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Prices as of 8 Oct 2026 close · Not investment advice

Ladderup Finance Limited

NSE: LADDERUPNon Banking Financial Company (NBFC)

Share price

₹51.90

-0.57% close of 7 Oct 2026

Market cap ₹55 CrP/E 9.2

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 7 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

54

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹55 Cr

P/E ratio

9.2

P/B ratio

0.8

ROCE

9.0%

ROE

5.6%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 7 Oct 2026 close52-week high ₹78.2952-week low ₹45.19

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step up at Mar 2019 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step up at Mar 2019 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

Too little price history yet to compare it with its own past.

Whether growth justifies the valuation

Priced at 0.1 times its growth rate, on earnings growth of 69%.

Profit growthPrice per ₹1 profitPer 1% growth
Ladderup Finance Limited — this one69%/yr9.2×₹0.13
Fedbank Financial Services Limited22%/yr14.2×₹0.64
MAS Financial Services Limited23%/yr12.0×₹0.52
Northern Arc Capital Limited21%/yr10.4×₹0.49
SG Finserve Limited91%/yr26.9×₹0.30
Aye Finance Limited53%/yr16.6×₹0.31

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 49 of 73 on returns, 56 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 5.6% on capital, ahead of 33% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 11 Aug 2026 · Consolidated · Unaudited

Revenue

₹9 Cr

Revenue vs last year

+61.2%

Revenue vs last quarter

-15.8%

Net profit

₹4 Cr

Profit vs last year

+98.4%

Profit vs last quarter

+37.6%

Net margin

43.9%

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹55 Cr
Prev close
₹51.90
52w High
₹82.5
52w Low
₹42.7
Enterprise value
₹49 Cr
Beta
1.1
Price CAGR 1y
4.0%
Price CAGR 3y
24.0%
Price CAGR 5y
17.0%
Price CAGR 10y
7.0%

Ratios

Return on assets
4.5%
PEG ratio
0.1
P/E ratio
9.2
P/B ratio
0.8
EV / EBITDA
7.0
Industry P/E
16.8
ROCE
9.0%
ROCE 5y average
—
ROE
5.6%
Debt / Equity
0.4
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
0.0%
ROE last year
5.0%

Annual P&L

Annual revenue
₹27 Cr
Annual profit
₹5 Cr
Operating margin
28.8%
Net profit margin
18.8%
EBITDA margin
28.8%
Sales growth 3y
34.5%
Sales growth 5y
10.9%
Profit growth 3y
69.0%
Profit growth 5y
43.0%
EPS
₹3.4
Sales growth TTM
56.0%
Profit growth TTM
99.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹9 Cr
Profit latest quarter
₹4 Cr
YoY quarterly sales growth
61.2%
YoY quarterly profit growth
98.5%
OPM latest quarter
46.1%

Balance Sheet

Book Value
₹67.3
Face Value
₹10.0
Total debt
₹29 Cr
Total cash
₹6 Cr
Borrowings
₹29 Cr
Reserves / Equity
5.7

Cash Flow

Operating cash flow
₹17 Cr
Free cash flow
₹16 Cr
FCF yield
—
Net cash flow
₹1 Cr

Shareholding

Promoter holding
68.9%
FII holding
—
DII holding
—
Public holding
31.1%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance972.1029.66,05,2250.556,080.627.423,165.518.610.9
Shriram Finance967.2520.22,27,5981.113,452.859.913,400.416.211.5
Cholaman.Inv.&Fn1,600.8523.81,36,7710.131,656.245.68,856.321.99.7
Tata Capital318.0524.91,35,0080.181,628.256.38,821.915.18.6
Muthoot Finance2,706.309.61,08,6491.092,824.838.88,671.634.415.8
L&T Finance Ltd264.1020.766,1931.04916.028.75,212.922.48.4
SBI Cards563.0023.653,5780.43664.419.55,040.63.410.1
Ladderup Finance52.349.8550.004.1113.59.361.39.0
Median137.7020.14720.0010.837.948.627.79.4

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue2.472.823.273.223.745.183.843.635.784.114.21119.32
Expenses2.332.552.092.792.331.573.535.223.493.634.216.754.45
Financing Profit0.060.1610.091.073.15-0.30-2.171.70-0.10-0.623.704.30
Financing Margin %2.435.67312.802961-7.81-6029-2.43-153346
Other Income0.140.210.230.990.841.011.052.300.731.030.820.590.84
Interest0.080.110.180.340.340.460.610.580.590.580.620.620.57
Depreciation0.180.190.190.190.190.180.190.190.200.200.200.030.18
Profit before tax0.020.181.040.891.723.980.56-0.062.230.7304.264.96
Tax %1,100206-366563148134-1,9677.17563018
Net Profit-0.20-0.191.41-4.961.202.06-0.191.142.060.33-0.242.974.09
EPS in Rs-0.06-0.300.82-4.380.281.23-0.780.581.68-0.19-0.542.503.58

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue9.906.991816173316121113182729
Expenses8.975.234.216.211127137.70119.19121719
Financing Profit0.511.30138.223.082.792.773.80-0.792.713.367.847.28
Financing Margin %5.15197252198.391733-7.0721192925
Other Income0-0.02-0.05-0.330.070.610.151.4100.183.5903.28
Interest0.420.460.911.362.323.810.600.190.580.711.992.422.39
Depreciation0.210.090.030.050.170.520.430.220.550.740.740.640.61
Profit before tax0.301.19137.842.982.882.494.99-1.342.156.217.209.95
Tax %-1233.360.845.8717443527-2.992833229
Net Profit0.671.06137.472.501.601.623.65-1.31-3.934.215.117.15
EPS in Rs0.440.93105.461.380.120.471.84-1-3.911.353.445.35
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
15%
5 years
11%
3 years
34%
TTM
56%

Compounded profit growth

10 years
12%
5 years
43%
3 years
69%
TTM
99%

Stock price CAGR

10 years
7%
5 years
17%
3 years
24%
1 year
4%

Return on equity

10 years
4%
5 years
0%
3 years
0%
Last year
5%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital131313131313131313131111
Reserves262437444946495757646061
Borrowing3.263.269.281133200.902.083.63142629
Other Liabilities2.331.332.152.5813114.717.406.588.311214
Total Liabilities4441627110790687980100109114
Fixed Assets0.790.270.250.4430322.233.905.856.105.406.33
CWIP000000000000
Investments262634404030415250759089
Other Assets181527303728252324181419
Total Assets4441627110790687980100109114

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-1.10-1.50-3.625.570.56-3.442.876.195.47-8.141017
Cash from Investing Activity0.220.31-1.12-0.88-312020-7.52-4.92-0.91-6.72-16
Cash from Financing Activity1.370.674.78-0.2530-19-240.77-0.969.81-2.900.27
Net Cash Flow0.49-0.520.044.44-0.61-1.47-0.51-0.56-0.410.770.801.43
Free Cash Flow-1.20-1.55-3.635.33-31-4.352.846.103.06-9.131016

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %1.493.2130142.990.260.993.60-1.84-6.841.935.12

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters575757576969696969696969
Public434343433131313131313131
No. of Shareholders1,1471,1331,2011,1321,5271,8911,8331,8291,8451,7101,7091,714

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year +3.4% (₹50.20 → ₹51.90)Brick size ₹3.89 (fixed)Bricks 30
₹60.00₹70.00₹51.90Nov '25Jan '26Apr '26Jun '26
Price moved up one brickPrice moved down one brickLast close ₹51.90 on 7 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

News

News and filings about Ladderup Finance Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE519D01015

News impact

Big market events that reach Ladderup Finance Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

No dividends, splits or big trades on record.

Documents

Annual reports, results presentations and earnings calls, straight from the source.

No documents on record yet.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.