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Prices as of 8 Oct 2026 close · Not investment advice

IDBI Bank Limited

NSE: IDBIPrivate Sector Bank

Share price

₹83.18

-2.91% close of 8 Oct 2026

Market cap ₹89,435 CrP/E 9.6

Business score

How strong the business is, in one number. The parts behind it are in Pro.

65

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹89,435 Cr

P/E ratio

9.6

P/B ratio

1.3

ROCE

5.9%

ROE

14.1%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹116.0152-week low ₹61.50

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Sales grew 0.9% over the past year, and 5.8% a year over its longer record. Meanwhile what it keeps on lending slipped from 19.8% to 19.3% over the last two years.

Whether it grew faster than its sector

It grew 5.8% a year against a sector median of 16.0% — 10.1 percentage points slower.

Room to re-rate, or risk of de-rating

At 9.6× earnings against a market that pays 23.9× across 2199 companies we can price. Its own industry sits at 16.9×, across 5 companies. It is against its own five-year median of 15.9×, the 7th percentile of its own range.

Whether growth justifies the valuation

Priced at 0.3 times its growth rate, on earnings growth of 35%.

Profit growthPrice per ₹1 profitPer 1% growth
IDBI Bank Limited — this one35%/yr9.6×₹0.27
HDFC Bank18%/yr13.5×₹0.75
ICICI Bank17%/yr17.2×₹1.0
Kotak Mahindra Bank9%/yr21.6×₹2.4
Axis Bank35%/yr13.9×₹0.40
Federal Bank11%/yr16.9×₹1.5

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Private Sector Bank), it ranks 4 of 20 on returns, 20 of 20 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

A narrow advantage: it earns 14.1% on capital, ahead of 80% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result

What the last results showed. Whether management kept its word is in Pro.

Results are expected soon.

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹89,435 Cr
Prev close
₹83.18
52w High
₹118
52w Low
₹61.0
Enterprise value
—
Beta
1.4
Price CAGR 1y
-6.0%
Price CAGR 3y
9.0%
Price CAGR 5y
12.0%
Price CAGR 10y
2.0%

Ratios

Return on assets
2.0%
PEG ratio
0.3
P/E ratio
9.6
P/B ratio
1.3
EV / EBITDA
—
Industry P/E
13.7
ROCE
5.9%
ROCE 5y average
—
ROE
14.1%
Debt / Equity
0.4
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
13.0%
ROE last year
14.0%

Annual P&L

Annual revenue
₹29,020 Cr
Annual profit
₹9,237 Cr
Operating margin
11.0%
Net profit margin
31.8%
EBITDA margin
11.1%
Sales growth 3y
12.1%
Sales growth 5y
7.8%
Profit growth 3y
35.0%
Profit growth 5y
43.0%
EPS
₹8.6
Sales growth TTM
1.0%
Profit growth TTM
18.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹7,549 Cr
Profit latest quarter
₹2,131 Cr
YoY quarterly sales growth
7.4%
YoY quarterly profit growth
5.3%
OPM latest quarter
23.0%

Balance Sheet

Book Value
₹63.8
Face Value
₹10.0
Total debt
₹28,104 Cr
Total cash
₹33,230 Cr
Borrowings
₹28,104 Cr
Reserves / Equity
5.4

Cash Flow

Operating cash flow
₹16,762 Cr
Free cash flow
₹16,454 Cr
FCF yield
—
Net cash flow
₹12,438 Cr

Shareholding

Promoter holding
94.7%
FII holding
0.5%
DII holding
0.1%
Public holding
4.7%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
HDFC Bank702.7513.710,83,5421.8520,382.718.490,575.33.77.0
ICICI Bank1,357.5017.49,74,5420.8816,276.213.952,240.96.47.2
Kotak Mah. Bank440.0021.94,37,7070.155,480.522.618,354.66.47.0
Axis Bank1,242.5013.93,86,8860.087,670.422.235,542.09.96.2
IDBI Bank85.679.992,1160.002,130.65.37,549.37.45.9
Federal Bank323.5017.179,9910.371,302.536.87,861.69.96.4
IDFC First Bank79.5430.568,5860.311,075.0132.411,051.114.66.0
Median315.0013.847,9300.34628.729.64,735.49.66.4

Competes with: Axis Bank, Bandhan Bank Limited, CSB Bank Limited, City Union Bank Limited, DCB Bank Limited, Dhanlaxmi Bank Limited, Federal Bank, HDFC Bank, ICICI Bank, IDFC First Bank, IndusInd Bank, Karur Vysya Bank Limited, Kotak Mahindra Bank, RBL Bank Limited, Tamilnad Mercantile Bank Limited, The Jammu & Kashmir Bank Limited, The Karnataka Bank Limited, The South Indian Bank Limited, Yes Bank Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue6,8646,0386,5496,9956,6707,4457,8196,9837,0277,1097,0807,8047,549
Expenses3,0671,7012,4442,5651,5532,7812,3822,4152,0911,6512,0002,7571,751
Financing Profit9361,3721,0031,1321,6881,1021,8548851,0851,6421,2181,1021,745
Financing Margin %14231516251524131523171423
Other Income9071,0251,0319618571,3688102,1071,4722,1551,2711,7141,084
Interest2,8612,9663,1023,2983,4283,5623,5833,6833,8513,8163,8623,9444,053
Depreciation0000000000000
Profit before tax1,8432,3972,0342,0932,5462,4702,6642,9912,5573,7972,4892,8162,829
Tax %33422721322528312115212925
Net Profit1,2341,3931,5151,6721,7391,8691,9542,0942,0243,2411,9592,0132,131
EPS in Rs1.141.291.401.551.611.731.811.941.8831.821.871.98
Gross NPA6,3856,2426,2816,0286,090
Income on Investments2,0322,0621,9572,1392,023
Interest on Advances4,7714,7804,8135,0405,231
Interest on RBI and Inter-bank Balances188233262281257
Net NPA447474425380426

Filed only on the standalone basis, so shown from it: Gross NPA, Income on Investments, Interest on Advances, Interest on RBI and Inter-bank Balances, Net NPA.

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue28,16428,05827,80523,04622,10220,85419,95618,31620,59226,44628,91729,02029,542
Expenses8,42414,33918,13020,69824,11820,14610,5159,97510,2329,23311,67510,3288,159
Financing Profit-2,647-8,212-12,344-15,028-18,178-13,133-1,967-7811,2294,9862,9853,2175,707
Financing Margin %-9-29-44-65-82-63-10-4619101119
Other Income4,1893,5184,2077,2483,5354,6314,8484,9594,6173,9755,2096,6376,224
Interest22,38721,93122,01917,37616,16213,84111,4089,1229,13012,22614,25715,47415,676
Depreciation1412183623773703943974174995435386170
Profit before tax1,401-4,912-8,498-8,157-15,013-8,8962,4843,7605,3468,4187,6569,23711,931
Tax %32-26-4000444232303100
Net Profit957-3,574-4,997-8,116-14,970-12,8191,5322,5573,7285,8147,6319,2109,343
EPS in Rs5.87-17-24-26-19-121.412.363.455.387.108.578.67
Dividend Payout %1300000002928300

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
0%
5 years
8%
3 years
12%
TTM
1%

Compounded profit growth

10 years
16%
5 years
43%
3 years
35%
TTM
18%

Stock price CAGR

10 years
2%
5 years
12%
3 years
9%
1 year
-6%

Return on equity

10 years
-3%
5 years
11%
3 years
13%
Last year
14%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1,6042,0592,0593,0847,73610,38110,75210,75210,75210,75210,75210,752
Reserves22,77126,00021,20418,82430,61024,45526,87631,81935,56740,32150,86857,812
Borrowing45,83870,59256,36463,18645,28836,74915,90814,34512,63817,08319,93228,104
Deposits2,75,5182,65,0872,68,2162,47,7772,27,1902,22,2142,30,7072,32,8502,55,3132,77,3663,09,8933,46,776
Other Liabilities10,31411,53714,64618,03910,2876,90114,41012,77317,22719,13821,56223,942
Total Liabilities3,56,0443,75,2753,62,4883,50,9093,21,1113,00,6992,98,6533,02,5403,31,4983,64,6594,13,0084,67,386
Fixed Assets3,0267,0416,8936,3507,8427,7197,4029,5879,3039,43512,1209,685
CWIP544815415024684884714004771088090
Investments97,34792,81093,07591,84893,32881,99681,47183,4751,00,4091,15,7191,18,4531,28,440
Advances2,53,624
Other Assets2,55,6172,74,9432,61,9802,52,2082,19,4742,10,4962,09,3092,09,0782,21,3092,39,3982,82,3553,29,171
Total Assets3,56,0443,75,2753,62,4883,50,9093,21,1113,00,6992,98,6533,02,5403,31,4983,64,6594,13,0084,67,386

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-1,991-5678,000-12,514-34,21520810,2145,068-2,701-1,25225,79616,762
Cash from Investing Activity-272-715-464720116-296-59-192-283-217-3381,441
Cash from Financing Activity-612,9271,88912,84321,6229,279-5,342-4,383-3,569-1,768-6,990-5,765
Net Cash Flow-2,3231,6459,4241,049-12,4779,1914,813492-6,554-3,23718,46712,438
Free Cash Flow-2,262-1,2827,536-11,794-34,099-8710,1554,873-2,996-1,47425,45216,454

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %4-14-20-38-50-35468121414

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters959595959595959595959595
FIIs0.400.320.450.460.460.420.460.540.470.520.560.45
DIIs0.240.150.150.160.170.180.180.150.110.120.080.10
Government0.010.010.010.010.010.010.010.010.010.010.010.01
Public4.624.804.674.654.644.694.634.594.684.654.634.71
No. of Shareholders6,08,4906,36,6996,72,4346,82,0997,15,3617,23,5197,21,4236,92,5236,99,1026,87,8957,13,7767,18,543

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -9.0% (₹91.40 → ₹83.18)Brick size ₹2.91 (fixed)Bricks 56
₹100₹83.18Dec '25Feb '26Apr '26Jun '26Aug '26
Price moved up one brickPrice moved down one brickLast close ₹83.18 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

capital adequacy (CRAR) %

26.65

CASA ratio %

44.59

cost-to-income %

52.02pct

2026-06-30

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

gross NPA %

2.30pct

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net NPA %

0.16pct

2026-06-30

net interest margin %

4.15

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

provision coverage %

99.39

FY revenue / permanent employees + workers, same basis (calc)

1,51,75,455inr

2026-03-31

return on assets %

2.27pct

2026-03-31

News

News and filings about IDBI Bank Limited. Open one to see why it matters.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

Depends on the price of

  • Interest Rates

Sells products of

Buys from

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Private Sector Bank
Classification
Financial Services › Private Sector Bank
ISIN
INE008A01015

News impact

Big market events that reach IDBI Bank Limited, and how the effect spreads.

Who it hits first

  • RBL Bank, a private-sector lender, received a Rs 173 crore GST demand notice covering FY23.
  • The bank said it will file its response within the required timelines.
  • It also pointed out that tax authorities already ruled in its favour on the identical issue for FY2018-19 and FY2019-20.

Who may gain

  • Nobody clearly — a tax demand only takes from RBL Bank if it sticks, and rivals win no business from it

Along the supply chain

Downstream

Downstream (users of the bank): companies and customers using RBL Bank's accounts and loans feel nothing, as banking services run normally during a tax dispute.

Upstream

Upstream (suppliers to the bank): technology and service vendors to RBL Bank see no change, since a tax notice does not cut bank spending.

Where demand moves

Business

Business demand does not move: borrowers do not change banks over a tax letter, so RBL Bank keeps its loans and deposits while rivals gain none.

Capital

Investor capital may step back from RBL Bank shares briefly on the Rs 173 crore headline, with a quick return if its reply echoes the two past wins; other bank shares should see no flow change.

How it spreads across sectors

Financial Services

A single-bank tax notice, with two past wins behind the bank, causes no sector ripple; lending, deposits, and margins across banks stay put.

When it plays out

Immediate

1–7 days: RBL Bank shares wobble mildly on the Rs 173 crore headline while the bank drafts its reply; peers stay flat.

Medium term

1–6 months: the tax office's final word decides whether Rs 173 crore is paid or dropped; either way, day-to-day banking is unaffected.

Short term

1–4 weeks: the bank files its response citing the two favourable past orders; the dip should fade if the reply reads strong.

Who it hits first

  • The government has started reviewing final price bids for its stake in IDBI Bank, a lender, moving the long-planned strategic sale closer to a deal.
  • IDBI Bank's own shares are the focus, as sale progress usually lifts hopes of a takeover premium and stronger private ownership.
  • Rival banks face no change in loans, deposits or branches from this ownership change.

Who may gain

  • IDBI Bank shareholders, who gain if the sale fetches a strong price
  • The government, the seller, which moves closer to completing the disinvestment
  • The winning bidder, which would gain control of a lender with a large deposit base

Along the supply chain

Downstream

No direct link downstream — the pack lists no corporate customers of IDBI Bank, and depositors and borrowers are unaffected by who owns the bank's shares.

Upstream

No change for IDBI Bank's suppliers such as cash-handling, capital-market and IT vendors — a share sale does not change what the bank buys from them.

Where demand moves

Business

No new banking business is created — IDBI Bank's loans and deposits continue as normal, and rival banks gain no customers; this is an ownership change, not a demand event.

Capital

Investment money flows toward IDBI Bank shares on hopes of a sale premium, while rival bank shares see only light sentiment buying with no real capital shift.

How it spreads across sectors

Financial Services

Mildly positive mood for bank shares as the IDBI sale shows government exits moving forward, but no change in lending, deposits or profits for rivals.

When it plays out

Immediate

1–7 days: IDBI Bank shares react to sale headlines; rival banks drift with market mood.

Medium term

1–6 months: IDBI Bank re-rates if a buyer and price are confirmed; rival banks unaffected except for sector sentiment.

Short term

1–4 weeks: IDBI Bank moves with bid reports and price talk; rivals stay flat unless a price is announced.

28 Aug, 04:27 IST · Market event · medium impact

NCLT clears Essel founder Subhash Chandra to pay Rs 6.5 crore against Rs 22,006 crore of admitted personal-guarantee claims, though the government says only Rs 2,574 crore is genuinely guarantee-backed

A tribunal let the Zee founder settle personal debts of Rs 22,006 crore for Rs 6.5 crore, which looks alarming for lenders, but the government says only Rs 2,574 crore was actually backed by his personal guarantee.

Financial ServicesMedia, Entertainment & Publication

Who it hits first

  • Creditors to Subhash Chandra's personal estate recover about 0.03% of Rs 22,006.57 crore of admitted claims
  • HDFC is reported to be preparing a legal challenge to the order
  • The government has publicly narrowed the genuine exposure to about Rs 2,574 crore of guarantee-backed loans, materially reducing the headline severity

Who may gain

  • Distressed-asset buyers, for whom cheap resolution outcomes improve entry economics
  • Promoters of other stressed groups, who now have a favourable precedent for personal-guarantee resolution

Along the supply chain

Downstream

Mid-sized corporate borrowers who rely on promoter guarantees to access credit will find lenders demanding harder security such as pledged shares or asset charges, which raises working-capital cost for leveraged family-controlled groups.

Upstream

There is no physical supply chain in an insolvency order. The financial equivalent is that bank funding costs for promoter-guaranteed corporate credit rise slightly, and credit rating agencies place less weight on personal guarantees when assessing group borrower quality.

Where demand moves

Business

No physical goods or services change hands here - this is a legal recovery event. The practical business consequence is that lenders will price personal guarantees more conservatively in future corporate credit, which raises the effective cost of promoter-backed borrowing for mid-sized groups and pushes some of that lending towards secured asset-backed structures instead.

Capital

Money rotates within financials rather than out of them: away from banks with large legacy stressed corporate books and towards retail-led lenders with cleaner books. The precedent is a sentiment overhang on recovery expectations rather than a provisioning event, which is why the February 2025 milestone saw lenders rise rather than fall.

How it spreads across sectors

Financial Services

Recovery expectations on personal guarantees are reset lower, though the quantified exposure is small

Media, Entertainment & Publication

Zee Entertainment's governance overhang persists with promoter holding at 3.99%

When it plays out

Immediate

Headline reaction on Zee Entertainment and legacy Essel lenders; the government clarification limits the damage

Medium term

If upheld, lenders reprice promoter guarantees and the Insolvency and Bankruptcy Code's personal-guarantee provisions face review

Short term

HDFC's challenge and any appellate stay determine whether the precedent stands

Who it hits first

  • PSU banks (PNB, IDBI, Punjab & Sind) report outsized profit growth driven by lower provisioning and recoveries rather than net interest income
  • Private banks (ICICI, Axis, Kotak) show margin expansion with ICICI the only clearly NII-led beat
  • HDFC Bank lags the batch at +5% profit growth, repeating the relative-growth-disappointment setup that produced a -13.3% one-week drawdown in January 2024

Who may gain

  • ICICI Bank on genuine NII-led growth with NIM 4.32% and CASA 41.4%
  • IDBI Bank on a 50.43% CASA and 4.91% NIM deposit franchise at PE 9.68

Along the supply chain

Downstream

Downstream borrowers - NBFCs, housing finance companies and infrastructure developers - benefit as healed bank balance sheets lower wholesale funding costs and widen credit availability across the Financial Services chain.

Upstream

Banks' upstream input is deposits: the batch shows funding competition intensifying, with IDBI offering 16% on FCNR-B, HDFC Bank raising $750mn overseas and Axis flagging large FCNR flows. Deposit-mobilisation cost is the binding constraint on the next leg of NII growth.

Where demand moves

Business

Credit-cost normalisation frees provisioning capital across PSU balance sheets, which expands lending capacity to corporate and retail borrowers; that incremental credit supply flows to infrastructure, real-estate developers and consumer-durable financing where PSU banks are the marginal lender.

Capital

Institutional money rotates within financials rather than out of them - away from HDFC Bank and the growth-lagging large caps toward NII-led compounders (ICICI) and cheap deposit-franchise PSU names (IDBI, PNB at P/B 0.81). Write-back-driven PSU profits attract momentum flow that historically reverses within the following week.

How it spreads across sectors

Banking

Credit costs normalise and provisioning buffers release, but NII growth of 2-10% caps the sustainable earnings run-rate

Financial Services

NBFC and HFC funding costs ease as bank balance sheets heal and wholesale credit reopens

Insurance & NBFC

Bancassurance distribution volumes rise with bank branch throughput

codex additions

When it plays out

Immediate

Monday-open repricing of the batch; historical base rate is negative for the group with PNB the only name averaging a positive one-week return

Medium term

Provision write-backs exhaust within two to three quarters, after which PSU earnings optics normalise and the divergence between NII-led and write-back-led banks becomes visible in the multiple

Short term

Attention shifts from headline profit growth to NII trajectory and deposit-mobilisation cost as the FCNR-B competition plays out

Other sectors it reaches

  • {"causal_chain":"Bank earnings upgrades and PSU-bank re-rating can lift financial-sector trading volumes, margin funding demand, and AUM flows into banking/financial funds.","direction":"positive","example_tickers":["ANGELONE","CDSL","BSE"],"magnitude":"medium","notes":"Most sensitive if the earnings cluster triggers sustained rotation into financials rather than a one-day move.","sector":"Capital Markets \u0026 Brokerages","time_horizon":"immediate"}
  • {"causal_chain":"Improved bank profitability and stronger financial-sector sentiment can increase inflows into BFSI, PSU, and dividend-yield funds, supporting AMC fee income.","direction":"positive","example_tickers":["HDFCAMC","NAM-INDIA","UTIAMC"],"magnitude":"small","notes":"Second-order effect depends on retail and institutional allocation response.","sector":"Asset Management Companies","time_horizon":"1_to_4_weeks"}
  • {"causal_chain":"Healthier bank balance sheets and lower credit costs can support mortgage and developer lending appetite, improving liquidity for housing and commercial real estate.","direction":"positive","example_tickers":["DLF","LODHA","PRESTIGE"],"magnitude":"medium","notes":"Benefit is larger if banks compete on lending spreads and approve more project finance.","sector":"Real Estate \u0026 Housing Finance Adjacent","time_horizon":"1_to_6_months"}
  • {"causal_chain":"Banks with cleaner books may expand retail vehicle finance and dealer financing, supporting two-wheeler, passenger vehicle, and commercial vehicle demand.","direction":"positive","example_tickers":["M\u0026M","MARUTI","BAJAJ-AUTO"],"magnitude":"small","notes":"Transmission depends on loan rates, rural demand, and approval standards.","sector":"Autos \u0026 Auto Ancillaries","time_horizon":"1_to_6_months"}
  • {"causal_chain":"Improved lender confidence and NBFC funding access can support consumer EMI financing, boosting discretionary purchases of appliances, phones, and electronics.","direction":"positive","example_tickers":["DIXON","VOLTAS","CROMPTON"],"magnitude":"small","notes":"Jio Financial scale-up could intensify consumer-credit partnerships over time.","sector":"Consumer Durables \u0026 Electronics Retail","time_horizon":"1_to_6_months"}
  • {"causal_chain":"Profitable banks with stronger capital flexibility may increase spending on core banking upgrades, digital lending, risk analytics, collections tech, and cybersecurity.","direction":"positive","example_tickers":["TCS","INFY","LTIM"],"magnitude":"small","notes":"More visible for vendors with BFSI exposure; budget conversion usually lags earnings.","sector":"IT Services \u0026 Banking Technology","time_horizon":"1_to_6_months"}
  • {"causal_chain":"Cleaner bank asset quality and revived lending can increase debt issuance, loan securitisation, and rating activity across banks, NBFCs, and corporates.","direction":"positive","example_tickers":["CRISIL","ICRA","CAREERP"],"magnitude":"small","notes":"Upside grows if NBFCs and corporates accelerate funding plans.","sector":"Credit Rating Agencies","time_horizon":"1_to_4_weeks"}
  • {"causal_chain":"PSU-bank balance-sheet repair can improve willingness to finance infrastructure, EPC, and capex-heavy projects, supporting order execution and working-capital availability.","direction":"positive","example_tickers":["LT","KALPATARU","KEC"],"magnitude":"medium","notes":"Causal link is strongest where project finance availability has been a constraint.","sector":"Infrastructure \u0026 Capital Goods","time_horizon":"1_to_6_months"}
  • {"causal_chain":"Jio Financial profit jump and scale-up may deepen embedded finance across telecom, payments, devices, and merchant networks, reinforcing Reliance ecosystem monetisation.","direction":"mixed","example_tickers":["RELIANCE","BHARTIARTL","INDUSTOWER"],"magnitude":"small","notes":"Positive for Reliance ecosystem; potentially competitive pressure for rivals if Jio bundles finance with distribution.","sector":"Telecom \u0026 Digital Ecosystem","time_horizon":"1_to_6_months"}
  • {"causal_chain":"A healthier banking system can ease working-capital and capex financing for cyclical industrial borrowers, indirectly supporting inventory cycles and expansion plans.","direction":"positive","example_tickers":["TATASTEEL","HINDALCO","JSWSTEEL"],"magnitude":"small","notes":"Effect is indirect and likely secondary to commodity prices and global demand.","sector":"Metals \u0026 Industrials","time_horizon":"1_to_6_months"}

Who it hits first

  • IDBI Bank: fresh Fairfax + Emirates bids revive the stalled privatisation -> re-rating catalyst

Who may gain

  • IDBI Bank: privatisation premium + removal of government/LIC overhang
  • LIC (LICI): monetises its IDBI stake on a completed sale

Along the supply chain

Downstream

No direct downstream goods link; borrowers/depositors benefit indirectly from a better-capitalised, privately-run bank over time.

Upstream

No direct supply-chain link - IDBI is a bank; the relevant 'input' is capital/deposits, which a strategic owner would strengthen.

Where demand moves

Business

This is a control/ownership event, not a product supply-chain flow - a strategic investor would recapitalise and re-position IDBI's lending franchise; no direct upstream/downstream goods flow.

Capital

Event-driven flows into IDBI on privatisation/open-offer mechanics; a positive read-through to LIC (stake monetisation) and broadly supportive sentiment for other privatisation-candidate PSU banks.

How it spreads across sectors

Financial Services

successful privatisation supports re-rating of other PSU-bank sale candidates

Insurance & NBFC

LIC value-unlock from IDBI stake monetisation

When it plays out

Immediate

IDBI re-rates on revived privatisation; LIC positive read-through

Medium term

Completed sale would re-rate other PSU-bank privatisation candidates

Short term

Bid process, regulatory clearances and pricing in focus

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

15 Jul 2025unspecified₹2.1
16 Jul 2024unspecified₹1.5
6 Jul 2023unspecified₹1
4 Aug 2015unspecified₹0.75
26 Jun 2014unspecified₹0.275
23 Jan 2014interim₹0.725
29 Aug 2013unspecified₹3.5
31 Aug 2012unspecified₹1.5

Splits, bonuses & buybacks

  • daily-prices repair: 9 rows from NSE's archive (replace 1, delete 1, insert 7), 2016-10-30..2026-02-01 (docs/flat_day_repair.md)1× · 30 Oct 2016

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.