Fin Cascade
Get Android appGet iOS app

Prices as of 9 Oct 2026 close · Not investment advice

Gujarat Lease Financing Limited

NSE: GLFLOther Financial Services

Share price

₹5.58

-0.36% close of 9 Oct 2026

Market cap ₹15 CrP/E 505.2

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 6 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

36

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹15 Cr

P/E ratio

505.2

P/B ratio

-3.7

ROCE

0.8%

ROE

—

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹8.9052-week low ₹3.85

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Fewer than three years of filings — too early to judge growth.

Whether it grew faster than its sector

It grew 35.8% a year against a sector median of 16.0% — 19.9 percentage points faster.

Room to re-rate, or risk of de-rating

Its profit has collapsed to almost nothing, so the current price-to-profit number is meaningless — there is no honest multiple to compare with its past.

Whether growth justifies the valuation

Its profit has collapsed to almost nothing, so the price-to-profit number is meaningless — growth cannot be weighed against a price like that.

Profit growthPrice per ₹1 profitPer 1% growth
Gujarat Lease Financing Limited — this one-36%/yr——
Gyftr Limited16%/yr60.0×₹3.7
Prime Securities Limited22%/yr56.0×₹2.5
Centrum Capital Limited-31%/yr——
Wealth First Portfolio Managers Limited42%/yr27.9×₹0.66
The Investment Trust Of India Limited36%/yr14.5×₹0.40

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Other Financial Services), it ranks 19 of 25 on returns, 4 of 23 on growth, 15 of 25 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 0.8% on capital, ahead of 24% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

Yes — Over the last five years it made ₹4 crore of cash from the business, spent ₹0 crore on plant and equipment, and returned ₹0 crore to lenders and shareholders. It has not made a profit over 12 years.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 30 Jul 2026 · Standalone

Revenue

₹0 Cr

Net profit

-₹0 Cr

EPS

₹-0.03

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹15 Cr
Prev close
₹5.58
52w High
₹9.3
52w Low
₹3.7
Enterprise value
—
Beta
0.3
Price CAGR 1y
-14.0%
Price CAGR 3y
14.0%
Price CAGR 5y
12.0%
Price CAGR 10y
11.0%

Ratios

Return on assets
0.8%
PEG ratio
-14.0
P/E ratio
505.2
P/B ratio
-3.7
EV / EBITDA
—
Industry P/E
17.6
ROCE
0.8%
ROCE 5y average
1.1%
ROE
—
Debt / Equity
—
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
—
ROE last year
—

Annual P&L

Annual revenue
₹0 Cr
Annual profit
₹0 Cr
Operating margin
11.6%
Net profit margin
11.6%
EBITDA margin
11.6%
Sales growth 3y
14.0%
Sales growth 5y
84.7%
Profit growth 3y
-36.0%
Profit growth 5y
16.0%
EPS
₹0.0
Sales growth TTM
2.0%
Profit growth TTM
-50.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹0 Cr
Profit latest quarter
-₹0 Cr
YoY quarterly sales growth
—
YoY quarterly profit growth
—
OPM latest quarter
—

Balance Sheet

Book Value
—
Face Value
₹10.0
Total debt
₹10 Cr
Total cash
₹6 Cr
Borrowings
₹10 Cr
Reserves / Equity
-1.1

Cash Flow

Operating cash flow
₹5 Cr
Free cash flow
₹5 Cr
FCF yield
34.7%
Net cash flow
₹6 Cr

Shareholding

Promoter holding
45.7%
FII holding
—
DII holding
0.0%
Public holding
54.3%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
CRISIL4,523.3037.433,0790.55216.526.21,075.427.632.5
RRPSemiconductor8,125.6011,0700.00-0.3-13.80.0-32.7
Onemi Technology383.1021.46,7930.0095.159.2669.544.622.7
A R C I145.7412.44,7350.0054.954.2234.7115.414.1
Colab Platforms127.30536.52,5970.011.418.332.649.822.4
Algoquant Fin70.5644.31,9830.0016.5263.177.942.931.4
GYFTR169.3059.61,3000.005.3158.26.8
Guj. Lease Fin.5.39487.3150.00-0.1-33.30.00.8
Median139.1523.43640.005.230.130.243.79.1

Competes with: Algoquant Fintech Limited, Asset Reconstruction Company (India) Limited, CRISIL Limited, Centrum Capital Limited, Gyftr Limited, OnEMI Technology Solutions Limited, Wealth First Portfolio Managers Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Standalone · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales0000000000000
Expenses0.160.110.050.060.160.090.060.060.160.090.080.050.18
Material Cost000000
Change in Inventories000000
Purchases of Stock-in-Trade000000
Employee Cost0.030.030.030.030.030.04
Other Expenses0.030.130.050.040.020.14
Operating Profit-0.16-0.11-0.05-0.06-0.16-0.09-0.06-0.06-0.16-0.09-0.08-0.05-0.18
Other Income0.100.100.170.100.100.110.110.110.100.110.110.110.10
Exceptional items (within Other Income)000000
Interest0000000000000
Depreciation0000000000000
Profit before tax-0.06-0.010.120.04-0.060.020.050.05-0.060.020.030.06-0.08
Tax %0000000000000
Net Profit-0.06-0.010.120.04-0.060.020.050.05-0.060.020.030.06-0.08
EPS in Rs-0.02-00.040.01-0.020.010.020.02-0.020.010.010.02-0.03
Diluted EPS in Rs0.02-0.020.010.010.02-0.03

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Standalone · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales0.020.080.030.070.080.100.020.290.290.410.420.430
Expenses0.220.380.280.420.570.560.340.350.340.390.360.380.40
Material Cost00
Change in Inventories00
Purchases of Stock-in-Trade00
Employee Cost0.120.12
Other Expenses0.240.25
Operating Profit-0.20-0.30-0.25-0.35-0.49-0.46-0.32-0.06-0.050.020.060.05-0.40
OPM %-1,000-375-833-500-613-460-1,600-21-174.881412
Other Income0.170.18000.160.56000.250.07000.43
Exceptional items (within Other Income)00
Interest000000.010000000
Depreciation0.040.030.020.020.020.020.020.020.0100.000.000
Profit before tax-0.07-0.15-0.27-0.37-0.350.07-0.34-0.080.190.090.060.050.03
Tax %00008.570000000
Net Profit-0.07-0.15-0.27-0.37-0.380.07-0.35-0.080.190.090.060.050.03
EPS in Rs-0.03-0.06-0.10-0.14-0.140.03-0.13-0.030.070.030.020.020.01
Diluted EPS in Rs0.020.02
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
18%
5 years
85%
3 years
14%
TTM
2%

Compounded profit growth

10 years
8%
5 years
16%
3 years
-36%
TTM
-50%

Stock price CAGR

10 years
11%
5 years
12%
3 years
14%
1 year
-14%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital272727272727272727272727
Reserves-57-57-45-35-33-34-32-32-31-31-31-31
Borrowings333333151510101010101010
Other Liabilities8.248.200.430.560.580.350.340.360.370.400.420.47
Total Liabilities1212168.199.363.655.995.946.136.286.366.43
Fixed Assets0.300.170.140.120.100.070.050.020.010.010.010.02
CWIP000000000000
Investments1112167.639.053.330.010.010.010.110.110.09
Other Assets0.570.160.210.440.210.255.935.916.116.166.246.32
Total Assets1212168.199.363.655.995.946.136.286.366.42

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity0.15-0.31-0.22-0.34-0.52-0.59-5.82-0.340.19-0.91-0.385.26
Cash from Investing Activity0.39-0.060.240.500.395.646.050.290.280.400.410.42
Cash from Financing Activity-0.15-0.02-0.0200-5000000
Net Cash Flow0.39-0.3900.16-0.130.060.23-0.050.47-0.510.035.68
Free Cash Flow0.52-0.07-0.22-0.34-0.52-0.59-5.82-0.340.19-0.91-0.385.25

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days000000000000
Cash Conversion Cycle000000000000
Working Capital Days-1,46,183-36,637-4,745-2,555-1,871-1,168-5,658-390-403-276-226-221
ROCE %-6.08-7.46-2.76-3.15-4.271.32-7.60-1.423.351.551.020.84

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Standalone · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters464646464646464646464646
DIIs0.010.010.010.010.010.010.010.010.010.010.010.01
Public545454545454545454545454
No. of Shareholders29,13029,12529,29229,34529,56330,08330,05329,75729,79129,77229,61829,592

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -9.4% (₹6.16 → ₹5.58)Brick size ₹0.41 (fixed)Bricks 37
₹4.00₹8.00₹5.58Nov '25Jan '26Mar '26May '26Jul '26
Price moved up one brickPrice moved down one brickLast close ₹5.58 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about Gujarat Lease Financing Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Other Financial Services
Classification
Financial Services › Other Financial Services
ISIN
INE540A01017

News impact

Big market events that reach Gujarat Lease Financing Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Splits, bonuses & buybacks

  • daily-prices repair: 25 rows from NSE's archive (replace 19, delete 0, insert 6), 2017-12-12..2026-02-26 (docs/flat_day_repair.md)1× · 12 Dec 2017

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.