5Paisa Capital Limited
NSE: 5PAISAStockbroking & Allied
Share price
₹338.20
-2.82% close of 8 Oct 2026
Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 7 Oct 2026, the close above is 8 Oct 2026.
Business score
How strong the business is, in one number. The parts behind it are in Pro.
55
out of 100 · worked out 8 Oct 2026
Your ratios
The numbers you want to see first. Tap Edit to change them.
Market cap
₹1,584 Cr
P/E ratio
35.8
P/B ratio
2.5
ROCE
9.9%
ROE
7.0%
Dividend yield
0.0%
Price & valuation chart
How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.
Answers
Simple answers to the questions investors ask most, from the company's own numbers.
How fast it has been growing
Sales fell 1.4% over the past year. Meanwhile what it keeps of every 100 rupees of sales improved from 14.4% to 30.8% over the last four years.
Whether it grew faster than its sector
It grew 41.0% a year against a sector median of 16.0% — 25.0 percentage points faster.
Room to re-rate, or risk of de-rating
At 35.8× earnings against a market that pays 23.9× across 2199 companies we can price. Its own industry sits at 30.7×, across 5 companies. It is against its own five-year median of 40.3×, the 33rd percentile of its own range.
Whether growth justifies the valuation
Its earnings are falling, so growth cannot justify the price.
| Profit growth | Price per ₹1 profit | Per 1% growth | |
|---|---|---|---|
| 5Paisa Capital Limited — this one | 0%/yr | 35.8× | — |
| Billionbrains Garage Ventures Limited | 66%/yr | 49.3× | ₹0.75 |
| Motilal Oswal Financial Services Limited | 26%/yr | 30.7× | ₹1.2 |
| 360 ONE WAM LIMITED | 23%/yr | 33.8× | ₹1.5 |
| Nuvama Wealth Management Limited | 51%/yr | 28.9× | ₹0.57 |
| Angel One Limited | 1%/yr | 26.0× | ₹26.0 |
Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
How it compares with its peers
Against companies the exchange files under the same label (Stockbroking & Allied), it ranks 21 of 31 on returns, 2 of 31 on growth, 19 of 31 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
What makes it hard to beat — and is that still true?
No durable advantage shows in the numbers: it earns 9.9% on capital, ahead of 32% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
Whether its growth pays for itself
No — Over the last five years the business itself consumed ₹214 crore of cash before any plant spend, funded from lenders and shareholders. And the profit is not backed by cash: it reported a profit over 10 years and consumed cash from the business. Its cash comes back more slowly than it used to: it went from being paid 1026 days before it paid its own suppliers to paid 865 days before it paid its own suppliers.
Profit reality check
Is the profit real cash? Simple checks on the accounts. Facts only, not advice.
Not enough filed accounts to run these checks yet.
Latest result · Q1 FY27
What the last results showed. Whether management kept its word is in Pro.
Announced 16 Jul 2026 · Consolidated · Unaudited
Revenue
₹88 Cr
Revenue vs last year
+13.7%
Revenue vs last quarter
+3.4%
Net profit
₹12 Cr
Profit vs last year
-3.6%
Profit vs last quarter
+5.2%
Net margin
13.1%
EPS
₹2.60
Earnings call transcript · 17 Jul 2026
Checklist before you investPRO
Points for and against, in one list.
Key numbers & peers
The main numbers grouped by topic, and how the company compares with similar ones.
Price
- Market cap
- ₹1,584 Cr
- Prev close
- ₹338.20
- 52w High
- ₹417
- 52w Low
- ₹246
- Enterprise value
- ₹545 Cr
- Beta
- 1.1
- Price CAGR 1y
- -2.0%
- Price CAGR 3y
- -7.0%
- Price CAGR 5y
- -6.0%
- Price CAGR 10y
- —
Ratios
- Return on assets
- 2.3%
- PEG ratio
- —
- P/E ratio
- 35.8
- P/B ratio
- 2.5
- EV / EBITDA
- 19.4
- Industry P/E
- 20.7
- ROCE
- 9.9%
- ROCE 5y average
- 11.4%
- ROE
- 7.0%
- Debt / Equity
- 0.6
- Interest coverage
- 2.8
- Dividend yield
- 0.0%
- ROE 3y average
- 10.0%
- ROE last year
- 7.0%
Annual P&L
- Annual revenue
- ₹320 Cr
- Annual profit
- ₹44 Cr
- Operating margin
- 32.0%
- Net profit margin
- 13.8%
- EBITDA margin
- 31.6%
- Sales growth 3y
- -1.8%
- Sales growth 5y
- 10.4%
- Profit growth 3y
- 0.0%
- Profit growth 5y
- 25.0%
- EPS
- ₹9.4
- Sales growth TTM
- -1.0%
- Profit growth TTM
- -26.0%
- Dividend payout
- 0.0%
Quarter P&L
- Sales latest quarter
- ₹88 Cr
- Profit latest quarter
- ₹12 Cr
- YoY quarterly sales growth
- 13.7%
- YoY quarterly profit growth
- 0.0%
- OPM latest quarter
- 29.5%
Balance Sheet
- Book Value
- ₹139
- Face Value
- ₹10.0
- Total debt
- ₹379 Cr
- Total cash
- ₹1,418 Cr
- Borrowings
- ₹379 Cr
- Reserves / Equity
- 19.9
Cash Flow
- Operating cash flow
- -₹104 Cr
- Free cash flow
- -₹110 Cr
- FCF yield
- -9.0%
- Net cash flow
- ₹17 Cr
Shareholding
- Promoter holding
- 36.5%
- FII holding
- 15.1%
- DII holding
- 0.0%
- Public holding
- 48.4%
Peer comparison
| Company | Price ₹ | P/E | Mkt cap ₹ Cr | Div yield % | Profit qtr ₹ Cr | Profit var % | Sales qtr ₹ Cr | Sales var % | ROCE % |
|---|---|---|---|---|---|---|---|---|---|
| Billionbrains | 197.75 | 50.9 | 1,24,086 | 0.00 | 735.0 | 94.3 | 1,501.4 | 66.0 | 37.3 |
| Motil.Oswal.Fin. | 1,067.90 | 32.7 | 64,754 | 0.56 | 1,273.7 | 9.6 | 3,425.8 | 25.2 | 12.7 |
| 360 ONE | 1,063.00 | 34.3 | 43,341 | 1.13 | 330.5 | 16.1 | 1,226.1 | 34.5 | 12.1 |
| Nuvama Wealth | 1,825.90 | 31.1 | 33,684 | 1.52 | 305.6 | 15.8 | 1,376.2 | 22.6 | 17.5 |
| Angel One | 302.00 | 26.9 | 27,719 | 1.34 | 231.4 | 102.2 | 1,429.7 | 25.4 | 14.8 |
| IIFL Capital | 346.85 | 19.2 | 10,941 | 0.86 | 184.2 | 5.0 | 631.5 | 2.3 | 21.1 |
| Share India Sec. | 207.27 | 12.5 | 4,529 | 0.77 | 124.4 | 47.5 | 448.1 | 31.3 | 18.4 |
| 5paisa Capital | 348.00 | 36.9 | 1,630 | 0.00 | 11.6 | 0.2 | 88.3 | 13.7 | 9.9 |
| Median | 126.09 | 21.2 | 1,007 | 0.43 | 12.5 | 23.0 | 91.9 | 25.2 | 13.3 |
Competes with: 360 ONE WAM LIMITED, Anand Rathi Share and Stock Brokers Limited, Angel One Limited, Billionbrains Garage Ventures Limited, IIFL Capital Services Limited, Motilal Oswal Financial Services Limited, Nuvama Wealth Management Limited, Share India Securities Limited
Quarterly results
Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.
| Line item | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 85 | 97 | 100 | 113 | 102 | 101 | 85 | 71 | 78 | 77 | 79 | 85 | 88 |
| Expenses | 59 | 63 | 70 | 92 | 65 | 62 | 55 | 50 | 52 | 54 | 52 | 60 | 62 |
| Material Cost | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Change in Inventories | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Purchases of Stock-in-Trade | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Employee Cost | 21 | 20 | 21 | 22 | 25 | 22 | |||||||
| Other Expenses | 29 | 32 | 34 | 30 | 34 | 40 | |||||||
| Operating Profit | 26 | 34 | 30 | 21 | 37 | 38 | 30 | 21 | 25 | 23 | 27 | 26 | 26 |
| OPM % | 30 | 35 | 30 | 18 | 36 | 38 | 35 | 30 | 32 | 30 | 34 | 30 | 30 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Exceptional items (within Other Income) | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Interest | 4 | 6 | 8 | 10 | 7 | 6 | 5 | 5 | 7 | 8 | 8 | 9 | 8 |
| Depreciation | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 |
| Profit before tax | 19 | 25 | 20 | 8 | 27 | 29 | 22 | 13 | 15 | 13 | 17 | 15 | 15 |
| Tax % | 25 | 23 | 25 | 24 | 25 | 25 | 25 | 25 | 26 | 26 | 26 | 25 | 25 |
| Net Profit | 15 | 19 | 15 | 6 | 20 | 22 | 16 | 10 | 12 | 9 | 12 | 11 | 12 |
| EPS in Rs | 3.16 | 4.13 | 3.23 | 1.24 | 4.29 | 4.68 | 3.46 | 2.15 | 2.46 | 2.02 | 2.62 | 2.32 | 2.47 |
| Diluted EPS in Rs | 3.22 | 3.68 | 3.03 | 3.93 | 3.47 | 2.60 |
Profit & loss
Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.
| Line item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 7 | 20 | 61 | 108 | 195 | 298 | 338 | 395 | 360 | 320 | 330 |
| Expenses | 22 | 51 | 78 | 99 | 150 | 251 | 252 | 284 | 232 | 219 | 229 |
| Material Cost | 0 | 0 | |||||||||
| Change in Inventories | 0 | 0 | |||||||||
| Purchases of Stock-in-Trade | 0 | 0 | |||||||||
| Employee Cost | 74 | 89 | |||||||||
| Other Expenses | 159 | 130 | |||||||||
| Operating Profit | -15 | -32 | -17 | 10 | 45 | 47 | 87 | 111 | 127 | 101 | 102 |
| OPM % | -199 | -161 | -28 | 9 | 23 | 16 | 26 | 28 | 35 | 32 | 31 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Exceptional items (within Other Income) | 0 | 0 | |||||||||
| Interest | 1 | 1 | 7 | 15 | 21 | 23 | 21 | 29 | 24 | 33 | 34 |
| Depreciation | 0 | 1 | 1 | 4 | 5 | 5 | 9 | 10 | 12 | 9.22 | 9 |
| Profit before tax | -16 | -33 | -25 | -10 | 20 | 18 | 58 | 72 | 91 | 59 | 59 |
| Tax % | -29 | -24 | -25 | -18 | 26 | 26 | 25 | 25 | 25 | 25 | |
| Net Profit | -12 | -25 | -19 | -8 | 15 | 14 | 44 | 54 | 68 | 44 | 44 |
| EPS in Rs | -2.20 | -6.62 | -4.96 | -2.07 | 3.84 | 3.12 | 9.47 | 12 | 15 | 9.42 | 9.43 |
| Diluted EPS in Rs | 22 | 14 | |||||||||
| Dividend Payout % | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Compounded growth
Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.
Compounded sales growth
- 10 years
- —
- 5 years
- 10%
- 3 years
- -2%
- TTM
- -1%
Compounded profit growth
- 10 years
- —
- 5 years
- 25%
- 3 years
- 0%
- TTM
- -26%
Stock price CAGR
- 10 years
- —
- 5 years
- -6%
- 3 years
- -7%
- 1 year
- -2%
Return on equity
- 10 years
- 6%
- 5 years
- 9%
- 3 years
- 10%
- Last year
- 7%
Balance sheet
What the company owns and what it owes, at the end of each year. ₹ crore.
| Line item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 13 | 13 | 13 | 25 | 26 | 29 | 31 | 31 | 31 | 31 |
| Reserves | 76 | 50 | 32 | 113 | 131 | 345 | 433 | 509 | 572 | 618 |
| Borrowings | 0 | 16 | 92 | 219 | 234 | 279 | 169 | 336 | 217 | 379 |
| Other Liabilities | 21 | 52 | 145 | 266 | 477 | 956 | 1,009 | 1,172 | 846 | 879 |
| Total Liabilities | 109 | 131 | 282 | 624 | 867 | 1,609 | 1,642 | 2,048 | 1,667 | 1,907 |
| Fixed Assets | 0 | 2 | 2 | 8 | 8 | 11 | 16 | 24 | 20 | 18 |
| CWIP | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 3 | 9 | 9 | 14 | 8 | 2 | 2 | 2 |
| Other Assets | 109 | 129 | 277 | 605 | 851 | 1,583 | 1,618 | 2,021 | 1,645 | 1,887 |
| Total Assets | 109 | 131 | 282 | 624 | 867 | 1,609 | 1,642 | 2,048 | 1,667 | 1,907 |
Cash flows
Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.
| Line item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -21 | -51 | 15 | -237 | 2 | -141 | 25 | -92 | 98 | -104 |
| Cash from Investing Activity | 2 | -5 | 1 | 39 | -1 | -12 | -8 | -13 | -7 | -7 |
| Cash from Financing Activity | 87 | -1 | 27 | 156 | -4 | 225 | -85 | 154 | -141 | 127 |
| Net Cash Flow | 68 | -56 | 43 | -42 | -3 | 73 | -68 | 50 | -51 | 17 |
| Free Cash Flow | -21 | -53 | 14 | -248 | -0 | -147 | 12 | -111 | 91 | -110 |
Ratios
How fast customers pay, how long stock sits, and how well capital earns — year by year.
| Line item | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 20 | 10 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 20 | 10 | 12 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | -210 | -320 | -555 | -477 | -577 | -1,026 | -941 | -899 | -785 | -865 |
| ROCE % | -39 | -17 | 2 | 11 | 8 | 12 | 13 | 14 | 10 |
Price trend
The price as a Renko brick chart: small moves drop out so the bigger path stands out.
Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.
Open interestPRO
Where option traders are positioned on this stock.
Industry numbers
The numbers that matter most in this industry, from the company's own filings.
1 when an audit qualification is filed as repetitive
0.00flag
2026-03-31
cost-to-income %
82.40
the company's own unlisted debt securities in default at period end
0.00cr
2026-06-30
the company's own loans / revolving facilities in default at period end (standalone filing)
0.00cr
2026-06-30
guarantees / comfort given for promoter, promoter group, directors and KMP
0.00cr
2026-03-31
loans outstanding to promoter, promoter group, directors and KMP (governance filing)
0.00cr
2026-03-31
security given for the borrowing of promoter, promoter group, directors and KMP
0.00cr
2026-03-31
FY revenue / permanent employees + workers, same basis (calc)
52,47,107inr
2026-03-31
News
News and filings about 5Paisa Capital Limited. Open one to see why it matters.
1 Oct, 19:30 IST · Company event · low impact
5Paisa Capital Limited: Pendency of Litigation(s)/dispute(s) or the outcome impacting the Company
Supply chain
Who it buys from, sells to and competes with — as recorded in our map of company links.
Competes with
Sells products of
- Aditya Birla Sun Life AMC Limited
- Axis Asset Management Company Limited
- Bharti AXA General Insurance
- HDFC Asset Management Company Limited
- HDFC ERGO General Insurance
- ICICI Prudential Asset Management Company Limited
- Nippon Life India Asset Management Limited
- SBI Funds Management Limited
- Star Health and Allied Insurance Company Limited
- UTI Asset Management Company Limited
Buys from
- SecMark Consultancy Limited · consulting, technology and outsourcing services for financial-market compliance, operation…
About
What the company is, from our own records: where it sits, where it makes things, and what it is made of.
- Sector
- Financial Services
- Industry
- Stockbroking & Allied
- Classification
- Financial Services › Stockbroking & Allied
- ISIN
- INE618L01018
News impact
Big market events that reach 5Paisa Capital Limited, and how the effect spreads.
16 Sept, 21:32 IST · Market event · medium impact
UPDATE: UPI MDR may squeeze low-cost broking as fund transfers attract charge
A new 0.4% fee on big UPI payments may also hit money customers move into broking accounts, squeezing thin profits at low-cost brokers like Groww and Angel One, while banks and payment firms gain fee income.
Who it hits first
- Low-cost brokers face a possible 0.4% charge on money clients move into broking accounts via UPI, even when no trade is executed — a direct per-transfer cost on flat-fee business models
- Groww (Billionbrains Garage Ventures) and Angel One are named as most exposed; brokers have asked regulators whether client-to-broker pay-ins count as merchant payments under the new MDR rules
Along the supply chain
Downstream
Retail traders sit downstream: either pay-ins stay free and brokers earn less, or clients face a small funding fee and trade less — either way a mild, short-lived drag on retail activity
Upstream
Negligible — brokers buy trading technology and compliance services, not physical inputs; UPI payment processors could see slightly lower volumes only if brokers steer clients to net-banking pay-ins
Where demand moves
Business
If brokers absorb the fee, broking profit per user shrinks with no volume change; if they pass it on, small investors fund accounts less often and trade less, so brokers see fewer orders and slightly lower turnover for a quarter
Capital
Mild rotation within Financial Services from pure discount brokers (Groww, Angel One, 5paisa) toward the MDR fee winners (banks, payment firms) or diversified financials until clarity emerges on whether broker pay-ins are covered
How it spreads across sectors
When it plays out
Immediate
1-7 days: sentiment overhang on discount brokers while clarity is awaited; -1 to -3% drift on Groww, Angel One, 5paisa likely
Medium term
1-6 months: one-time pricing reset absorbed; a carve-out for broker pay-ins would fully reverse the drag, while confirmation locks in a small permanent cost
Short term
1-4 weeks: regulator clarification on whether broker pay-ins attract MDR, plus Oct 15 go-live; brokers decide to absorb or pass through, Q3 margin commentary watched
15 Sept, 21:56 IST · Market event · medium impact
UPDATE: NSE expects short-term impact on transaction volumes from UPI MDR charges
NSE warns UPI fees may briefly dent trading volumes, which could nip fee income at exchange BSE, CDSL and retail brokers, while banks keep earning the new large-ticket fee income.
Who it hits first
- NSE (unlisted, dominant equity exchange) warns its transaction volumes will dip in the short term as UPI merchant fees kick in
- Listed readthrough is direct: BSE (only listed equity exchange) and CDSL (depository) earn fees that scale with retail trading activity and transaction counts
Along the supply chain
Downstream
Brokers (Angel One, Groww, Motilal Oswal, 5paisa), depository CDSL and RTAs (CAMS, Kfintech) sit downstream of exchange volumes and absorb the same soft patch second-hand
Upstream
Negligible — exchanges and brokers buy technology and compliance, not physical inputs; no supplier loses orders from a short volume dip
Where demand moves
Business
If retail investors trade less or fund accounts less often while adjusting to UPI fees, brokers see fewer orders, exchanges print lower turnover, the depository logs fewer delivery debits, and RTAs process slightly fewer fund transactions — a short, shallow soft patch across market infrastructure, concentrated in names closest to retail order flow
Capital
Mild rotation out of richly-priced market-infrastructure names (BSE, CDSL) into the policy's fee winners (banks) or defensives until volume prints confirm the dip is small and temporary
How it spreads across sectors
When it plays out
Immediate
1-7 days: sentiment overhang on BSE, CDSL and retail brokers; stock reaction likely -1 to -3% on the volume warning
Medium term
1-6 months: one-time adjustment fades, retail participation normalises; fee-sharing clarity could turn sentiment neutral-to-positive
Short term
1-4 weeks: cash and derivatives volume prints plus broker pay-in data show whether the dip is real or just caution; management commentary on MDR classification of pay-ins
Dividends, splits & big trades
Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.
Splits, bonuses & buybacks
- daily-prices repair: 8 rows from NSE's archive (replace 1, delete 1, insert 6), 2020-02-01..2026-02-01 (docs/flat_day_repair.md)1× · 1 Feb 2020
Documents
Annual reports, results presentations and earnings calls, straight from the source.
- Annual report · 2025-267 Aug 2026
- Earnings call · Q1FY2717 Jul 2026
- Results presentation30 Jun 2026
Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.