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Prices as of 8 Oct 2026 close · Not investment advice

The Motor & General Finance Limited

NSE: MOTOGENFINDiversified Commercial Services

Share price

₹25.21

-0.36% close of 8 Oct 2026

Market cap ₹96 CrP/E 95.8

Business score

How strong the business is, in one number. The parts behind it are in Pro.

46

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹96 Cr

P/E ratio

95.8

P/B ratio

0.4

ROCE

0.5%

ROE

-18.2%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹31.3752-week low ₹18.26

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step down at Jun 2020 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step down at Jun 2020 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

Too little price history yet to compare it with its own past.

Whether growth justifies the valuation

Priced at 4.0 times its growth rate, on earnings growth of 24%.

Profit growthPrice per ₹1 profitPer 1% growth
The Motor & General Finance Limited — this one24%/yr95.8×₹4.0
WeWork India Management Limited36%/yr100.7×₹2.8
Indiabulls Limited50%/yr16.1×₹0.32
Nesco Limited11%/yr17.3×₹1.6
Leap India Limited81%/yr117.6×₹1.5
Nirlon Limited30%/yr15.6×₹0.52

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Diversified Commercial Services), it ranks 38 of 40 on returns, 30 of 36 on growth, 37 of 40 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 0.5% on capital, ahead of 5% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

No — Over the last five years the business itself consumed ₹40 crore of cash before any plant spend. But only about 1 of every 100 rupees of profit it reported over 12 years arrived as cash — the rest is tied up.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

4 of 9 checks clear · 44%

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 11 Aug 2026 · Consolidated · Unaudited

Revenue

₹2 Cr

Revenue vs last year

-7.0%

Revenue vs last quarter

-7.0%

Net profit

₹2 Cr

Profit vs last quarter

-98.4%

Net margin

121.8%

EPS

₹0.59

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹96 Cr
Prev close
₹25.21
52w High
₹34.4
52w Low
₹17.5
Enterprise value
-₹60 Cr
Beta
1.2
Price CAGR 1y
-4.0%
Price CAGR 3y
-6.0%
Price CAGR 5y
0.0%
Price CAGR 10y
2.0%

Ratios

Return on assets
47.9%
PEG ratio
2.2
P/E ratio
95.8
P/B ratio
0.4
EV / EBITDA
—
Industry P/E
16.8
ROCE
0.5%
ROCE 5y average
-0.2%
ROE
-18.2%
Debt / Equity
0.0
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
-8.0%
ROE last year
-18.0%

Annual P&L

Annual revenue
₹7 Cr
Annual profit
₹147 Cr
Operating margin
-14.0%
Net profit margin
2100.0%
EBITDA margin
-14.3%
Sales growth 3y
11.9%
Sales growth 5y
28.5%
Profit growth 3y
24.0%
Profit growth 5y
13.0%
EPS
₹37.9
Sales growth TTM
-1.0%
Profit growth TTM
147.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹2 Cr
Profit latest quarter
₹2 Cr
YoY quarterly sales growth
3.9%
YoY quarterly profit growth
887.0%
OPM latest quarter
21.0%

Balance Sheet

Book Value
₹58.4
Face Value
₹5.0
Total debt
₹0 Cr
Total cash
₹156 Cr
Borrowings
₹0 Cr
Reserves / Equity
10.7

Cash Flow

Operating cash flow
-₹44 Cr
Free cash flow
-₹45 Cr
FCF yield
-46.8%
Net cash flow
₹156 Cr

Shareholding

Promoter holding
70.8%
FII holding
2.7%
DII holding
0.0%
Public holding
26.5%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
International Gemological Instit310.3522.013,4120.80165.731.0370.823.269.3
Wework India658.00105.69,1380.00-4.668.7680.227.420.6
Indiabulls34.2716.57,9920.00141.035647.5359.5292.316.2
NESCO1,022.6017.37,2050.68100.04.0211.89.618.5
NDR INVIT Trust151.0069.56,9161.7436.0-5.4124.022.15.1
Leap India144.70109.36,3750.0024.730.2203.419.18.3
Nirlon626.0015.85,6424.8069.418.8168.33.330.8
Motor & Gen Fin26.0056.61010.002.3887.01.93.90.5
Median151.0017.13780.008.438.777.715.114.8

Competes with: CMS Info Systems Limited, Indiabulls Limited, Inox Green Energy Services Limited, International Gemmological Institute (India) Limited, Leap India Limited, Nesco Limited, Nirlon Limited, Smartworks Coworking Spaces Limited, WeWork India Management Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales1.491.531.531.651.741.741.741.741.791.681.631.741.86
Expenses1.712.061.730.541.761.901.982.161.821.811.853.211.47
Material Cost000000
Change in Inventories000000
Purchases of Stock-in-Trade000000
Employee Cost0.640.520.590.560.560.54
Other Expenses1.501.281.221.302.650.92
Operating Profit-0.22-0.53-0.201.11-0.02-0.16-0.24-0.42-0.03-0.13-0.22-1.470.39
OPM %-15-35-1367-1.15-9.20-14-24-1.68-7.74-14-8421
Other Income0.610.620.620.730.700.810.730.720.581.560.521612.40
Exceptional items (within Other Income)00001610
Interest0.100.110.110.090.090.060.040.010.060.070.060.060.06
Depreciation0.290.290.290.300.280.280.280.280.260.260.270.270.09
Profit before tax0-0.310.021.450.310.310.170.010.231.10-0.031592.64
Tax %00000000008.5314
Net Profit0-0.310.021.450.310.310.170.010.231.11-0.031452.27
EPS in Rs0-0.080.010.370.080.080.0400.060.29-0.01380.59
Diluted EPS in Rs-0.020.060.29-0.01380.59

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales1515151210624566.976.847
Expenses13111210121257106888
Material Cost00
Change in Inventories00
Purchases of Stock-in-Trade00
Employee Cost2.472.22
Other Expenses5.306.45
Operating Profit2432-3-6-3-3-40-1-1-1
OPM %14252113-26-107-130-63-822.90-12-14-21
Other Income55111532433163165
Exceptional items (within Other Income)0161
Interest765411100000.240
Depreciation11111111111.131.061
Profit before tax-12-2-2-4-3-2-2-310.80160163
Tax %2827-31-39-191000008
Net Profit-2-0-2-1-4-3-2-2-310.80147149
EPS in Rs-0.57-0.01-0.42-0.33-0.94-0.90-0.48-0.64-0.680.300.213838
Diluted EPS in Rs0.2138
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
-7%
5 years
28%
3 years
12%
TTM
-1%

Compounded profit growth

10 years
7%
5 years
13%
3 years
24%
TTM
147%

Stock price CAGR

10 years
2%
5 years
0%
3 years
-6%
1 year
-4%

Return on equity

10 years
-5%
5 years
-7%
3 years
-8%
Last year
-18%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital191919191919191919191919
Reserves6868696864605957545656203
Borrowings5349401944432100
Other Liabilities292936546770989998989784
Minority Interest0
Total Liabilities168166164159155154180178174174173307
Fixed Assets282747545351565453525129
CWIP000000000000
Investments28254443663444
Other Assets11311411210298100118118118118118275
Total Assets168166164159155154180178174174173307

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity34-537-4061110.95-44
Cash from Investing Activity551-70-0-600-00201
Cash from Financing Activity-9-93-294-0-1-1-1-1-1-0
Net Cash Flow-11-110-0-0-0000156
Free Cash Flow58-529-4-011111-44

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days53370126280102507142635
Cash Conversion Cycle53370126280102507142635
Working Capital Days1,9441,8341,9131,5302,3253,9349,0964,5543,6363,2503,0011,880
ROCE %322-3-3-1-2-3211

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters697070707070707070707071
FIIs2.662.662.662.662.662.662.662.672.662.662.662.66
DIIs0.010.010.010.010.010.040.040.040.040.040.040.04
Public282828282828282828282827
No. of Shareholders8,0698,1058,6038,9669,0409,5389,67610,02910,16610,42010,2659,974

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -4.5% (₹26.40 → ₹25.21)Brick size ₹1.48 (fixed)Bricks 19
₹20.00₹30.00₹25.21Dec '25Apr '26Aug '26
Price moved up one brickPrice moved down one brickLast close ₹25.21 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net debt from the filed balance sheet at the newest year end: Borrowings − Cash Equivalents − Investments (Current); negative = net cash

-156inr_cr

2026-03-31

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about The Motor & General Finance Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Services
Industry
Diversified Commercial Services
Classification
Services › Diversified Commercial Services
ISIN
INE861B01023

News impact

Big market events that reach The Motor & General Finance Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

19 Jun 2020split₹0
22 Sep 2011unspecified₹1.5
22 Sep 2010unspecified₹2

Splits, bonuses & buybacks

  • daily-prices repair: 8 rows from NSE's archive (replace 2, delete 0, insert 6), 2020-01-06..2026-02-01 (docs/flat_day_repair.md)1× · 6 Jan 2020

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.