ICICILIFE
NSE: ICICILIFELife Insurance
Business score
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Market cap
₹62,548 Cr
P/E ratio
35.6
P/B ratio
4.3
ROCE
8.4%
ROE
10.0%
Dividend yield
0.4%
Price & valuation chart
How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.
Not enough price history yet.
Answers
Simple answers to the questions investors ask most, from the company's own numbers.
No answers for this company yet.
Profit reality check
Is the profit real cash? Simple checks on the accounts. Facts only, not advice.
Not enough filed accounts to run these checks yet.
Latest result
What the last results showed. Whether management kept its word is in Pro.
Results are expected soon.
Checklist before you investPRO
Points for and against, in one list.
Key numbers & peers
The main numbers grouped by topic, and how the company compares with similar ones.
Price
- Market cap
- ₹62,548 Cr
- Prev close
- —
- 52w High
- —
- 52w Low
- —
- Enterprise value
- —
- Beta
- —
- Price CAGR 1y
- -29.0%
- Price CAGR 3y
- -6.0%
- Price CAGR 5y
- -7.0%
- Price CAGR 10y
- 3.0%
Ratios
- Return on assets
- 0.5%
- PEG ratio
- 1.4
- P/E ratio
- 35.6
- P/B ratio
- 4.3
- EV / EBITDA
- —
- Industry P/E
- 56.0
- ROCE
- 8.4%
- ROCE 5y average
- 7.6%
- ROE
- 10.0%
- Debt / Equity
- 0.2
- Interest coverage
- —
- Dividend yield
- 0.4%
- ROE 3y average
- 7.0%
- ROE last year
- 10.0%
Annual P&L
- Annual revenue
- ₹63,467 Cr
- Annual profit
- ₹1,600 Cr
- Operating margin
- 2.3%
- Net profit margin
- 2.5%
- EBITDA margin
- 2.3%
- Sales growth 3y
- 8.7%
- Sales growth 5y
- -5.3%
- Profit growth 3y
- 25.0%
- Profit growth 5y
- 11.0%
- EPS
- ₹11.0
- Sales growth TTM
- 16.0%
- Profit growth TTM
- 34.0%
- Dividend payout
- 15.0%
Quarter P&L
- Sales latest quarter
- ₹12,031 CrSep 2026 quarter
- Profit latest quarter
- ₹374 CrSep 2026 quarter
- YoY quarterly sales growth
- 0.8%Sep 2026 vs Sep 2025
- YoY quarterly profit growth
- 25.1%Sep 2026 vs Sep 2025
- OPM latest quarter
- 3.2%Sep 2026 quarter
Balance Sheet
- Book Value
- ₹101
- Face Value
- ₹10.0
- Total debt
- ₹2,595 Cr
- Total cash
- ₹153 Cr
- Borrowings
- ₹2,595 Cr
- Reserves / Equity
- 9.7
Cash Flow
- Operating cash flow
- -₹5,341 Cr
- Free cash flow
- -₹5,461 Cr
- FCF yield
- -8.7%
- Net cash flow
- ₹2,046 Cr
Shareholding
- Promoter holding
- 74.7%
- FII holding
- 9.3%
- DII holding
- 10.8%
- Public holding
- 5.3%
Peer comparison
| Company | Price ₹ | P/E | Mkt cap ₹ Cr | Div yield % | Profit qtr ₹ Cr | Profit var % | Sales qtr ₹ Cr | Sales var % | ROCE % |
|---|---|---|---|---|---|---|---|---|---|
| Life Insurancequarter to Jun 2026 | 387.50 | 8.2 | 4.92L | 2.54% | 13,584 | 24.00% | 2.40L | 6.76% | 35.10% |
| SBI Life Insuranquarter to Jun 2026 | 1,642.90 | 63.3 | 1.65L | 0.16% | 725 | 22.05% | 46,337 | 18.82% | 15.00% |
| HDFC Life Insur. | 528.35 | 56.0 | 1.15L | 0.38% | 522 | 16.52% | 24,437 | 18.34% | 10.30% |
| ICICI Pru Life | 35.6 | 62,548 | 0.38% | 374 | 25.08% | 12,031 | 0.80% | 8.38% | |
| Max Financialquarter to Jun 2026 | 1,223.30 | 389.6 | 42,249 | 0.00% | 118 | 37.21% | 14,970 | 16.75% | 2.87% |
| Canara HSBC | 125.77 | 89.5 | 11,948 | 0.31% | 43.0 | 4.88% | 2,555 | 8.82% | 8.35% |
| Medianas of 23 Oct 2026 | 479.68 | 59.7 | 88,669 | 0.35% | 448 | 22.98% | 19,703 | 12.78% | 9.34% |
Competes with: Canara HSBC Life Insurance Company Limited, HDFC Life Insurance, Life Insurance Corporation, Max Financial Services Limited, SBI Life Insurance
Quarterly results
Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.
| Line item | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 17,387 | 26,429 | 22,481 | 25,395 | 25,157 | 4,536 | 15,687 | 25,400 | 11,935 | 22,833 | 3,299 | 28,513 | 12,031 |
| Expenses | 17,676 | 26,578 | 22,753 | 25,354 | 24,831 | 4,286 | 15,262 | 25,177 | 11,940 | 22,078 | 3,938 | 28,219 | 11,650 |
| Operating Profit | -289 | -150 | -273 | 42 | 327 | 250 | 424 | 223 | -6 | 755 | -639 | 293 | 382 |
| OPM % | -1.70% | -0.60% | -1.20% | 0.20% | 1.30% | 6.00% | 2.70% | 0.90% | -0.10% | 3.30% | -19.00% | 1.00% | 3.20% |
| Other Income | 566 | 416 | 543 | 231 | -23 | 161 | 175 | 169 | 399 | -253 | 905 | 176 | 64 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 277 | 266 | 271 | 272 | 303 | 411 | 599 | 392 | 394 | 502 | 266 | 470 | 446 |
| Tax % | 12.00% | 15.00% | 36.00% | 17.00% | 17.00% | 21.00% | 36.00% | 23.00% | 24.00% | 22.00% | -129.00% | 18.00% | 16.00% |
| Net Profit | 244 | 227 | 174 | 225 | 252 | 326 | 386 | 302 | 299 | 390 | 609 | 386 | 374 |
| EPS in Rs | 1.70 | 1.58 | 1.21 | 1.56 | 1.74 | 2.25 | 2.67 | 2.09 | 2.07 | 2.70 | 4.20 | 2.66 | 2.58 |
Profit & loss
Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTMto Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 34,451 | 20,847 | 37,814 | 38,830 | 41,460 | 21,022 | 83,180 | 63,564 | 49,400 | 89,679 | 70,775 | 63,467 | 66,676 |
| Expenses | 32,795 | 19,005 | 36,007 | 37,058 | 40,695 | 21,339 | 83,565 | 65,720 | 50,191 | 90,556 | 69,285 | 62,008 | 65,885 |
| Operating Profit | 1,656 | 1,842 | 1,807 | 1,772 | 765 | -317 | -385 | -2,155 | -791 | -877 | 1,490 | 1,459 | 791 |
| OPM % | 4.80% | 9.00% | 4.80% | 4.60% | 1.90% | -1.50% | -0.50% | -3.40% | -1.60% | -1.00% | 2.10% | 2.30% | 1.19% |
| Other Income | 43 | 0 | 130 | 132 | 591 | 1,578 | 1,668 | 3,179 | 1,955 | 2,021 | 230 | 239 | 892 |
| Interest | 17 | 0 | 15 | 20 | 23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 40 | 0 | 58 | 44 | 57 | 61 | 60 | 67 | 84 | 113 | 133 | 144 | 0 |
| Profit before tax | 1,642 | 1,842 | 1,864 | 1,840 | 1,276 | 1,200 | 1,223 | 957 | 1,081 | 1,031 | 1,587 | 1,554 | 1,684 |
| Tax % | 0.00% | 10.00% | 10.00% | 12.00% | 11.00% | 11.00% | 22.00% | 21.00% | 25.00% | 17.00% | 25.00% | -3.00% | |
| Net Profit | 1,640 | 1,650 | 1,682 | 1,620 | 1,141 | 1,069 | 960 | 754 | 811 | 852 | 1,189 | 1,600 | 1,759 |
| EPS in Rs | 11.46 | 11.52 | 11.72 | 11.28 | 7.94 | 7.44 | 6.69 | 5.25 | 5.64 | 5.92 | 8.23 | 11.04 | |
| Dividend Payout % | 51.00% | 73.00% | 63.00% | 59.00% | 40.00% | 11.00% | 30.00% | 10.00% | 11.00% | 10.00% | 10.00% | 15.00% |
Compounded growth
Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.
Compounded sales growth
- 10 years
- 12%
- 5 years
- -5%
- 3 years
- 9%
- TTM
- 16%
Compounded profit growth
- 10 years
- 0%
- 5 years
- 11%
- 3 years
- 25%
- TTM
- 34%
Stock price CAGR
- 10 years
- 3%
- 5 years
- -7%
- 3 years
- -6%
- 1 year
- -29%
Return on equity
- 10 years
- 11%
- 5 years
- 7%
- 3 years
- 7%
- Last year
- 10%
Balance sheet
What the company owns and what it owes, at the end of each year. ₹ crore.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,432 | 1,432 | 1,435 | 1,436 | 1,436 | 1,436 | 1,436 | 1,437 | 1,439 | 1,441 | 1,445 | 1,449 |
| Reserves | 3,834 | 3,892 | 4,973 | 5,141 | 5,440 | 5,783 | 7,683 | 7,726 | 8,653 | 14,555 | 14,898 | 14,084 |
| Borrowings | 0 | 1,029 | 0 | 0 | 0 | 0 | 1,200 | 1,200 | 1,200 | 1,200 | 2,600 | 2,595 |
| Other Liabilities | 95,950 | 98,413 | 1,18,334 | 1,35,245 | 1,56,215 | 1,48,817 | 2,06,909 | 2,34,077 | 2,44,555 | 2,81,805 | 2,95,297 | 3,01,607 |
| Total Liabilities | 1,01,216 | 1,04,766 | 1,24,743 | 1,41,821 | 1,63,090 | 1,56,035 | 2,17,228 | 2,44,440 | 2,55,847 | 2,99,000 | 3,14,240 | 3,19,735 |
| Fixed Assets | 209 | 212 | 207 | 404 | 463 | 932 | 911 | 916 | 968 | 1,167 | 1,314 | 1,378 |
| CWIP | 6 | 7 | 7 | 18 | 13 | 20 | 22 | 54 | 117 | 49 | 35 | 43 |
| Investments | 99,492 | 1,03,027 | 1,21,586 | 1,38,540 | 1,59,009 | 1,50,781 | 2,11,736 | 2,37,625 | 2,47,731 | 2,89,238 | 3,03,490 | 3,07,369 |
| Other Assets | 1,509 | 1,520 | 2,943 | 2,859 | 3,606 | 4,301 | 4,559 | 5,845 | 7,031 | 8,546 | 9,402 | 10,944 |
| Total Assets | 1,01,216 | 1,04,766 | 1,24,743 | 1,41,821 | 1,63,090 | 1,56,035 | 2,17,228 | 2,44,440 | 2,55,847 | 2,99,000 | 3,14,240 | 3,19,735 |
Cash flows
Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 528 | 3,636 | 4,132 | 5,693 | 11,381 | 8,600 | 7,320 | 1,831 | 88 | -7,305 | -9,400 | -5,341 |
| Cash from Investing Activity | -1,820 | 25 | -699 | -5,392 | -7,563 | -10,802 | -5,090 | -815 | -1,147 | 7,414 | 6,861 | 7,557 |
| Cash from Financing Activity | -966 | -1,442 | -994 | -1,188 | -843 | -405 | 1,205 | -319 | -112 | -88 | 1,423 | -171 |
| Net Cash Flow | -2,257 | 2,219 | 2,439 | -887 | 2,975 | -2,608 | 3,434 | 696 | -1,172 | 21 | -1,116 | 2,046 |
| Free Cash Flow | 476 | 3,585 | 4,081 | 5,625 | 11,273 | 8,542 | 7,281 | 1,736 | -107 | -7,539 | -9,655 | -5,461 |
| CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit | 32 | 197 | 229 | 321 | 1,487 | -2,730 | -1,956 | -96 | -46 | 807 | -608 | -326 |
Ratios
How fast customers pay, how long stock sits, and how well capital earns — year by year.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | -10 | -16 | -2 | -9 | -9 | -5 | -2 | -6 | -5 | 2 | 3 | -1 |
| ROCE % | 34.00% | 32.00% | 29.00% | 29.00% | 19.00% | 17.00% | 14.00% | 9.00% | 10.00% | 2.00% | 9.00% | 8.00% |
Price trend
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Open interestPRO
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Industry numbers
The numbers that matter most in this industry, from the company's own filings.
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News
News and filings about ICICILIFE. Open one to see why it matters.
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Supply chain
Who it buys from, sells to and competes with — as recorded in our map of company links.
About
What the company is, from our own records: where it sits, where it makes things, and what it is made of.
- Sector
- Financial Services
- Industry
- Life Insurance
- Classification
- Financial Services › Life Insurance
News impact
Big market events that reach ICICILIFE, and how the effect spreads.
No recent market events reach this company.
Dividends, splits & big trades
Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.
No dividends, splits or big trades on record.
Documents
Annual reports, results presentations and earnings calls, straight from the source.
- Earnings call · Q2FY2721 Oct 2026
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