Fin Cascade

Prices as of 9 Oct 2026 close · Not investment advice

Assam Entrade Limited

NSE: ASSAMENTNon Banking Financial Company (NBFC)ASM stage 1

Share price

₹827.55

+4.81% close of 9 Oct 2026

Market cap ₹119 CrP/E 63.1

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

38

out of 100 · worked out 9 Oct 2026

How the business score works

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹119 Cr

P/E ratio

63.1

P/B ratio

1.8

ROCE

4.7%

ROE

3.0%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹947.0052-week low ₹601.00

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Sales grew 15.6% over the past year, and 6.4% a year over its longer record. Meanwhile what it keeps on lending slipped from 31.1% to -20.8% over the last two years.

Whether it grew faster than its sector

It grew 6.4% a year against a sector median of 16.0% — 9.6 percentage points slower.

Room to re-rate, or risk of de-rating

Too little price history yet to compare it with its own past.

Whether growth justifies the valuation

Priced at 6.3 times its growth rate, on earnings growth of 10%.

Profit growthPrice per ₹1 profitPer 1% growth
Assam Entrade Limited — this one10%/yr63.1×₹6.3
SBFC Finance Limited44%/yr19.4×₹0.44
Paisalo Digital Limited35%/yr29.2×₹0.83
Bengal & Assam Company Limited-5%/yr8.5×—
Fedbank Financial Services Limited22%/yr14.3×₹0.65
MAS Financial Services Limited23%/yr12.2×₹0.53

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 53 of 73 on returns, 59 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 3.0% on capital, ahead of 27% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

How the profit check works

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 13 Aug 2026 · Consolidated · Unaudited

Revenue

₹3 Cr

Revenue vs last year

+101.5%

Revenue vs last quarter

+57.7%

Net profit

₹0 Cr

Profit vs last year

-17.4%

Net margin

12.2%

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹119 Cr
Prev close
₹827.55
52w High
₹968
52w Low
₹601
Enterprise value
—
Beta
-0.2
Price CAGR 1y
24.0%
Price CAGR 3y
40.0%
Price CAGR 5y
-2.0%
Price CAGR 10y
—

Ratios

Return on assets
2.7%
PEG ratio
6.3
P/E ratio
63.1
P/B ratio
1.8
EV / EBITDA
—
Industry P/E
16.7
ROCE
4.7%
ROCE 5y average
—
ROE
3.0%
Debt / Equity
0.0
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
3.0%
ROE last year
3.0%

Annual P&L

Annual revenue
₹8 Cr
Annual profit
₹2 Cr
Operating margin
-18.8%
Net profit margin
24.5%
EBITDA margin
-18.8%
Sales growth 3y
8.2%
Sales growth 5y
10.7%
Profit growth 3y
10.0%
Profit growth 5y
13.0%
EPS
₹13.7
Sales growth TTM
16.0%
Profit growth TTM
-42.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹3 Cr
Profit latest quarter
₹0 Cr
YoY quarterly sales growth
101.2%
YoY quarterly profit growth
-16.7%
OPM latest quarter
1.2%

Balance Sheet

Book Value
₹467
Face Value
₹10.0
Total debt
₹2 Cr
Total cash
₹1 Cr
Borrowings
₹2 Cr
Reserves / Equity
45.7

Cash Flow

Operating cash flow
-₹2 Cr
Free cash flow
-₹2 Cr
FCF yield
—
Net cash flow
₹0 Cr

Shareholding

Promoter holding
54.4%
FII holding
—
DII holding
—
Public holding
45.6%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance971.4029.66,04,7890.556,080.627.423,165.518.610.9
Shriram Finance965.7520.12,27,2451.113,452.859.913,400.416.211.5
Cholaman.Inv.&Fn1,601.2523.81,36,8050.131,656.245.68,856.321.99.7
Tata Capital317.6524.81,34,8380.181,628.256.38,821.915.18.6
Muthoot Finance2,701.359.61,08,4511.092,824.838.88,671.634.415.8
L&T Finance Ltd263.7520.666,1051.04916.028.75,212.922.48.4
SBI Cards562.4023.553,5200.43664.419.55,040.63.410.1
Assam Entrade799.0060.91150.000.4-16.73.3101.24.7
Median137.7020.14720.0010.837.948.627.79.4

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue1.911.401.762.201.822.392.3421.6222.322.073.26
Expenses1.330.881.161.361.394.252.91-0.091.191.933.862.343.16
Financing Profit0.540.480.560.760.43-1.94-0.632.030.380.01-1.60-0.330.04
Financing Margin %2834323524-81-27102230.50-69-161.23
Other Income0.040.070.10-0.040.044.260-0.030.2604.64-0.240.52
Interest0.040.040.040.0800.080.060.060.050.060.060.060.06
Depreciation0.030.030.030.030.020.020.020.030.020.020.020.020.01
Profit before tax0.550.520.630.690.452.30-0.651.970.62-0.013.02-0.590.55
Tax %1092524253825014230215627
Net Profit-0.050.390.480.520.281.72-0.651.700.48-0.012.41-0.910.40
EPS in Rs-0.352.713.333.541.9412-4.51123.33-0.0717-6.322.78

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2014Mar 2015Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue21127.98104.22114.845.956.347.278.558.039.65
Expenses21127.178.383.778.723.4945.024.728.479.3211
Financing Profit0.12-0.210.771.800.121.581.311.951.322.34-0.11-1.51-1.88
Financing Margin %0.57-1.719.65172.841527332132-1.29-19-19
Other Income0.010.500.280.101.790.080.811.260.030.184.274.644.92
Interest000.040.310.330.250.04000.210.190.220.24
Depreciation0.080.060.020.010000.250.160.110.100.060.07
Profit before tax0.050.231.031.891.911.662.122.961.192.414.063.072.97
Tax %60483621257.833324-25442636
Net Profit0.020.120.661.491.421.531.412.241.491.343.021.971.89
EPS in Rs119.7916109.31211413
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
-4%
5 years
11%
3 years
8%
TTM
16%

Compounded profit growth

10 years
—
5 years
13%
3 years
10%
TTM
-42%

Stock price CAGR

10 years
—
5 years
-2%
3 years
40%
1 year
24%

Return on equity

10 years
3%
5 years
3%
3 years
3%
Last year
3%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2014Mar 2015Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1.441.441.441.441.441.441.441.441.441.441.441.44
Reserves474753545754565859616466
Borrowing052.655.133.092.070.040.031.85002
Other Liabilities3.163.684.914.864.113.9233.313.603.695.453.29
Total Liabilities525762666662606366667173
Fixed Assets1.921.911.851.841.821.851.852.402.232.122.021.96
CWIP00000001.291.331.335.635.84
Investments181822222418191918181818
Other Assets323738424041394045454547
Total Assets525762666662606366667173

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2014Mar 2015Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity15-22002.123.34-0.181.85-4.582.03-0.05-2.06
Cash from Investing Activity5.911.5300-0.2700.04-0.521.390.060.100.07
Cash from Financing Activity0500-2.04-1.02-2.03-0.011.81-1.8402
Net Cash Flow21-1500-0.182.32-2.161.32-1.370.240.050.01
Free Cash Flow15-22002.173.36-0.181.05-4.582.03-0.05-2.06

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2014Mar 2015Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %0.040.251.202.722.452.631.883.692.442.034.742.97

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters535353535353535353535354
Public474747474747474747474746
No. of Shareholders632628644639641645642658665646644638

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year +14.2% (₹724.50 → ₹827.55)Brick size ₹38.86 (fixed)Bricks 33
₹600₹700₹900₹828Nov '25Jan '26Apr '26Jun '26
Price moved up one brickPrice moved down one brickLast close ₹827.55 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

News

News and filings about Assam Entrade Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE165G01010

News impact

Big market events that reach Assam Entrade Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

No dividends, splits or big trades on record.

Documents

Annual reports, results presentations and earnings calls, straight from the source.

No documents on record yet.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.