 | 39 | 40 |
| CWIP | 0 | 3 | 1 | 0 |
| Investments | 1,090 | 914 | 1,122 | 1,535 |
| Other Assets | 1,661 | 2,702 | 3,234 | 4,151 |
| Total Assets | 2,790 | 3,657 | 4,396 | 5,726 |
Cash flows
Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Cash from Operating Activity | 295 | 552 | 283 | 194 |
| Cash from Investing Activity | -363 | -381 | -554 | -985 |
| Cash from Financing Activity | -44 | -56 | 94 | 766 |
| Net Cash Flow | -111 | 115 | -176 | -25 |
| Free Cash Flow | 295 | 547 | 282 | 192 |
Ratios
How fast customers pay, how long stock sits, and how well capital earns — year by year.
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Debtor Days | 22 | 38 | 34 | 54 |
| Cash Conversion Cycle | 22 | 38 | 34 | 54 |
| Working Capital Days | -60 | -477 | -754 | -601 |
| ROCE % | 17 | 16 | 14 |
Price trend
The price as a Renko brick chart: small moves drop out so the bigger path stands out.
Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.
Open interestPRO
Where option traders are positioned on this stock.
Industry numbers
The numbers that matter most in this industry, from the company's own filings.
the company's own unlisted debt securities in default at period end
0.00cr
2026-06-30
the company's own loans / revolving facilities in default at period end (standalone filing)
0.00cr
2026-06-30
News
News and filings about Asset Reconstruction Company (India) Limited. Open one to see why it matters.
No recent news for this company.
Supply chain
Who it buys from, sells to and competes with — as recorded in our map of company links.
Competes with
- Algoquant Fintech Limited
- Apoorva Leasing Finance and Investment Company Limited
- Available Finance Limited
- CRISIL Limited
- Centrum Capital Limited
- DELPHI WORLD MONEY LIMITED
- GACM Technologies Limited
- Gujarat Lease Financing Limited
- Gyftr Limited
- HB Portfolio Limited
- Karamtara Engineering Limited
- LCC Projects Limited
- Maha Rashtra Apex Corporation Limited
- Manipal Payment and Identity Solutions Limited
- NDL Ventures Limited
- OnEMI Technology Solutions Limited
- Paul Merchants Limited
- Pioneer Investcorp Limited
- Prime Securities Limited
- Reliable Data Services Limited
- Rentomojo Limited
- Steamhouse India Limited
- Sumedha Fiscal Services Limited
- Thacker & Company Limited
- The Investment Trust Of India Limited
- Toyam Sports Limited
- Transcorp International Limited
- Wealth First Portfolio Managers Limited
About
What the company is, from our own records: where it sits, where it makes things, and what it is made of.
- Sector
- Financial Services
- Industry
- Other Financial Services
- Classification
- Financial Services › Other Financial Services
- ISIN
- INE148G01016
News impact
Big market events that reach Asset Reconstruction Company (India) Limited, and how the effect spreads.
26 Sept, 16:20 IST · Market event · high impact
Steamhouse India wins ₹311 cr EPC mandate for 300 TPH steam project in Himachal
Steamhouse India won a Rs 311 crore steam-plant build in Himachal with 25 years of upkeep, which helps Steamhouse's sales while rivals see no gain or loss.
Who it hits first
- Steamhouse India, which builds and runs steam plants, won a Rs 311 crore order to build a 300 TPH steam facility in Himachal Pradesh.
- The order also pays Steamhouse to run and maintain the plant for 25 years, giving it steady upkeep income on top of the build work.
- That mix of build fees plus a 25-year service tail lifts Steamhouse's sales visibility, while rival bidders get nothing from this award.
Who may gain
- Steamhouse India, the steam-plant builder and operator, which collects the Rs 311 crore build fee and 25 years of upkeep payments.
Along the supply chain
Downstream
No direct downstream buyer is named either — the steam will serve Himachal industrial users once the plant runs, but no customer company is identified to benefit.
Upstream
No direct upstream link is named in the pack — Steamhouse lists no suppliers, so boiler, pipe or fuel vendors for this plant cannot be credited with new orders.
Where demand moves
Business
New business demand lands squarely on Steamhouse India: a Rs 311 crore build contract for the 300 TPH plant plus 25 years of paid operation and upkeep, which stretches its order book from one-time construction into long service income.
Capital
Investor money is likely to favour Steamhouse shares on stronger earnings visibility, with little reason for funds to rotate into rivals since they won no work here.
How it spreads across sectors
Capital Goods
Small positive readthrough: a Rs 311 crore steam EPC award shows industrial boiler demand is alive, but one order does not lift the whole equipment sector.
Utilities
Mildly positive for steam-as-a-service models since a 25-year upkeep deal proves long service contracts are being signed, though only Steamhouse gains here.
When it plays out
Immediate
Steamhouse shares react to the order headline; rivals stay flat as the market sees a single-company win.
Medium term
Build progress and early upkeep billing decide the lasting gain; peers move only if more steam orders follow.
Short term
Focus shifts to order details — build schedule, margins and upkeep terms — which set how much profit Steamhouse keeps.
Dividends, splits & big trades
Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.
Bulk & block deals
| Date | Who | Bought / sold | Shares | Price |
|---|---|---|---|---|
| 17 Sep 2026 | BNP PARIBAS FINANCIAL MARKETS | BUY | 28,28,095 | ₹137.47 |
| 17 Sep 2026 | BNP PARIBAS FINANCIAL MARKETS | SELL | 86,143 | ₹134.22 |
Documents
Annual reports, results presentations and earnings calls, straight from the source.
No documents on record yet.
Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.