Fin Cascade

Prices as of 9 Oct 2026 close · Not investment advice

Reliable Data Services Limited

NSE: RELIABLEOther Financial Services

Share price

₹139.80

+0.03% close of 9 Oct 2026

Market cap ₹140 CrP/E 15.2

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 8 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

63

out of 100 · worked out 9 Oct 2026

How the business score works

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹140 Cr

P/E ratio

15.2

P/B ratio

2.0

ROCE

11.1%

ROE

10.9%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹168.8752-week low ₹110.75

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Sales grew 37.2% over the past year, and 35.9% a year over its longer record. Meanwhile what it keeps of every 100 rupees of sales slipped from 15.0% to 11.6% over the last four years.

Whether it grew faster than its sector

It grew 35.9% a year against a sector median of 16.0% — 20.0 percentage points faster.

Room to re-rate, or risk of de-rating

At 15.2× earnings against a market that pays 24.1× across 2199 companies we can price. Its own industry sits at 41.8×, across 5 companies. It is against its own five-year median of 14.5×, the 57th percentile of its own range.

Whether growth justifies the valuation

Priced at 0.8 times its growth rate, on earnings growth of 20%.

Profit growthPrice per ₹1 profitPer 1% growth
Reliable Data Services Limited — this one20%/yr15.2×₹0.76
OnEMI Technology Solutions Limited117%/yr20.7×—
Asset Reconstruction Company (India) Limited7%/yr13.9×₹2.0
Algoquant Fintech Limited—41.8×—
Gyftr Limited16%/yr59.0×₹3.7
Prime Securities Limited22%/yr56.6×₹2.6

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Other Financial Services), it ranks 9 of 25 on returns, 3 of 23 on growth, 17 of 25 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 11.1% on capital, ahead of 64% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

No — Over the last five years it made ₹9 crore of cash from the business but spent ₹15 crore on plant and equipment, ₹6 crore more than it made; the gap was mostly borrowed — borrowings rose from ₹14 crore to ₹46 crore. But only about 10 of every 100 rupees of profit it reported over 12 years arrived as cash — the rest is tied up. Its cash comes back faster than it used to: it went from being waiting 91 days for its cash to waiting 84 days for its cash.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

How the profit check works

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 14 Aug 2026 · Consolidated · Unaudited

Revenue

₹58 Cr

Revenue vs last year

+45.9%

Revenue vs last quarter

+4.6%

Net profit

₹2 Cr

Profit vs last year

+42.3%

Profit vs last quarter

+86.7%

Net margin

4.2%

EPS

₹2.32

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹140 Cr
Prev close
₹139.80
52w High
₹175
52w Low
₹105
Enterprise value
₹176 Cr
Beta
0.8
Price CAGR 1y
20.0%
Price CAGR 3y
32.0%
Price CAGR 5y
31.0%
Price CAGR 10y
—

Ratios

Return on assets
3.8%
PEG ratio
0.8
P/E ratio
15.2
P/B ratio
2.0
EV / EBITDA
9.3
Industry P/E
17.6
ROCE
11.1%
ROCE 5y average
12.0%
ROE
10.9%
Debt / Equity
0.6
Interest coverage
3.5
Dividend yield
0.0%
ROE 3y average
10.0%
ROE last year
11.0%

Annual P&L

Annual revenue
₹185 Cr
Annual profit
₹7 Cr
Operating margin
9.0%
Net profit margin
3.8%
EBITDA margin
9.2%
Sales growth 3y
36.3%
Sales growth 5y
33.3%
Profit growth 3y
20.0%
Profit growth 5y
33.0%
EPS
₹6.7
Sales growth TTM
37.0%
Profit growth TTM
-16.0%
Dividend payout
1.0%

Quarter P&L

Sales latest quarter
₹58 Cr
Profit latest quarter
₹2 Cr
YoY quarterly sales growth
45.9%
YoY quarterly profit growth
42.3%
OPM latest quarter
7.9%

Balance Sheet

Book Value
₹71.0
Face Value
₹10.0
Total debt
₹46 Cr
Total cash
₹5 Cr
Borrowings
₹46 Cr
Reserves / Equity
6.1

Cash Flow

Operating cash flow
₹11 Cr
Free cash flow
₹12 Cr
FCF yield
5.7%
Net cash flow
₹5 Cr

Shareholding

Promoter holding
67.8%
FII holding
0.2%
DII holding
—
Public holding
32.0%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
CRISIL4,431.6036.632,4080.55216.526.21,075.427.632.5
RRPSemiconductor8,125.6011,0700.00-0.3-13.80.0-32.7
Onemi Technology372.4020.96,6020.0095.159.2669.544.622.7
A R C I158.0513.45,1350.0054.954.2234.7115.414.1
Colab Platforms127.30536.52,5970.011.418.332.649.822.4
Algoquant Fin68.1542.81,9160.0016.5263.177.942.931.4
GYFTR171.3060.31,3160.005.3158.26.8
Reliable Data137.4015.41420.042.446.457.645.911.1
Median136.6523.53640.005.530.133.243.79.1

Competes with: Algoquant Fintech Limited, Asset Reconstruction Company (India) Limited, CRISIL Limited, Centrum Capital Limited, Gyftr Limited, OnEMI Technology Solutions Limited, Wealth First Portfolio Managers Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales13182128202433533969235558
Expenses9.91151823172126503563185253
Material Cost000000
Change in Inventories-0.8200000
Purchases of Stock-in-Trade0.83000.8400.89
Employee Cost2.775.012.762.76515.49
Other Expenses473061141.6947
Operating Profit3.062.592.714.733.682.986.933.394.275.735.882.734.56
OPM %241413171813216.40118.29254.967.92
Other Income00.0100.05000.893.800000.25-0.07
Exceptional items (within Other Income)0000-0.10-0.10
Interest0.540.610.750.950.961.100.951.021.010.990.870.890.68
Depreciation0.920.210.471.820.850.141.441.400.991.710.760.450.58
Profit before tax1.601.781.492.011.871.745.434.772.273.034.251.643.23
Tax %28262913222224192626262226
Net Profit1.161.331.061.731.451.374.123.871.682.243.151.282.39
EPS in Rs0.941.200.711.521.241.243.993.751.632.173.051.242.32
Diluted EPS in Rs3.751.632.173.051.242.32

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales24263343474644537379131185205
Expenses21232935383940466466114168186
Material Cost00
Change in Inventories-0.820
Purchases of Stock-in-Trade0.830
Employee Cost14160
Other Expenses1007.25
Operating Profit43499748913171719
OPM %15121320191691413161399
Other Income1000000010500
Exceptional items (within Other Income)-0.180
Interest11111122234.0443
Depreciation1111110023.413.8344
Profit before tax2237762566.88141012
Tax %313335292933302921232432
Net Profit2125542455.291079
EPS in Rs1411124.174.123.201.613.373.854.878.746.678.78
Diluted EPS in Rs106.67
Dividend Payout %0001020111101

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
22%
5 years
33%
3 years
36%
TTM
37%

Compounded profit growth

10 years
19%
5 years
33%
3 years
20%
TTM
-16%

Stock price CAGR

10 years
—
5 years
31%
3 years
32%
1 year
20%

Return on equity

10 years
10%
5 years
10%
3 years
10%
Last year
11%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1119910101010101010
Reserves789212425242734394761
Borrowings689788121429384746
Other Liabilities878171925292441364865
Minority Interest1415
Total Liabilities2124275459687676115123152183
Fixed Assets449109881019172320
CWIP230000182324242119
Investments23012985448810
Other Assets13141832425246396874101133
Total Assets2124275459687676115123152183

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity711-62-6-36-15-0711
Cash from Investing Activity-3-3-2-13-061-7-5-5-12-7
Cash from Financing Activity-21-020-1-12-021651
Net Cash Flow1-1-110-0-0-001-05
Free Cash Flow4-1-1-83-5-4-1-19-24.1012

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days9370103131106104216177172239205185
Cash Conversion Cycle9370103131106104216177172239205185
Working Capital Days648434691371961239164929284
ROCE %24162027211581412111211

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Sep 2026
Line itemDec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters727272727272727268686868
FIIs0000.080.080.050.0500.320.450.330.20
Public282828282828282832323232
No. of Shareholders2272172402,3163,3104,4935,0145,8285,6275,3985,0094,904

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year +21.4% (₹115.12 → ₹139.80)Brick size ₹6.00 (fixed)Bricks 35
₹120₹160₹140Nov '25Jan '26Mar '26May '26Jul '26
Price moved up one brickPrice moved down one brickLast close ₹139.80 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net debt from the filed balance sheet at the newest year end: Borrowings − Cash Equivalents − Investments (Current); negative = net cash

35.83inr_cr

2026-03-31

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about Reliable Data Services Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Sells to

  • AU Small Finance Bank Limited · back-office transaction processing, field collection and front-office support services
  • Axis Bank · back-office transaction processing, field collection and front-office support services
  • BNP Paribas · back-office transaction processing and front-office support services
  • Barclays Finance · back-office transaction processing, field collection and front-office support services
  • Citibank · back-office transaction processing and front-office support services
  • DBS Bank Limited · back-office transaction processing and front-office support services
  • Deutsche Bank · back-office transaction processing and front-office support services
  • Family Health Plan (TPA) Limited · health-claims back-office processing and document handling
  • Federal Bank · back-office transaction processing, field collection and front-office support services
  • HDFC Bank · back-office transaction processing, field collection and front-office support services
  • HSBC Bank · back-office transaction processing and front-office support services
  • ICICI Bank · back-office transaction processing, PDC management, field collection and front-office supp…
  • ICICI Lombard General Insurance · back-office processing and policy/claims support services
  • IDBI Bank Limited · back-office transaction processing, field collection and front-office support services
  • IDFC First Bank · back-office transaction processing, field collection and front-office support services
  • Kotak Mahindra Bank · back-office transaction processing, field collection and front-office support services
  • National Gandhi Museum · digitisation of records and bulk data-entry services
  • Reliance General Insurance · back-office processing and policy/claims support services
  • Standard Chartered Bank · back-office transaction processing, field collection and front-office support services
  • Tata Power Company · back-office processing, billing/document delivery and collection support services (non-BFS…
  • Union Bank of India · back-office transaction processing, field collection and front-office support services
  • Vodafone Idea · back-office processing, document/bill delivery and address-verification services (non-BFSI…
  • Yes Bank Limited · back-office transaction processing, field collection and front-office support services

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Other Financial Services
Classification
Financial Services › Other Financial Services
ISIN
INE375Y01018

Business segments

  • NON BFSI SEGMENT · 70%
  • BFSI SEGMENT · 30%

News impact

Big market events that reach Reliable Data Services Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

18 Sep 2026unspecified₹0.05
12 Sep 2025unspecified₹0.04
20 Sep 2024unspecified₹0.03

Splits, bonuses & buybacks

  • daily-prices repair: 50 rows from NSE's archive (replace 48, delete 0, insert 2), 2017-11-20..2026-02-01 (docs/flat_day_repair.md)1× · 20 Nov 2017

Bulk & block deals

DateWhoBought / soldSharesPrice
19 Aug 2026L7 HITECH PRIVATE LIMITEDBUY66,009₹137.99
14 Aug 2026L7 HITECH PRIVATE LIMITEDBUY1,00,000₹143.45
14 May 2026REAL OUTSOURCING SERVICES LIMITEDBUY52,000₹131.63

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.