Fin Cascade

Prices as of 8 Oct 2026 close · Not investment advice

Balmer Lawrie Investments Limited

NSE: BLILHolding Company

Share price

₹64.56

-0.55% close of 9 Oct 2026

Market cap ₹1,445 CrP/E 8.0 (as of 8 Oct 2026)

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 7 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

63

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹1,445 Cr

P/E ratio

8.0

P/B ratio

1.0

ROCE

16.9%

ROE

12.6%

Dividend yield

6.6%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹80.9252-week low ₹64.50

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Sales grew 8.8% over the past year, and 8.3% a year over its longer record. Meanwhile what it keeps of every 100 rupees of sales improved from 8.5% to 13.4% over the last four years.

Whether it grew faster than its sector

It grew 8.3% a year against a sector median of 16.0% — 7.7 percentage points slower.

Room to re-rate, or risk of de-rating

At 8.0× earnings against a market that pays 23.9× across 2199 companies we can price. Its own industry sits at 13.3×, across 5 companies. It is against its own five-year median of 9.6×, the 2nd percentile of its own range.

Whether growth justifies the valuation

Priced at 0.5 times its growth rate, on earnings growth of 17%.

Profit growthPrice per ₹1 profitPer 1% growth
Balmer Lawrie Investments Limited — this one17%/yr8.0×₹0.47
Bajaj Holdings & Investment Limited19%/yr13.3×₹0.70
Choice International Limited53%/yr69.8×₹1.3
Edelweiss Financial Services Limited23%/yr19.3×₹0.84
JM Financial Limited27%/yr11.0×₹0.41
Kama Holdings Limited-8%/yr6.3×—

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Holding Company), it ranks 2 of 13 on returns, 9 of 13 on growth, 10 of 13 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

A narrow advantage: it earns 16.9% on capital, ahead of 85% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

Yes — Over the last five years it made ₹967 crore of cash from the business, spent ₹249 crore on plant and equipment, and returned ₹913 crore to lenders and shareholders. And the profit is real: of every 100 rupees it reported over 8 years, about 100 arrived as cash. Its cash comes back more slowly than it used to: it went from being waiting 51 days for its cash to waiting 62 days for its cash.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 13 Aug 2026 · Consolidated · Unaudited

Revenue

₹751 Cr

Revenue vs last year

+9.9%

Revenue vs last quarter

+0.6%

Net profit

₹73 Cr

Profit vs last year

+5.2%

Profit vs last quarter

-14.6%

Net margin

9.7%

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹1,445 Cr
Prev close
₹64.56
52w High
₹81.2
52w Low
₹63.8
Enterprise value
₹1,052 Cr
Beta
0.7
Price CAGR 1y
-17.0%
Price CAGR 3y
18.0%
Price CAGR 5y
9.0%
Price CAGR 10y
7.0%

Ratios

Return on assets
7.9%
PEG ratio
0.5
P/E ratio
8.0
P/B ratio
1.0
EV / EBITDA
4.3
Industry P/E
12.1
ROCE
16.9%
ROCE 5y average
15.0%
ROE
12.6%
Debt / Equity
0.2
Interest coverage
12.1
Dividend yield
6.6%
ROE 3y average
13.0%
ROE last year
13.0%

Annual P&L

Annual revenue
₹2,746 Cr
Annual profit
₹278 Cr
Operating margin
14.0%
Net profit margin
10.1%
EBITDA margin
14.2%
Sales growth 3y
5.6%
Sales growth 5y
11.9%
Profit growth 3y
17.0%
Profit growth 5y
18.0%
EPS
₹8.0
Sales growth TTM
9.0%
Profit growth TTM
2.0%
Dividend payout
54.0%

Quarter P&L

Sales latest quarter
₹751 Cr
Profit latest quarter
₹73 Cr
YoY quarterly sales growth
9.9%
YoY quarterly profit growth
5.8%
OPM latest quarter
13.6%

Balance Sheet

Book Value
₹65.4
Face Value
₹1.0
Total debt
₹220 Cr
Total cash
₹613 Cr
Borrowings
₹220 Cr
Reserves / Equity
64.4

Cash Flow

Operating cash flow
₹294 Cr
Free cash flow
₹230 Cr
FCF yield
13.6%
Net cash flow
-₹5 Cr

Shareholding

Promoter holding
59.7%
FII holding
0.9%
DII holding
0.0%
Public holding
39.3%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finserv1,743.3027.22,79,1200.096,296.712.342,036.919.110.6
Bajaj Holdings10,662.0013.41,18,4811.362,708.131.8394.321.511.0
Choice Intl.723.7070.816,1300.0060.622.8309.832.017.9
Edelweiss.Fin.133.8020.112,6581.12134.483.02,328.53.714.1
JM Financial124.9211.311,9362.60368.6-35.71,200.58.011.6
Kama Holdings2,236.206.37,1871.85761.573.65,070.931.514.0
Rane Holdings1,536.6027.92,1973.0648.3-6.61,586.918.49.5
Balmer Law. Inv.65.288.11,4536.5972.61.9751.19.916.9
Median248.0011.31,9250.7769.227.3572.719.411.3

Competes with: Bajaj Finance, Bajaj Finserv, Bajaj Holdings & Investment Limited, Choice International Limited, Cholamandalam Investment & Finance, Edelweiss Financial Services Limited, JM Financial Limited, Kama Holdings Limited, L&T Finance Limited, Muthoot Finance, Rane Holdings Limited, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales594587587579641642633611683638659746751
Expenses528511511485574569547514598568571630649
Material Cost495
Change in Inventories-16
Purchases of Stock-in-Trade4.38
Employee Cost70
Other Expenses95
Operating Profit6777769466738697867088116102
OPM %11131316101114161311131614
Other Income24282730312922332527253725
Exceptional items (within Other Income)0
Interest6556659677101013
Depreciation15141415141415161416182820
Profit before tax70858310376828410789758611595
Tax %18251927152424302224222723
Net Profit57646875656364756957678573
EPS in Rs1.661.831.942.141.861.821.882.172.011.661.932.442.05

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales1,8171,5731,5632,0742,3352,3732,5262,7462,795
Expenses1,5471,3471,4131,8832,1102,0242,1932,3562,418
Operating Profit270226150191225349352389377
OPM %15141091015141413
Other Income5859796581528586115
Interest71512141822273340
Depreciation305255575759607681
Profit before tax290218162186232319350365371
Tax %3026262626242424
Net Profit202161121137172242267278281
EPS in Rs5.794.763.593.9756.967.738.048.08
Dividend Payout %59791067566555654

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
—
5 years
12%
3 years
6%
TTM
9%

Compounded profit growth

10 years
—
5 years
18%
3 years
17%
TTM
2%

Stock price CAGR

10 years
7%
5 years
9%
3 years
18%
1 year
-17%

Return on equity

10 years
—
5 years
11%
3 years
13%
Last year
13%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital2222222222222222
Reserves1,0521,0811,0761,0941,1171,1991,3541,417
Borrowings81122125122121113106220
Other Liabilities1,2661,2561,3041,3401,5401,6911,7231,859
Total Liabilities2,4202,4822,5272,5782,8013,0253,2043,518
Fixed Assets568770767767760751737883
CWIP11724321128526734
Investments325375386436518565632730
Other Assets1,4101,3131,3411,3641,4951,6571,7691,871
Total Assets2,4202,4822,5272,5782,8013,0253,2043,518

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity17718724723206280164294
Cash from Investing Activity-137-60-80137-48-1179-35
Cash from Financing Activity-61-159-153-148-145-172-183-265
Net Cash Flow-21-32141213-9-10-5
Free Cash Flow-24139204615622898230

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days5663675556666971
Inventory Days4758585147474336
Days Payable088996869756672
Cash Conversion Cycle10233273835374635
Working Capital Days4251325141426262
ROCE %1391113171717

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters606060606060606060606060
FIIs0.680.821.081.331.311.141.121.101.101.061.060.95
DIIs0.140.140.140.140.020.020.070.030.030.030.030.03
Public403939393939393939393939
No. of Shareholders26,51423,79422,80224,87341,75648,45952,23551,43151,74651,12251,75751,689

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -18.7% (₹79.38 → ₹64.56)Brick size ₹1.07 (fixed)Bricks 41
₹70.00₹75.00₹80.00₹64.56Nov '25Jan '26Mar '26May '26Jul '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹64.56 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about Balmer Lawrie Investments Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Holding Company
Classification
Financial Services › Holding Company
ISIN
INE525F01025

News impact

Big market events that reach Balmer Lawrie Investments Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

11 Sep 2026unspecified₹2.27

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.