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Prices as of 9 Oct 2026 close · Not investment advice

Starteck Finance Limited

NSE: STARTECKNon Banking Financial Company (NBFC)Short-term ASM stage 1

Share price

₹257.75

-2.46% close of 9 Oct 2026

Market cap ₹255 CrP/E 10.8 (as of 8 Oct 2026)

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 5 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

52

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹255 Cr

P/E ratio

10.8

P/B ratio

1.0

ROCE

9.1%

ROE

9.7%

Dividend yield

0.1%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹335.4052-week low ₹216.00

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step down at Sep 2021 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step down at Sep 2021 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

At 10.8× earnings against a market that pays 23.9× across 2199 companies we can price. Its own industry sits at 18.7×, across 5 companies. It is against its own five-year median of 14.8×, the 16th percentile of its own range.

Whether growth justifies the valuation

Priced at 0.4 times its growth rate, on earnings growth of 28%.

Profit growthPrice per ₹1 profitPer 1% growth
Starteck Finance Limited — this one28%/yr10.8×₹0.39
IIFL Finance Limited3%/yr11.7×₹3.9
Capri Global Capital Limited67%/yr20.6×₹0.31
Five-Star Business Finance Limited22%/yr13.7×₹0.62
SBFC Finance Limited44%/yr18.7×₹0.43
Paisalo Digital Limited35%/yr29.3×₹0.84

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 33 of 73 on returns, 54 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 9.7% on capital, ahead of 55% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 11 Aug 2026 · Consolidated · Unaudited

Revenue

₹11 Cr

Net profit

₹4 Cr

Profit vs last year

+21.9%

Profit vs last quarter

-17.5%

Net margin

39.6%

EPS

₹4.36

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹255 Cr
Prev close
₹257.75
52w High
₹350
52w Low
₹215
Enterprise value
—
Beta
0.4
Price CAGR 1y
-6.0%
Price CAGR 3y
23.0%
Price CAGR 5y
18.0%
Price CAGR 10y
20.0%

Ratios

Return on assets
3.6%
PEG ratio
0.4
P/E ratio
10.8
P/B ratio
1.0
EV / EBITDA
—
Industry P/E
16.7
ROCE
9.1%
ROCE 5y average
—
ROE
9.7%
Debt / Equity
1.3
Interest coverage
—
Dividend yield
0.1%
ROE 3y average
8.0%
ROE last year
10.0%

Annual P&L

Annual revenue
₹52 Cr
Annual profit
₹24 Cr
Operating margin
50.0%
Net profit margin
46.2%
EBITDA margin
50.0%
Sales growth 3y
22.9%
Sales growth 5y
-7.3%
Profit growth 3y
28.0%
Profit growth 5y
-9.0%
EPS
₹23.8
Sales growth TTM
16.0%
Profit growth TTM
87.0%
Dividend payout
1.0%

Quarter P&L

Sales latest quarter
₹11 Cr
Profit latest quarter
₹4 Cr
YoY quarterly sales growth
39.5%
YoY quarterly profit growth
22.0%
OPM latest quarter
40.6%

Balance Sheet

Book Value
₹263
Face Value
₹10.0
Total debt
₹351 Cr
Total cash
₹1 Cr
Borrowings
₹351 Cr
Reserves / Equity
25.3

Cash Flow

Operating cash flow
₹33 Cr
Free cash flow
₹33 Cr
FCF yield
—
Net cash flow
₹0 Cr

Shareholding

Promoter holding
73.3%
FII holding
0.0%
DII holding
—
Public holding
26.7%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance948.3028.85,90,4070.576,080.627.423,165.518.610.9
Shriram Finance945.0019.62,22,3631.143,452.859.913,400.416.211.5
Tata Capital319.3024.91,35,5390.181,628.256.38,821.915.18.6
Cholaman.Inv.&Fn1,580.0023.51,34,9900.131,656.245.68,856.321.99.7
Muthoot Finance2,697.109.51,08,2801.112,824.838.88,671.634.415.8
L&T Finance Ltd264.3520.766,2551.04916.028.75,212.922.48.4
SBI Cards563.2023.653,5970.44664.419.55,040.63.410.1
Starteck Fin.290.9511.82880.094.322.010.939.59.1
Median134.8019.64680.0011.138.349.128.39.5

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, HDB Financial Services Limited, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue6.68127.39117.028.438.768.497.829.44108.3111
Expenses0.900.990.984.061.050.931.180.860.641.770.670.570.75
Financing Profit3.038.353.553.841.842.932.602.311.851.973.592.694.43
Financing Margin %45684835263530272421353241
Other Income0.10000.330.251.280.730.092.406.685.482.820.92
Interest2.752.992.863.034.134.574.985.325.335.705.925.055.73
Depreciation0.140.140.140.120.140.140.140.140.140.140.140.140.14
Profit before tax2.998.213.414.051.954.073.192.264.118.518.935.375.21
Tax %239.6218151212-13381414162.6117
Net Profit2.297.422.793.451.713.593.631.413.547.367.485.234.32
EPS in Rs2.317.492.823.481.733.623.661.423.577.437.555.284.36

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue19222219152876292838365239
Expenses24445166367444
Financing Profit106322440121319142613
Financing Margin %5329128111352424651375033
Other Income0000000012-0-1216
Interest7121513983114912192222
Depreciation0000000010.540.550.551
Profit before tax106322440122419122728
Tax %2411142620151510141012
Net Profit86211438102216102424
EPS in Rs7.585.772.361.121.493.6538102216112425
Dividend Payout %790007121221

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
9%
5 years
-7%
3 years
23%
TTM
16%

Compounded profit growth

10 years
15%
5 years
-9%
3 years
28%
TTM
87%

Stock price CAGR

10 years
20%
5 years
18%
3 years
23%
1 year
-6%

Return on equity

10 years
8%
5 years
7%
3 years
8%
Last year
10%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital1010101010101010109.919.919.91
Reserves94991011029495137151170196224253
Borrowing6119813891918864092181202227351
Other Liabilities4458128271524365361
Total Liabilities168311254211207201814268384444514675
Fixed Assets0001715151515116118117116
CWIP000000000000
Investments9510298757373657472131196323
Other Assets73209156119119113735179196196202236
Total Assets168311254211207201814268384444515675

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity519-7-7516-50-586372733
Cash from Investing Activity-51-656-4-1247-5-50-58-39-123
Cash from Financing Activity-0-1000026-3524990
Net Cash Flow-02-2-005-1-402-20
Free Cash Flow519-7-7516-50-586372733

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %75211330778510

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters727373737373737373737373
FIIs00.010000000.08000
DIIs0
Public282727272727272727272727
No. of Shareholders1,1331,9661,9041,9651,7721,7231,6951,6371,5191,4701,4901,448

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -19.5% (₹320.30 → ₹257.75)Brick size ₹22.09 (fixed)Bricks 8
₹200₹300₹350₹258Dec '25Sep '26
Price moved up one brickPrice moved down one brickLast close ₹257.75 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

82.23cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about Starteck Finance Limited. Open one to see why it matters.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

Depends on the price of

  • Interest Rates

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE992I01013

News impact

Big market events that reach Starteck Finance Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

11 Sep 2026unspecified₹0.25
11 Aug 2025unspecified₹0.25
23 Sep 2024unspecified₹0.25
18 Sep 2023unspecified₹0.25
17 Aug 2022unspecified₹0.25

Splits, bonuses & buybacks

  • daily-prices repair: 7 rows from NSE's archive (replace 3, delete 0, insert 4), 2023-11-12..2026-02-01 (docs/flat_day_repair.md)1× · 12 Nov 2023
  • bse-history fill: 727 BSE bars before cutoff, code 512381, seam residual 1.00001× · 4 May 2022

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.