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Prices as of 9 Oct 2026 close · Not investment advice

TCI Finance Limited

NSE: TCIFINANCENon Banking Financial Company (NBFC)

Share price

₹14.13

+0.14% close of 9 Oct 2026

Market cap ₹18 CrP/E —

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 6 Oct 2026, the close above is 9 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

30

out of 100 · worked out 9 Oct 2026

How the business score works

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹18 Cr

P/E ratio

—

P/B ratio

-0.2

ROCE

12.4%

ROE

—

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 9 Oct 2026 close52-week high ₹36.6352-week low ₹10.86

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step down at Jun 2019 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step down at Jun 2019 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

It has no earnings, so there is no price-to-earnings to compare.

Whether growth justifies the valuation

It has no earnings to weigh the price against.

Profit growthPrice per ₹1 profitPer 1% growth
TCI Finance Limited — this one9%/yr——
Arman Financial Services Limited-16%/yr16.1×—
PTC India Financial Services Limited22%/yr7.6×₹0.34
Ugro Capital Limited—7.0×—
Fedders Holding Limited62%/yr15.7×₹0.25
AK Capital Services Limited8%/yr10.7×₹1.3

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Its peer group is known, but none of its own numbers could be ranked against it.

What makes it hard to beat — and is that still true?

It is losing money on the capital in the business, so there is no advantage to measure.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

How the profit check works

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 14 Aug 2026 · Standalone · Unaudited

Revenue

₹0 Cr

Net profit

-₹0 Cr

EPS

₹-0.27

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹18 Cr
Prev close
₹14.13
52w High
₹38.5
52w Low
₹10.0
Enterprise value
—
Beta
0.3
Price CAGR 1y
19.0%
Price CAGR 3y
67.0%
Price CAGR 5y
22.0%
Price CAGR 10y
-5.0%

Ratios

Return on assets
-26.2%
PEG ratio
—
P/E ratio
—
P/B ratio
-0.2
EV / EBITDA
—
Industry P/E
16.7
ROCE
12.4%
ROCE 5y average
—
ROE
—
Debt / Equity
—
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
6.0%
ROE last year
9.0%

Annual P&L

Annual revenue
₹0 Cr
Annual profit
-₹2 Cr
Operating margin
32.2%
Net profit margin
—
EBITDA margin
—
Sales growth 3y
—
Sales growth 5y
—
Profit growth 3y
9.0%
Profit growth 5y
12.0%
EPS
₹-1.4
Sales growth TTM
-100.0%
Profit growth TTM
-149.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹0 Cr
Profit latest quarter
-₹0 Cr
YoY quarterly sales growth
—
YoY quarterly profit growth
—
OPM latest quarter
—

Balance Sheet

Book Value
—
Face Value
₹10.0
Total debt
₹3 Cr
Total cash
₹0 Cr
Borrowings
₹3 Cr
Reserves / Equity
-6.4

Cash Flow

Operating cash flow
-₹2 Cr
Free cash flow
-₹2 Cr
FCF yield
—
Net cash flow
-₹1 Cr

Shareholding

Promoter holding
24.7%
FII holding
—
DII holding
—
Public holding
75.3%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance963.1029.35,99,6220.566,080.627.423,165.518.610.9
Shriram Finance965.0520.02,26,2421.123,452.859.913,400.416.211.5
Cholaman.Inv.&Fn1,611.0023.91,37,6380.121,656.245.68,856.321.99.7
Tata Capital322.1025.11,36,6840.181,628.256.38,821.915.18.6
Muthoot Finance2,686.009.51,07,8341.122,824.838.88,671.634.415.8
L&T Finance Ltd264.4020.766,2691.04916.028.75,212.922.48.4
SBI Cards569.4023.854,0910.44664.419.55,040.63.410.1
TCI Finance14.16180.00-0.416.70.0
Median141.3520.04730.0010.837.948.627.79.4

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, HDB Financial Services Limited, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Standalone · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue0.230.4200000000000
Expenses0.320.260.310.380.460.410.282.130.420.380.280.250.35
Financing Profit-0.280.02-0.43-0.45-0.46-0.41-0.28-2.13-0.42-0.38-1.09-0.37-0.35
Financing Margin %-1224.76
Other Income000.70-0.04-0.040.200.046.660000.480
Interest0.190.140.120.070000000.810.120
Depreciation000000000000.010
Profit before tax-0.280.020.27-0.49-0.50-0.21-0.244.53-0.42-0.38-1.090.10-0.35
Tax %0000000000000
Net Profit-0.280.020.27-0.49-0.50-0.21-0.244.53-0.42-0.38-1.090.11-0.35
EPS in Rs-0.220.020.21-0.38-0.39-0.16-0.193.52-0.33-0.30-0.850.09-0.27

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Standalone · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue13111212104.234.254.5300.660.0700
Expenses0.601.111.231.101.89539.75350.961.273.271.331.26
Financing Profit7.872.112.572.052.33-52-7.74-32-2.49-1.13-3.20-2.26-2.19
Financing Margin %5919211723-1,236-182-715-171-4,571
Other Income0.320.211.730.031.19000.0900.656.780.480.48
Interest4.948.048.568.606.073.922.241.531.530.5200.930.93
Depreciation0.010.030.030.020.020.020.030.020.0200.000.010.01
Profit before tax8.182.294.272.063.50-52-7.77-32-2.51-0.483.58-1.78-1.72
Tax %17141618290.0601.980000
Net Profit6.781.983.601.692.47-52-7.77-33-2.51-0.483.58-1.78-1.71
EPS in Rs5.271.542.801.311.92-41-6.04-26-1.95-0.372.78-1.38-1.33
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
—
5 years
—
3 years
—
TTM
-100%

Compounded profit growth

10 years
21%
5 years
12%
3 years
9%
TTM
-149%

Stock price CAGR

10 years
-5%
5 years
22%
3 years
67%
1 year
19%

Return on equity

10 years
6%
5 years
8%
3 years
6%
Last year
9%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital141414141414141414141414
Reserves2628313323-57-44-61-77-78-89-91
Borrowing5259545034272523117.421.592.56
Other Liabilities0.580.922.063.116885888798838181
Total Liabilities9310210210014070836346287.446.79
Fixed Assets0.790.730.540.521.281.291.271.251.241.241.261.25
CWIP000000000000
Investments5049504910124474326245.305.48
Other Assets4252525038453519192.450.880.06
Total Assets9310210210014070836346287.446.79

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-28-133.163.2514-231.69-239.803.734.26-1.73
Cash from Investing Activity4.261.511.930.883.19250.38251.502.23-0.030
Cash from Financing Activity286.89-4.99-4.14-18-2.52-2.14-2.53-11-4.07-5.830.97
Net Cash Flow4.11-4.240.10-0.02-0.110.04-0.070.02-0.021.90-1.60-0.77
Free Cash Flow-28-124.263.2515-231.69-239.803.734.23-1.73

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Standalone
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %184.436.403.634.33

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Standalone · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters252525252525252525252525
DIIs8.99
Public757575757575757575757575
No. of Shareholders9,4129,58710,54212,18215,47118,08220,18920,98421,21021,86322,52122,755

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year +17.0% (₹12.08 → ₹14.13)Brick size ₹0.92 (fixed)Bricks 79
₹20.00₹30.00₹14.13Dec '25Jan '26Feb '26Mar '26Apr '26Jun '26Jul '26
Price moved up one brickPrice moved down one brickLast close ₹14.13 on 9 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

1.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

total loans / revolving facilities outstanding at period end, the base of loan_default_cr

0.00cr

2026-06-30

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about TCI Finance Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

Competes with

Depends on the price of

  • Interest Rates

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE911B01018

News impact

Big market events that reach TCI Finance Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Splits, bonuses & buybacks

  • daily-prices repair: 6 rows from NSE's archive (replace 3, delete 0, insert 3), 2016-10-30..2026-02-01 (docs/flat_day_repair.md)1× · 30 Oct 2016

Bulk & block deals

DateWhoBought / soldSharesPrice
10 Jun 2026MADAMSHETTY THILAK SAGARSELL1,20,000₹23.00
10 Jun 2026ARHAM SHARE PRIVATE LIMITEDSELL1,13,003₹22.96
10 Jun 2026F3 ADVISORS PRIVATE LIMITEDSELL1,05,000₹23.00
10 Jun 2026F3 ADVISORS PRIVATE LIMITEDBUY1,00,000₹22.90
10 Jun 2026ARHAM SHARE PRIVATE LIMITEDBUY93,639₹23.00
10 Jun 2026GREEN PEAKS ENTERPRISES LLPBUY88,266₹23.00
10 Jun 2026GREEN PEAKS ENTERPRISES LLPSELL27,611₹22.84
9 Jun 2026NAIMISH KUMAR MANOJ KUMAR VAGHELABUY66,666₹20.54
8 Jun 2026MADAMSHETTY THILAK SAGARBUY1,44,374₹15.77

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.