Fin Cascade

Prices as of 9 Oct 2026 close · Not investment advice

Mukesh Babu Financial Services Limited

NSE: MUKESHBNon Banking Financial Company (NBFC)

Share price

₹123.00

0.00% close of 9 Oct 2026

Market cap ₹86 CrP/E 21.4

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

38

out of 100 · worked out 9 Oct 2026

How the business score works

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹86 Cr

P/E ratio

21.4

P/B ratio

0.3

ROCE

3.3%

ROE

1.5%

Dividend yield

0.9%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹147.0052-week low ₹123.00

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step up at Jun 2023 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step up at Jun 2023 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

Too little price history yet to compare it with its own past.

Whether growth justifies the valuation

Priced at 7.1 times its growth rate, on earnings growth of 3%.

Profit growthPrice per ₹1 profitPer 1% growth
Mukesh Babu Financial Services Limited — this one3%/yr21.4×₹7.1
Paisalo Digital Limited35%/yr29.2×₹0.83
Bengal & Assam Company Limited-5%/yr8.5×—
Fedbank Financial Services Limited22%/yr14.3×₹0.65
MAS Financial Services Limited23%/yr12.2×₹0.53
Northern Arc Capital Limited21%/yr10.4×₹0.49

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 57 of 73 on returns, 57 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 1.5% on capital, ahead of 22% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

How the profit check works

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 31 Jul 2026 · Consolidated · Unaudited

Revenue

₹4 Cr

Revenue vs last year

-4.4%

Revenue vs last quarter

+134.3%

Net profit

₹1 Cr

Profit vs last year

-69.6%

Net margin

32.8%

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹86 Cr
Prev close
₹123.00
52w High
₹147
52w Low
₹123
Enterprise value
—
Beta
—
Price CAGR 1y
2.0%
Price CAGR 3y
2.0%
Price CAGR 5y
-1.0%
Price CAGR 10y
13.0%

Ratios

Return on assets
1.3%
PEG ratio
8.6
P/E ratio
21.4
P/B ratio
0.3
EV / EBITDA
—
Industry P/E
16.7
ROCE
3.3%
ROCE 5y average
—
ROE
1.5%
Debt / Equity
0.1
Interest coverage
—
Dividend yield
0.9%
ROE 3y average
1.0%
ROE last year
2.0%

Annual P&L

Annual revenue
₹24 Cr
Annual profit
₹6 Cr
Operating margin
35.4%
Net profit margin
26.5%
EBITDA margin
35.4%
Sales growth 3y
27.8%
Sales growth 5y
-14.8%
Profit growth 3y
3.0%
Profit growth 5y
-17.0%
EPS
₹7.5
Sales growth TTM
143.0%
Profit growth TTM
-8.0%
Dividend payout
16.1%

Quarter P&L

Sales latest quarter
₹4 Cr
Profit latest quarter
₹1 Cr
YoY quarterly sales growth
-4.4%
YoY quarterly profit growth
-69.5%
OPM latest quarter
38.0%

Balance Sheet

Book Value
₹493
Face Value
₹10.0
Total debt
₹49 Cr
Total cash
₹10 Cr
Borrowings
₹49 Cr
Reserves / Equity
48.3

Cash Flow

Operating cash flow
-₹1 Cr
Free cash flow
-₹2 Cr
FCF yield
—
Net cash flow
₹1 Cr

Shareholding

Promoter holding
62.9%
FII holding
—
DII holding
—
Public holding
37.1%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance973.0029.66,05,7850.556,080.627.423,165.518.610.9
Shriram Finance968.2020.22,27,8221.113,452.859.913,400.416.211.5
Cholaman.Inv.&Fn1,601.1023.81,36,7920.131,656.245.68,856.321.99.7
Tata Capital317.9524.81,34,9660.181,628.256.38,821.915.18.6
Muthoot Finance2,709.809.61,08,7901.092,824.838.88,671.634.415.8
L&T Finance Ltd264.6020.766,3181.04916.028.75,212.922.48.4
SBI Cards563.4523.653,6200.43664.419.55,040.63.410.1
Mukesh Babu Fin.128.8027.1900.931.2-65.43.7-4.43.3
Median137.7020.14720.0010.837.948.627.79.4

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue5.15102.02-0.485.814.66-2.22-1.083.851.765.641.573.68
Expenses0.535.480.580.600.590.750.670.900.860.817.901.180.93
Financing Profit3.944.110.87-1.724.493.30-3.62-2.991.99-0.14-3.55-0.911.40
Financing Margin %774143358777116327752-7.95-63-5838
Other Income0.180.450.230.19-0.490.510.200.363.141.566.47-0.050.31
Interest0.680.510.570.640.730.610.731.0111.091.291.301.35
Depreciation0.040.040.040.040.040.040.040.050.040.050.060.120.12
Profit before tax4.084.521.06-1.573.963.77-3.46-2.685.091.372.86-1.081.59
Tax %252428-152728-80-21222520-1124
Net Profit3.043.420.76-1.352.892.73-0.70-2.143.971.032.29-0.951.21
EPS in Rs4.394.831.25-1.974.104.30-2.64-0.664.231.312.54-0.631.46

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue8.189.136.90252043532211188.242413
Expenses1.561.611.30154.842326182.387.213.521111
Financing Profit4.485.344.188.735.0411142.576.918.111.638.46-3.20
Financing Margin %555861352525271260462035-25
Other Income0.090.010000000.080.130.140.068.29
Interest2.142.181.421.12109.43132.032.142.403.094.695.03
Depreciation0.100.120.150.150.160.190.150.230.180.160.170.270.35
Profit before tax4.475.234.038.584.8810142.346.818.081.608.254.74
Tax %201823115.53174.392430276823
Net Profit3.564.313.127.634.618.71141.784.775.870.526.333.58
EPS in Rs5.116.184.48116.6112192.556.998.451.947.454.68
Dividend Payout %20162211189.606.204717146216

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
10%
5 years
-15%
3 years
28%
TTM
143%

Compounded profit growth

10 years
2%
5 years
-17%
3 years
3%
TTM
-8%

Stock price CAGR

10 years
13%
5 years
-1%
3 years
2%
1 year
2%

Return on equity

10 years
3%
5 years
2%
3 years
1%
Last year
2%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital6.976.976.976.976.976.976.976.976.976.976.976.97
Reserves47495259204109167199197277309336
Borrowing212012103796282226304049
Other Liabilities2830322856295356557986106
Total Liabilities102107103105304241255283285392442498
Fixed Assets2.272.432.562.642.502.272.482.252.072.032.073.03
CWIP000000000000
Investments363636368145547381111144169
Other Assets64686566221194199208202279296326
Total Assets102107103105304241255283285392442498

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity2.061.636.662.03-34-71633.565.94-1.09-6.43-0.77
Cash from Investing Activity0.350.400.440.389.431512-6.87-8.470.43-0.53-1.69
Cash from Financing Activity-2.34-1.26-8.02-2.502657-68-7.323.430.236.793.16
Net Cash Flow0.060.78-0.91-0.082.121.866.82-110.89-0.42-0.170.70
Free Cash Flow1.941.366.381.80-34-71623.565.94-1.21-6.65-2

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %6.797.845.40123.335.349.330.942.382.410.451.61

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters636363636363636363636363
Public373737373737373737373737
No. of Shareholders1,2341,2881,3821,3391,4231,5171,5151,4981,4901,4621,4591,443

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -16.3% (₹147.00 → ₹123.00)Brick size ₹3.77 (fixed)Bricks 6
₹120₹130₹140₹150₹12324 Aug21 Sep
Price moved up one brickPrice moved down one brickLast close ₹123.00 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

News

News and filings about Mukesh Babu Financial Services Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE596B01017

News impact

Big market events that reach Mukesh Babu Financial Services Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Bulk & block deals

DateWhoBought / soldSharesPrice
1 Sep 2026MUKESH CHAMPAKLAL BABUSELL4,31,600₹144.99
1 Sep 2026ISTAA INFOTECH PRIVATE LIMITEDBUY1,56,100₹145.00
1 Sep 2026ISTAA FASHIONS PRIVATE LIMITEDBUY1,50,000₹145.00
1 Sep 2026ISTAA SECURITIES PRIVATE LIMITED -BUY1,25,500₹144.98

Documents

Annual reports, results presentations and earnings calls, straight from the source.

No documents on record yet.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.