Fin Cascade

Prices as of 8 Oct 2026 close · Not investment advice

Authum Investment & Infrastructure Limited

NSE: AIILNon Banking Financial Company (NBFC)

Share price

₹550.10

+0.08% close of 8 Oct 2026

Market cap ₹46,759 CrP/E 22.3

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 8 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

42

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹46,759 Cr

P/E ratio

22.3

P/B ratio

3.2

ROCE

13.3%

ROE

12.8%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹667.9052-week low ₹405.30

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step up at Sep 2023 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step up at Sep 2023 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

Too little price history yet to compare it with its own past.

Whether growth justifies the valuation

Priced at 0.1 times its growth rate, on earnings growth of 214%.

Profit growthPrice per ₹1 profitPer 1% growth
Authum Investment & Infrastructure Limited — this one214%/yr22.3×—
Bajaj Finance19%/yr29.0×₹1.5
Shriram Finance Limited19%/yr19.1×₹1.0
Tata Capital Limited17%/yr24.4×₹1.4
Cholamandalam Investment & Finance25%/yr22.8×₹0.91
Muthoot Finance43%/yr9.0×₹0.21

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 18 of 73 on returns, 3 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

A narrow advantage: it earns 12.8% on capital, ahead of 75% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Profit rose 17.52% to Rs 1108.22 crore.

Announced 20 Jul 2026 · Consolidated · Unaudited

Revenue

₹1,470 Cr

Revenue vs last year

+20.9%

Revenue vs last quarter

+373.0%

Net profit

₹1,108 Cr

Profit vs last year

+17.5%

Profit vs last quarter

+1810.7%

Net margin

75.4%

EPS

₹13.05

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹46,759 Cr
Prev close
₹550.10
52w High
₹683
52w Low
₹400
Enterprise value
₹46,255 Cr
Beta
1.6
Price CAGR 1y
-16.0%
Price CAGR 3y
66.0%
Price CAGR 5y
79.0%
Price CAGR 10y
112.0%

Ratios

Return on assets
10.0%
PEG ratio
0.1
P/E ratio
22.3
P/B ratio
3.2
EV / EBITDA
22.2
Industry P/E
16.8
ROCE
13.3%
ROCE 5y average
—
ROE
12.8%
Debt / Equity
0.2
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
30.0%
ROE last year
13.0%

Annual P&L

Annual revenue
₹2,614 Cr
Annual profit
₹1,929 Cr
Operating margin
81.0%
Net profit margin
73.8%
EBITDA margin
80.5%
Sales growth 3y
69.3%
Sales growth 5y
—
Profit growth 3y
214.0%
Profit growth 5y
—
EPS
₹22.7
Sales growth TTM
-35.0%
Profit growth TTM
-49.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹1,470 Cr
Profit latest quarter
₹1,108 Cr
YoY quarterly sales growth
20.9%
YoY quarterly profit growth
17.5%
OPM latest quarter
85.0%

Balance Sheet

Book Value
₹173
Face Value
₹1.0
Total debt
₹3,598 Cr
Total cash
₹487 Cr
Borrowings
₹3,598 Cr
Reserves / Equity
172.3

Cash Flow

Operating cash flow
₹1,455 Cr
Free cash flow
₹1,115 Cr
FCF yield
—
Net cash flow
-₹58 Cr

Shareholding

Promoter holding
68.8%
FII holding
14.3%
DII holding
0.2%
Public holding
16.7%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance948.3028.85,90,4070.576,080.627.423,165.518.610.9
Shriram Finance945.0019.62,22,3631.143,452.859.913,400.416.211.5
Tata Capital319.3024.91,35,5390.181,628.256.38,821.915.18.6
Cholaman.Inv.&Fn1,580.0023.51,34,9900.131,656.245.68,856.321.99.7
Muthoot Finance2,697.109.51,08,2801.112,824.838.88,671.634.415.8
L&T Finance Ltd264.3520.766,2551.04916.028.75,212.922.48.4
SBI Cards563.2023.653,5970.44664.419.55,040.63.410.1
Authum Invest539.3021.845,7990.021,108.217.81,469.520.913.3
Median134.8019.64680.0011.138.349.128.39.5

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, HDB Financial Services Limited, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1952,1526911,3391,4171,0936171,4521,2156054783111,470
Expenses44362554162141-71885622123109163
Financing Profit1292,0466551,3221,2459376141,2461,1375402861361,242
Financing Margin %669595998886100869489604485
Other Income6112182243594-03216
Interest217011-37101510182142696664
Depreciation222212333581411
Profit before tax1882,0456551,3381,2469606141,2481,1445392781541,247
Tax %-1058-15121212-4118-42426311
Net Profit1951,9406011,5371,0978435391,763943767161581,108
EPS in Rs2.29237.0818139.926.3521119.031.900.7013

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue5392,5934,5802,6142,863
Expenses186-1,642484310417
Financing Profit724,1584,0452,1052,204
Financing Margin %13160888177
Other Income4,28976324052
Interest2817752199242
Depreciation98.169.483038
Profit before tax4,3514,2264,0672,1152,218
Tax %1-1-49
Net Profit4,3044,2854,2411,9292,095
EPS in Rs5150502325
Dividend Payout %0000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
—
5 years
—
3 years
69%
TTM
-35%

Compounded profit growth

10 years
—
5 years
—
3 years
214%
TTM
-49%

Stock price CAGR

10 years
112%
5 years
79%
3 years
66%
1 year
-16%

Return on equity

10 years
—
5 years
—
3 years
30%
Last year
13%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2023Mar 2024Mar 2025Mar 2026
Equity Capital17171785
Reserves3,39910,32814,67214,643
Borrowing1,7041,1281,0543,598
Other Liabilities1,779148344882
Total Liabilities6,90011,62116,08719,208
Fixed Assets317355414783
CWIP0266
Investments3,5438,94012,73915,473
Other Assets3,0392,3242,9282,946
Total Assets6,90011,62116,08719,208

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity2453,2913261,455
Cash from Investing Activity48-2,266-290-3,856
Cash from Financing Activity-627-1,175-1272,343
Net Cash Flow-334-150-91-58
Free Cash Flow2393,2422531,115

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2023Mar 2024Mar 2025Mar 2026
ROE %2613413

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters757575757575757569696969
FIIs7.147.197.197.237.297.317.417.9414141414
DIIs00000.010.020.090.150.240.170.190.20
Public181818181818181717171717
No. of Shareholders6,2388,1478,56210,38523,59124,20529,63637,87437,61333,78939,53137,689

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -16.4% (₹657.74 → ₹550.10)Brick size ₹18.10 (fixed)Bricks 55
₹500₹600₹550Nov '25Jan '26Mar '26May '26Jul '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹550.10 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

gross NPA %

9.01

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net NPA %

0.57

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

41.46cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

provision coverage %

93.65

FY revenue / permanent employees + workers, same basis (calc)

7,03,91,061inr

2026-03-31

News

News and filings about Authum Investment & Infrastructure Limited. Open one to see why it matters.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE206F01022

Business segments

  • Lending Activity · 51%
  • Investing Activity · 48%
  • Rental Business · 1%
  • ARC · 1%

News impact

Big market events that reach Authum Investment & Infrastructure Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

13 Jan 2026bonus₹0
16 May 2025interim₹0.5
27 Mar 2025interim₹1

Splits, bonuses & buybacks

  • daily-prices repair: 2 rows from NSE's archive (replace 0, delete 0, insert 2), 2024-05-18..2026-02-01 (docs/flat_day_repair.md)1× · 18 May 2024

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.