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Prices as of 8 Oct 2026 close · Not investment advice

Dhanlaxmi Bank Limited

NSE: DHANBANKPrivate Sector Bank

Share price

₹32.65

-0.55% close of 8 Oct 2026

Market cap ₹1,290 CrP/E 11.2

Business score

How strong the business is, in one number. The parts behind it are in Pro.

64

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹1,290 Cr

P/E ratio

11.2

P/B ratio

0.9

ROCE

5.8%

ROE

7.2%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹36.2252-week low ₹19.64

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Sales grew 21.8% over the past year, and 7.0% a year over its longer record. Meanwhile what it keeps on lending improved from -8.3% to -1.8% over the last two years.

Whether it grew faster than its sector

It grew 7.0% a year against a sector median of 16.0% — 8.9 percentage points slower.

Room to re-rate, or risk of de-rating

At 11.2× earnings against a market that pays 23.9× across 2199 companies we can price. Its own industry sits at 17.0×, across 5 companies. It is against its own five-year median of 16.9×, the 15th percentile of its own range.

Whether growth justifies the valuation

Priced at 0.4 times its growth rate, on earnings growth of 28%.

Profit growthPrice per ₹1 profitPer 1% growth
Dhanlaxmi Bank Limited — this one28%/yr11.2×₹0.40
IDBI Bank Limited35%/yr9.6×₹0.27
Federal Bank11%/yr16.9×₹1.5
IDFC First Bank-13%/yr29.3×—
IndusInd Bank-51%/yr50.9×—
Yes Bank Limited69%/yr17.0×₹0.25

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Private Sector Bank), it ranks 15 of 20 on returns, 19 of 20 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 7.2% on capital, ahead of 25% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result

What the last results showed. Whether management kept its word is in Pro.

Results are expected soon.

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹1,290 Cr
Prev close
₹32.65
52w High
₹36.9
52w Low
₹19.5
Enterprise value
₹1,290 Cr
Beta
1.1
Price CAGR 1y
29.0%
Price CAGR 3y
11.0%
Price CAGR 5y
19.0%
Price CAGR 10y
6.0%

Ratios

Return on assets
0.5%
PEG ratio
0.4
P/E ratio
11.2
P/B ratio
0.9
EV / EBITDA
-54.0
Industry P/E
13.7
ROCE
5.8%
ROCE 5y average
—
ROE
7.2%
Debt / Equity
0.5
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
6.0%
ROE last year
7.0%

Annual P&L

Annual revenue
₹1,601 Cr
Annual profit
₹103 Cr
Operating margin
-2.0%
Net profit margin
6.4%
EBITDA margin
-1.5%
Sales growth 3y
14.3%
Sales growth 5y
11.5%
Profit growth 3y
28.0%
Profit growth 5y
22.0%
EPS
₹2.6
Sales growth TTM
22.0%
Profit growth TTM
33.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹449 Cr
Profit latest quarter
₹25 Cr
YoY quarterly sales growth
22.2%
YoY quarterly profit growth
108.3%
OPM latest quarter
0.0%

Balance Sheet

Book Value
₹37.3
Face Value
₹10.0
Total debt
₹737 Cr
Total cash
₹1,072 Cr
Borrowings
₹737 Cr
Reserves / Equity
2.7

Cash Flow

Operating cash flow
₹631 Cr
Free cash flow
₹600 Cr
FCF yield
—
Net cash flow
-₹8 Cr

Shareholding

Promoter holding
—
FII holding
14.2%
DII holding
0.1%
Public holding
85.7%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
HDFC Bank702.7513.710,83,5421.8520,382.718.490,575.33.77.0
ICICI Bank1,357.5017.49,74,5420.8816,276.213.952,240.96.47.2
Kotak Mah. Bank440.0021.94,37,7070.155,480.522.618,354.66.47.0
Axis Bank1,242.5013.93,86,8860.087,670.422.235,542.09.96.2
IDBI Bank85.679.992,1160.002,130.65.37,549.37.45.9
Federal Bank323.5017.179,9910.371,302.536.87,861.69.96.4
IDFC First Bank79.5430.568,5860.311,075.0132.411,051.114.66.0
Dhanlaxmi Bank32.8311.21,2960.0024.9104.5449.422.25.8
Median315.0013.847,9300.34628.729.64,735.49.66.4

Competes with: Axis Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank Limited, IDFC First Bank, IndusInd Bank, Kotak Mahindra Bank, Yes Bank Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Standalone · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue289304308306306329335351368384407443449
Expenses141118147135140140151150166153180177177
Financing Profit-223-33-30-40-19-22-16-27-11-25101
Financing Margin %-81-11-10-13-6-7-5-7-3-620
Other Income52243641325242433935496935
Interest171183194201206208206216229242253256272
Depreciation0000000000000
Profit before tax3026311-83320271223247936
Tax %7120690210-70004530
Net Profit282333-82620291223244325
EPS in Rs0.720.590.080.08-0.200.650.500.730.310.590.611.100.63
Gross NPA %5.215.364.814.054.043.823.532.983.223.102.361.891.82
Net NPA %1.091.291.271.251.261.120.860.991.131.121.110.510.47
Gross NPA364402404332286287
Income on Investments606472726872
Interest on Advances284300308332365373
Interest on RBI and Inter-bank Balances4.721.991.781.902.902.62
Net NPA1181391431547573

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Standalone · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue1,2841,2041,0891,0139719889319171,0711,2071,3201,6011,683
Expenses607566410460377427394474498515556647687
Financing Profit-308-261-78-114-30-53-64-112-22-57-72-24-26
Financing Margin %-24-22-7-11-3-5-7-12-2-5-5-2-2
Other Income85771111025311312216975153169192188
Interest9859007576686256146015545957498379791,022
Depreciation1825201311131520212525300
Profit before tax-241-20912-2512464337327072138162
Tax %0-0000-43133-5618726
Net Profit-241-20912-2512663736495867103115
EPS in Rs-8.72-7.570.38-0.630.301.670.940.911.251.461.692.602.93
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
3%
5 years
11%
3 years
14%
TTM
22%

Compounded profit growth

10 years
10%
5 years
22%
3 years
28%
TTM
33%

Stock price CAGR

10 years
6%
5 years
19%
3 years
11%
1 year
29%

Return on equity

10 years
5%
5 years
6%
3 years
6%
Last year
7%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital177177210253253253253253253253395395
Reserves5463314454965085746116477087771,0011,079
Borrowing646107145392200178150150492299200737
Deposits12,67711,49911,29410,92010,60310,90411,71212,40313,35214,29016,01318,643
Other Liabilities305349240225234357370343327343328384
Total Liabilities14,35212,46312,33312,28611,79912,26513,09613,79615,13215,96217,93721,238
Fixed Assets184152183173169179225221251267266284
CWIP1927313133350078157
Investments4,4973,7924,1944,3654,0373,6824,4394,0443,8893,9423,9554,257
Advances11,95914,918
Other Assets9,6528,4927,9257,7187,5608,3698,4339,53110,98611,74513,70016,690
Total Assets14,35212,46312,33312,28611,79912,26513,09613,79615,13215,96217,93721,238

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-605-298-99-203-144554-9013921617-4.79631
Cash from Investing Activity-10-9-11-3-10-25-27-388-106111-32-790
Cash from Financing Activity230-15084270-95-23-28000142150
Net Cash Flow-385-457-2664-248506-144-249111128105-8
Free Cash Flow-615-307-110-206-154529-117123182-24-37600

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-33-342-428445657

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Standalone · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
FIIs11126.105.934.976.95151615151514
DIIs0.070.070.070.070.070.160.050.050.050.050.050.05
Public898894949593858485858586
No. of Shareholders1,18,0221,25,3892,12,8692,00,5581,85,8221,84,1281,84,5431,81,2971,79,7031,75,7091,72,0471,63,114

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year +29.1% (₹25.29 → ₹32.65)Brick size ₹1.75 (fixed)Bricks 18
₹20.00₹25.00₹30.00₹35.00₹32.65Mar '26May '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹32.65 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

cost-to-income %

75.79pct

2026-06-30

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

gross NPA %

1.82pct

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net NPA %

0.47pct

2026-06-30

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

return on assets %

0.53pct

2026-03-31

News

News and filings about Dhanlaxmi Bank Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

Depends on the price of

  • Bond Markets
  • Gold
  • Interest Rates

Sells products of

Buys from

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Private Sector Bank
Classification
Financial Services › Private Sector Bank
ISIN
INE680A01011

Business segments

  • (b) Retail Banking · 61%
  • (c) Corporate/ Wholesale Banking · 21%
  • (a) Treasury · 16%
  • (d) Other Banking Operations · 1%

News impact

Big market events that reach Dhanlaxmi Bank Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

10 Jun 2011unspecified₹0.5
7 Jul 2010final₹1

Splits, bonuses & buybacks

  • daily-prices repair: 9 rows from NSE's archive (replace 1, delete 1, insert 7), 2016-10-30..2026-02-01 (docs/flat_day_repair.md)1× · 30 Oct 2016

Bulk & block deals

DateWhoBought / soldSharesPrice
7 Oct 2026OAKENDALE PRIVATE LIMITEDBUY24,17,001₹32.23

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.