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Prices as of 9 Oct 2026 close · Not investment advice

KJMC Financial Services Limited

NSE: KJMCFINNon Banking Financial Company (NBFC)

Share price

₹57.05

-1.11% close of 9 Oct 2026

Market cap ₹27 CrP/E 9.1

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

60

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹27 Cr

P/E ratio

9.1

P/B ratio

0.3

ROCE

2.6%

ROE

1.5%

Dividend yield

1.7%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹84.9352-week low ₹41.72

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step up at Sep 2021 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step up at Sep 2021 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

Too little price history yet to compare it with its own past.

Whether growth justifies the valuation

Priced at 0.2 times its growth rate, on earnings growth of 57%.

Profit growthPrice per ₹1 profitPer 1% growth
KJMC Financial Services Limited — this one57%/yr9.1×₹0.16
Mufin Green Finance Limited—68.6×—
Grand Oak Canyons Distillery Limited—390.4×—
Arman Financial Services Limited-16%/yr16.1×—
PTC India Financial Services Limited22%/yr7.6×₹0.34
Ugro Capital Limited—7.0×—

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 58 of 73 on returns, 53 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 1.5% on capital, ahead of 21% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 5 Aug 2026 · Consolidated · Unaudited

Revenue

₹3 Cr

Revenue vs last year

+57.9%

Revenue vs last quarter

+288.3%

Net profit

₹2 Cr

Profit vs last year

+65.4%

Net margin

52.9%

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹27 Cr
Prev close
₹57.05
52w High
₹88.0
52w Low
₹41.2
Enterprise value
—
Beta
0.8
Price CAGR 1y
-31.0%
Price CAGR 3y
6.0%
Price CAGR 5y
15.0%
Price CAGR 10y
11.0%

Ratios

Return on assets
1.3%
PEG ratio
0.2
P/E ratio
9.1
P/B ratio
0.3
EV / EBITDA
—
Industry P/E
16.7
ROCE
2.6%
ROCE 5y average
—
ROE
1.5%
Debt / Equity
0.1
Interest coverage
—
Dividend yield
1.7%
ROE 3y average
1.0%
ROE last year
1.0%

Annual P&L

Annual revenue
₹7 Cr
Annual profit
₹2 Cr
Operating margin
39.7%
Net profit margin
26.3%
EBITDA margin
39.7%
Sales growth 3y
29.3%
Sales growth 5y
29.6%
Profit growth 3y
57.0%
Profit growth 5y
25.0%
EPS
₹3.6
Sales growth TTM
41.0%
Profit growth TTM
74.0%
Dividend payout
28.2%

Quarter P&L

Sales latest quarter
₹3 Cr
Profit latest quarter
₹2 Cr
YoY quarterly sales growth
57.9%
YoY quarterly profit growth
65.7%
OPM latest quarter
73.7%

Balance Sheet

Book Value
₹209
Face Value
₹10.0
Total debt
₹14 Cr
Total cash
₹0 Cr
Borrowings
₹14 Cr
Reserves / Equity
19.9

Cash Flow

Operating cash flow
-₹10 Cr
Free cash flow
-₹10 Cr
FCF yield
—
Net cash flow
-₹0 Cr

Shareholding

Promoter holding
74.4%
FII holding
—
DII holding
1.4%
Public holding
24.2%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance972.1029.66,05,2250.556,080.627.423,165.518.610.9
Shriram Finance967.2520.22,27,5981.113,452.859.913,400.416.211.5
Cholaman.Inv.&Fn1,600.8523.81,36,7710.131,656.245.68,856.321.99.7
Tata Capital317.8024.81,34,9020.181,628.256.38,821.915.18.6
Muthoot Finance2,707.609.61,08,7021.092,824.838.88,671.634.415.8
L&T Finance Ltd264.3020.766,2431.04916.028.75,212.922.48.4
SBI Cards563.0023.653,5780.43664.419.55,040.63.410.1
KJMC Financial60.0012.1291.671.863.93.457.92.6
Median137.7020.14720.0010.837.948.627.79.4

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1.051.321.081.181.582.021.270.052.141.851.600.873.38
Expenses0.680.430.570.660.730.670.940.440.510.740.720.670.59
Financing Profit0.160.710.410.320.661.190.08-0.631.450.850.45-0.192.49
Financing Margin %1554382742596.30-1,260684628-2274
Other Income0.010.070.010.050.100.090.090.170.080.180.070.070.07
Interest0.210.180.100.200.190.160.250.240.180.260.430.390.30
Depreciation0.060.060.060.120.110.110.110.110.100.100.140.130.12
Profit before tax0.110.720.360.250.651.170.06-0.571.430.930.38-0.252.44
Tax %8214316811360-18242645427
Net Profit0.020.590.230.020.560.740.03-0.481.080.670.23-0.281.79
EPS in Rs0.041.230.480.041.171.550.06-12.261.380.46-0.563.70

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue1.392.312.966.962.642.281.783.693.014.634.926.507.70
Expenses0.981.412.165.212.012.432.812.882.812.352.782.662.72
Financing Profit0.250.690.400.61-0.71-1.47-1.96-0.17-0.561.591.302.583.60
Financing Margin %1830148.76-27-64-110-4.61-1934264047
Other Income0.090.060.040.070.110.090.180.100.110.140.450.380.39
Interest0.160.210.401.141.341.320.930.980.760.690.841.261.38
Depreciation0.190.140.100.070.090.290.190.110.200.300.440.460.49
Profit before tax0.150.610.340.61-0.69-1.67-1.97-0.18-0.651.431.312.503.50
Tax %-47-1.64-32162.90-1.20-2218340333031
Net Profit0.220.630.470.64-0.83-1.65-1.53-0.51-0.920.860.851.712.41
EPS in Rs0.561.400.981.34-1.73-3.45-3.20-1.07-1.921.801.783.554.98
Dividend Payout %0000000000028

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
11%
5 years
30%
3 years
29%
TTM
41%

Compounded profit growth

10 years
10%
5 years
25%
3 years
57%
TTM
74%

Stock price CAGR

10 years
11%
5 years
15%
3 years
6%
1 year
-31%

Return on equity

10 years
0%
5 years
0%
3 years
1%
Last year
1%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital3.914.494.794.794.794.794.794.794.794.794.794.79
Reserves9.219.841011222267807912716895
Borrowing2.672.48101213145.035.658.417.234.4114
Other Liabilities1.321.151.811.381.810.906.165.055.249.792116
Total Liabilities171827294242839697149198130
Fixed Assets1.551.441.351.300.370.360.190.850.920.704.584.90
CWIP000000000000
Investments101219182626758787142190112
Other Assets5.465.016.909.6416167.798.279.115.893.1913
Total Assets171827294242839697149198130

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-2.650-1.41-1.32-0.04-1.190.58-1.24-3.513.381.39-9.60
Cash from Investing Activity0.140.17-6.660.908.151.502.811.710.74-1.562.331.35
Cash from Financing Activity2.49-0.038.030.45-1.40-0.25-10-0.362.83-1.92-3.667.98
Net Cash Flow-0.010.14-0.040.026.710.07-6.710.120.06-0.100.06-0.27
Free Cash Flow-2.65-0.03-1.41-1.33-0.25-1.200.56-2.01-3.783.351.36-10

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %1.764.593.194.15-3.86-6.09-3.11-0.65-1.090.800.561.24

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters747474747474747474747474
DIIs1.371.371.371.371.371.371.371.371.371.371.371.37
Public252424242424242424242424
No. of Shareholders3,2013,2293,2843,3953,7214,8174,7704,7204,8154,9394,9654,951

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -30.5% (₹82.04 → ₹57.05)Brick size ₹3.57 (fixed)Bricks 27
₹80.00₹57.05Dec '25Feb '26Apr '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹57.05 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

News

News and filings about KJMC Financial Services Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE533C01018

News impact

Big market events that reach KJMC Financial Services Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

21 Sep 2026unspecified₹1

Documents

Annual reports, results presentations and earnings calls, straight from the source.

No documents on record yet.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.