Fin Cascade

Prices as of 8 Oct 2026 close · Not investment advice

Edelweiss Financial Services Limited

NSE: EDELWEISSHolding Company

Share price

₹127.71

-4.55% close of 8 Oct 2026

Market cap ₹12,132 CrP/E 19.3

Business score

How strong the business is, in one number. The parts behind it are in Pro.

52

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹12,132 Cr

P/E ratio

19.3

P/B ratio

2.6

ROCE

14.1%

ROE

14.2%

Dividend yield

1.1%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹142.7352-week low ₹99.67

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Sales grew 14.0% over the past year, and 16.4% a year over its longer record. Meanwhile what it keeps of every 100 rupees of sales slipped from 42.5% to 27.8% over the last four years.

Whether it grew faster than its sector

It grew 16.4% a year against a sector median of 16.0% — 0.4 percentage points faster.

Room to re-rate, or risk of de-rating

At 19.3× earnings against a market that pays 23.9× across 2199 companies we can price. Its own industry sits at 13.3×, across 5 companies. It is against its own five-year median of 17.8×, the 65th percentile of its own range.

Whether growth justifies the valuation

Priced at 0.8 times its growth rate, on earnings growth of 23%.

Profit growthPrice per ₹1 profitPer 1% growth
Edelweiss Financial Services Limited — this one23%/yr19.3×₹0.84
Bajaj Finserv16%/yr26.6×₹1.7
Bajaj Holdings & Investment Limited19%/yr13.3×₹0.70
Choice International Limited53%/yr69.8×₹1.3
JM Financial Limited27%/yr11.0×₹0.41
Kama Holdings Limited-8%/yr6.3×—

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Holding Company), it ranks 3 of 13 on returns, 5 of 13 on growth, 7 of 13 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

A narrow advantage: it earns 14.1% on capital, ahead of 77% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

Yes — Over the last five years it made ₹15658 crore of cash from the business, spent ₹462 crore on plant and equipment, and returned ₹17701 crore to lenders and shareholders. And the profit is real: of every 100 rupees it reported over 12 years, about 282 arrived as cash — well above the profit; depreciation and interest are the reason, not a windfall. Its cash comes back more slowly than it used to: it went from being paid 479 days before it paid its own suppliers to paid 418 days before it paid its own suppliers.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Profit rose 30% from a year ago to INR134 crore while revenue grew just 4%

Announced 6 Aug 2026 · Consolidated · Unaudited

Revenue

₹2,329 Cr

Revenue vs last year

+3.7%

Revenue vs last quarter

+21.4%

Net profit

₹134 Cr

Profit vs last year

+30.5%

Profit vs last quarter

+1.8%

Net margin

5.8%

EPS

₹1.42

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹12,132 Cr
Prev close
₹127.71
52w High
₹146
52w Low
₹98.0
Enterprise value
₹27,186 Cr
Beta
1.5
Price CAGR 1y
19.0%
Price CAGR 3y
26.0%
Price CAGR 5y
23.0%
Price CAGR 10y
7.0%

Ratios

Return on assets
1.6%
PEG ratio
0.8
P/E ratio
19.3
P/B ratio
2.6
EV / EBITDA
8.8
Industry P/E
12.1
ROCE
14.1%
ROCE 5y average
11.8%
ROE
14.2%
Debt / Equity
4.0
Interest coverage
1.3
Dividend yield
1.1%
ROE 3y average
10.0%
ROE last year
14.0%

Annual P&L

Annual revenue
₹10,802 Cr
Annual profit
₹680 Cr
Operating margin
32.0%
Net profit margin
6.3%
EBITDA margin
32.2%
Sales growth 3y
8.3%
Sales growth 5y
0.1%
Profit growth 3y
23.0%
Profit growth 5y
19.0%
EPS
₹5.8
Sales growth TTM
14.0%
Profit growth TTM
55.0%
Dividend payout
26.0%

Quarter P&L

Sales latest quarter
₹2,329 Cr
Profit latest quarter
₹134 Cr
YoY quarterly sales growth
3.7%
YoY quarterly profit growth
30.1%
OPM latest quarter
25.4%

Balance Sheet

Book Value
₹48.7
Face Value
₹1.0
Total debt
₹18,595 Cr
Total cash
₹3,480 Cr
Borrowings
₹18,595 Cr
Reserves / Equity
47.7

Cash Flow

Operating cash flow
₹897 Cr
Free cash flow
₹827 Cr
FCF yield
-13.7%
Net cash flow
-₹2,002 Cr

Shareholding

Promoter holding
32.3%
FII holding
19.5%
DII holding
7.3%
Public holding
41.0%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finserv1,743.3027.22,79,2870.096,296.712.342,036.919.110.6
Bajaj Holdings10,662.0013.41,18,6571.362,708.131.8394.321.511.0
Choice Intl.723.7070.716,1220.0060.622.8309.832.017.9
Edelweiss.Fin.133.8020.112,6651.12134.483.02,328.53.714.1
JM Financial124.9211.311,9552.60368.6-35.71,200.58.011.6
Kama Holdings2,236.206.37,1761.85761.573.65,070.931.514.0
Rane Holdings1,536.6027.82,1943.0648.3-6.61,586.918.49.5
Median248.0011.31,9240.7769.227.3572.719.411.3

Competes with: Abans Financial Services Limited, BF Investment Limited, Bajaj Finserv, Bajaj Holdings & Investment Limited, Balmer Lawrie Investments Limited, Choice International Limited, GFL Limited, JM Financial Limited, Kama Holdings Limited, Max India Limited, Pilani Investment and Industries Corporation Limited, Rane Holdings Limited, Tamboli Industries Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales1,9792,1562,3982,9262,2932,7951,8982,2802,2461,8614,4001,9182,329
Expenses1,2621,3661,5662,0581,4971,8141,1681,5531,4491,2553,2021,4201,736
Material Cost0000
Change in Inventories0000
Purchases of Stock-in-Trade0000
Employee Cost273338247394
Other Expenses1,1439381,1751,348
Operating Profit7177908328697969817307277976061,198498593
OPM %36373530353538323533272625
Other Income1791710043479963353922169124
Exceptional items (within Other Income)000-9900
Interest680662727718701673613550686655589561558
Depreciation30313233343634433636373536
Profit before tax2410689218105319181196110-46792-29123
Tax %-22411-717195714197-47966-555-10
Net Profit789515220385137155158103175270132134
EPS in Rs0.540.811.331.790.621.171.321.110.711.362.790.931.29
Diluted EPS in Rs1.701.101.852.831.391.40

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales3,8875,2566,6048,87811,0789,51310,7757,1518,5009,5239,39310,80210,508
Expenses1,4811,9872,7593,5924,5077,0346,6093,9475,6676,2526,0337,3277,613
Operating Profit2,4063,2693,8455,2866,5712,4794,1663,2042,8333,2713,3603,4752,895
OPM %62625860592639453334363228
Other Income712154288897415826479126-13452
Exceptional items (within Other Income)0-99
Interest1,8322,6202,8103,8764,7834,7933,8342,9842,5752,7862,5372,4922,364
Depreciation7290106104132232260151138126147144144
Profit before tax5105719431,3491,744-2,457146227385437802827840
Tax %4041423840-17-747-5-213318
Net Profit3263835638371,044-2,044254212406528536680712
EPS in Rs4.155.097.329.4311-222.8423.654.464.225.786.37
Diluted EPS in Rs5.817.15
Dividend Payout %24251814120496939323526

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
7%
5 years
0%
3 years
8%
TTM
14%

Compounded profit growth

10 years
4%
5 years
19%
3 years
23%
TTM
55%

Stock price CAGR

10 years
7%
5 years
23%
3 years
26%
1 year
19%

Return on equity

10 years
5%
5 years
7%
3 years
10%
Last year
14%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital798183878989899090909295
Reserves3,0813,5934,2466,7967,5886,0406,4886,4486,6544,6724,3334,528
Borrowings23,54027,77333,37948,96446,14836,65728,43622,76821,79120,35818,00418,595
Other Liabilities3,7805,5377,1157,47310,07611,23011,12113,75815,34617,59418,85319,818
Minority Interest1,4931,321
Total Liabilities30,48136,98544,82363,32163,90054,01646,13443,06343,88242,71441,28243,037
Fixed Assets5596646371,0551,2652,3451,7811,5971,3671,2901,2711,142
CWIP10630101424443132025361821
Investments2,7922,6966,8787,88712,71310,01212,88214,13917,16218,49117,57419,881
Other Assets27,02333,59437,20854,33649,87941,61531,45827,30725,32722,89722,41921,992
Total Assets30,48136,98544,82363,32163,90054,01646,13443,06343,88242,71441,62343,037

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-9,183-3,762-497-12,9695,68512,0983,4585,5922,8912,8943,384897
Cash from Investing Activity-867-62-4,323-530-1,3121994,085-1,058-425-4823,794-963
Cash from Financing Activity10,0193,8025,11214,868-3,665-10,471-8,587-6,444-1,708-2,785-4,828-1,936
Net Cash Flow-31-222921,3697081,827-1,044-1,910757-3732,350-2,002
Free Cash Flow-9,389-3,881-647-13,0925,50012,0983,5945,5322,8132,8063,218827

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days4136611249150172418141516
Cash Conversion Cycle4136611249150172418141516
Working Capital Days-1604896-258-276-238-221-479-472-494-538-418
ROCE %11111111125101010121314

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters333333333333333333333232
FIIs313129282827282520181919
DIIs2.622.682.702.693.083.233.143.765.245.736.467.25
Public292931313435333843434241
Others4.764.764.764.762.692.592.580.680000
No. of Shareholders2,23,7162,40,6182,31,2902,39,2372,29,5312,52,2112,61,8272,61,8942,76,6652,85,1463,75,4743,52,071

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year +13.0% (₹113.01 → ₹127.71)Brick size ₹5.68 (fixed)Bricks 22
₹100₹120₹140₹128Dec '25Apr '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹127.71 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

capital adequacy (CRAR) %

27.00

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

gross NPA %

2.19

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net NPA %

1.23

13-month persistency %

70.00

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

FY revenue / permanent employees + workers, same basis (calc)

21,05,61,538inr

2026-03-31

solvency ratio (multiple)

1.64

News

News and filings about Edelweiss Financial Services Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Holding Company
Classification
Financial Services › Holding Company
ISIN
INE532F01054

Business segments

  • Capital business · 46%
  • Insurance business · 32%
  • Alternatives business · 9%
  • Asset reconstruction business · 9%
  • Other business · 3%
  • Mutual Fund business · 2%

News impact

Big market events that reach Edelweiss Financial Services Limited, and how the effect spreads.

Who it hits first

  • Carlyle has completed buying a majority of Nido Home Finance, a home-loan company.
  • Edelweiss Financial Services sold 45% of Nido for about Rs 600 crore and keeps a smaller stake.
  • Carlyle also put Rs 1,450 crore of new money into Nido, lifting its net worth toward Rs 2,300 crore.

Who may gain

  • Edelweiss Financial Services, which receives about Rs 600 crore in cash for its Nido stake
  • Nido Home Finance, which gains Rs 1,450 crore of new capital and a strong majority owner

Along the supply chain

Downstream

No direct customer chain moves now; Nido may lend more for homes over time, but no borrower or partner gains an immediate order.

Upstream

No direct supplier link — a stake sale and capital infusion, not an order for goods or software; technology vendor Intentech sees no new demand from this deal.

Where demand moves

Business

No new loans or orders change hands at once; Nido can lend more for homes from the Rs 1,450 crore capital, but borrower demand builds only over months.

Capital

About Rs 600 crore flows to Edelweiss from selling 45% of Nido, and Rs 1,450 crore of new shares flow into Nido, lifting Edelweiss cash and Nido net worth.

How it spreads across sectors

Financial Services

Mild positive sentiment as a global buyer pays a firm price for a housing-finance asset, with a cash benefit only to Edelweiss.

When it plays out

Immediate

Edelweiss shares react to the Rs 600 crore cash inflow and value unlock within 1–7 days.

Medium term

Nido deploys the Rs 1,450 crore into home loans and net worth builds toward Rs 2,300 crore over 1–6 months.

Short term

Market checks how Edelweiss uses the sale proceeds and what Nido guides on growth over 1–4 weeks.

Who it hits first

  • CBI arrests of former RCFL and RHFL CEOs in the alleged ₹7,623 crore bank-fraud case create immediate legal and governance pressure around the two entities.
  • RELIGARE, EDELWEISS and IIFL face indirect negative sentiment as listed financial-services peers; the event facts provide no allegation against these companies.

Who may gain

  • No direct listed beneficiary is established; regulated lenders with stronger asset quality and governance may receive relative investor preference.

Along the supply chain

Downstream

Funding partners, borrowers and distribution counterparties of NBFCs may apply additional due diligence, but no direct operational link to RELIGARE, EDELWEISS or IIFL is established.

Upstream

No direct supply-chain link — purely a regulatory-enforcement event affecting lender governance, funding confidence and counterparty perception.

Where demand moves

Business

Borrowers and counterparties may temporarily prefer lenders perceived to have stronger governance and underwriting controls, while no direct change in credit demand is established.

Capital

Risk capital may rotate away from governance-sensitive NBFC names toward larger regulated banks; no bulk-deal flow was provided to confirm such rotation.

How it spreads across sectors

Banking

Mixed impact: exposure concerns may increase diligence, while stronger banks can benefit from relative capital rotation.

NBFC

Negative near-term sentiment and tighter scrutiny of governance, related-party exposure, underwriting and funding practices.

codex additions

A pattern seen before

Cascade chain

  • Fraud-enforcement action raises governance concerns
  • NBFC risk premiums and due-diligence requirements increase
  • Capital may rotate toward lenders perceived as better governed

Pattern name

Financial Governance Enforcement Cascade

Sectors queried

  • NBFC
  • Banking

When it plays out

Immediate

HIGH-severity headline risk can pressure NBFC peer sentiment as investors assess governance and lender exposure.

Medium term

Sustained impact depends on charges, recoveries and broader enforcement action rather than the arrests alone.

Short term

Attention shifts to investigation disclosures, creditor exposure and any regulatory follow-up; unaffected peers may recover if no linkage emerges.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

11 Sep 2026unspecified₹1.5
11 Sep 2025unspecified₹1.5
17 Sep 2024unspecified₹1.5
18 Sep 2023unspecified₹1.25
2 Jun 2023demerger₹0
13 Apr 2023interim₹0.25
25 Aug 2022unspecified₹1.2
7 Apr 2022interim₹0.25

Splits, bonuses & buybacks

  • daily-prices repair: 9 rows from NSE's archive (replace 1, delete 1, insert 7), 2016-10-30..2026-02-01 (docs/flat_day_repair.md)1× · 30 Oct 2016

Bulk & block deals

DateWhoBought / soldSharesPrice
1 Oct 2026PABRAI WAGONS FUNDSELL1,45,72,000₹142.73
1 Oct 2026PABRAI WAGONS ETFBUY1,45,72,000₹142.73
7 Sep 2026VENKATCHALAM ARAKONI RAMASWAMYSELL50,00,000₹130.83

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.