Fin Cascade

Prices as of 8 Oct 2026 close · Not investment advice

Avonmore Capital & Management Services Limited

NSE: AVONMORENon Banking Financial Company (NBFC)

Share price

₹12.43

-2.89% close of 8 Oct 2026

Market cap ₹360 CrP/E 25.7

Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 7 Oct 2026, the close above is 8 Oct 2026.

Business score

How strong the business is, in one number. The parts behind it are in Pro.

38

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹360 Cr

P/E ratio

25.7

P/B ratio

0.9

ROCE

6.1%

ROE

2.1%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹19.3952-week low ₹9.15

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step down at Sep 2022 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step down at Sep 2022 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

At 25.7× earnings against a market that pays 23.9× across 2199 companies we can price. Its own industry sits at 18.7×, across 5 companies. It is against its own five-year median of 22.0×, the 60th percentile of its own range.

Whether growth justifies the valuation

Its earnings are falling, so growth cannot justify the price.

Profit growthPrice per ₹1 profitPer 1% growth
Avonmore Capital & Management Services Limited — this one-59%/yr25.7×—
Manappuram Finance Limited-13%/yr19.7×—
IIFL Finance Limited3%/yr11.7×₹3.9
Capri Global Capital Limited67%/yr20.6×₹0.31
Five-Star Business Finance Limited22%/yr13.7×₹0.62
SBFC Finance Limited44%/yr18.7×₹0.43

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Non Banking Financial Company (NBFC)), it ranks 55 of 73 on returns, 47 of 68 on growth. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

No durable advantage shows in the numbers: it earns 2.1% on capital, ahead of 25% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

Whether its growth pays for itself

This question does not fit a lender: the money it lends out is its day-to-day outflow and the deposits or premiums it takes are the inflow, so a cash bridge cannot say whether its growth pays for itself. Look at the return on owners' money instead.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 31 Jul 2026 · Consolidated

Revenue

₹50 Cr

Net profit

₹17 Cr

Profit vs last year

+135.5%

Net margin

34.7%

EPS

₹0.40

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹360 Cr
Prev close
₹12.43
52w High
₹20.4
52w Low
₹9.1
Enterprise value
₹343 Cr
Beta
1.3
Price CAGR 1y
-33.0%
Price CAGR 3y
20.0%
Price CAGR 5y
25.0%
Price CAGR 10y
29.0%

Ratios

Return on assets
3.8%
PEG ratio
-0.4
P/E ratio
25.7
P/B ratio
0.9
EV / EBITDA
25.2
Industry P/E
16.8
ROCE
6.1%
ROCE 5y average
—
ROE
2.1%
Debt / Equity
0.1
Interest coverage
—
Dividend yield
0.0%
ROE 3y average
5.0%
ROE last year
2.0%

Annual P&L

Annual revenue
₹190 Cr
Annual profit
₹22 Cr
Operating margin
8.0%
Net profit margin
11.6%
EBITDA margin
7.4%
Sales growth 3y
-3.6%
Sales growth 5y
22.5%
Profit growth 3y
-59.0%
Profit growth 5y
-18.0%
EPS
₹0.3
Sales growth TTM
12.0%
Profit growth TTM
-43.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹50 Cr
Profit latest quarter
₹17 Cr
YoY quarterly sales growth
35.2%
YoY quarterly profit growth
142.9%
OPM latest quarter
27.0%

Balance Sheet

Book Value
₹13.3
Face Value
₹1.0
Total debt
₹25 Cr
Total cash
₹10 Cr
Borrowings
₹25 Cr
Reserves / Equity
12.3

Cash Flow

Operating cash flow
₹26 Cr
Free cash flow
₹24 Cr
FCF yield
—
Net cash flow
-₹22 Cr

Shareholding

Promoter holding
58.5%
FII holding
0.0%
DII holding
0.0%
Public holding
41.5%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
Bajaj Finance963.8529.36,00,9000.566,080.627.423,165.518.610.9
Shriram Finance948.0019.62,21,9301.143,452.859.913,400.416.211.5
Tata Capital320.5525.11,36,1330.181,628.256.38,821.915.18.6
Cholaman.Inv.&Fn1,564.7023.31,33,9150.131,656.245.68,856.321.99.7
Muthoot Finance2,654.409.41,06,4651.132,824.838.88,671.634.415.8
L&T Finance Ltd260.2520.465,2041.06916.028.75,212.922.48.4
SBI Cards557.4023.252,8080.45664.419.55,040.63.410.1
Avonmore Capital12.8023.63640.0017.2196.349.535.16.1
Median141.7419.64790.0010.837.948.627.79.4

Competes with: Bajaj Finance, Cholamandalam Investment & Finance, HDB Financial Services Limited, L&T Finance Limited, Muthoot Finance, SBI Cards & Payment Services, Shriram Finance Limited, Tata Capital Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue19253248355435573737586250
Expenses16212742283231513130457336
Financing Profit2344622365713-1113
Financing Margin %91314918411010141922-1827
Other Income3224511562766
Interest1111111110101
Depreciation1112111122221
Profit before tax456710223109718-618
Tax %78-11718144911201616103
Net Profit4466919197615-717
EPS in Rs0.100.090.150.030.100.610.010.200.140.160.32-0.340.40

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue5525810077686984212124180190206
Expenses14750687160566270106140173182
Financing Profit3-042846101713814371422
Financing Margin %74-0729581420651120811
Other Income0334111425311812132021
Interest0543233534422
Depreciation0221243223.764.7066
Profit before tax315311316324515422452837
Tax %5912194-118112181623
Net Profit706281318304012220382232
EPS in Rs0.240.010.200.850.330.550.741.114.090.441.030.280.54
Dividend Payout %000000000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
14%
5 years
22%
3 years
-4%
TTM
12%

Compounded profit growth

10 years
52%
5 years
-18%
3 years
-59%
TTM
-43%

Stock price CAGR

10 years
29%
5 years
25%
3 years
20%
1 year
-33%

Return on equity

10 years
13%
5 years
14%
3 years
5%
Last year
2%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital252525252525252524242929
Reserves567582109109126149181254278345358
Borrowing04232232327201826232125
Other Liabilities082798710298116150138194185170
Total Liabilities82224218244259276309374443519580581
Fixed Assets03646486267626264717662
CWIP002000040211
Investments774736353245739590141179236
Other Assets5141135160165164174213289304325282
Total Assets82224218244259276309374443519580581

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-2-807-251614-4-11942-6.6926
Cash from Investing Activity14223-164212-18-36-20-52
Cash from Financing Activity188-98-5-6-6-8-2-13454
Net Cash Flow012-06-512-74-0-718-22
Free Cash Flow-2-584-261414-4-71636-1224

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %100620711131748492

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters696969696969585858585858
FIIs00.0100.0300.210.060.040.010.020.060.04
DIIs0.010.010.010.010.010.010.010.010.010.010.010.01
Public313131313130424242424141
No. of Shareholders7,4968,19310,62212,88114,23923,98935,43732,27331,64929,55928,41327,939

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -35.2% (₹19.19 → ₹12.43)Brick size ₹0.78 (fixed)Bricks 31
₹10.00₹15.00₹12.43Nov '25Jan '26Apr '26Jun '26Sep '26
Price moved up one brickPrice moved down one brickLast close ₹12.43 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

24.07cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about Avonmore Capital & Management Services Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

franchises for

licenses brand from

  • Diageo India

manages assets for

  • Corporate clients
  • High Net Worth Individuals
  • Institutional clients
  • Retail clients

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Non Banking Financial Company (NBFC)
Classification
Financial Services › Non Banking Financial Company (NBFC)
ISIN
INE323B01024

Business segments

  • (b) Consultancy and advisory fees · 81%
  • (c) Wealth Advisory / Broking activities · 7%
  • (a) Debt and equity market operations · 7%
  • (d) Finance activities · 5%
  • (g) Others · 0%
  • (f) Healthcare activities · 0%

News impact

Big market events that reach Avonmore Capital & Management Services Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Dividends

28 Jun 2024split₹0

Splits, bonuses & buybacks

  • daily-prices repair: 7 rows from NSE's archive (replace 2, delete 0, insert 5), 2023-11-12..2026-02-01 (docs/flat_day_repair.md)1× · 12 Nov 2023

Insider trades

DisclosedWhoTypeSharesValue ₹ Cr
25 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY1,0000.00
18 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY50,0000.06
17 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY22,0620.03
16 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY1,12,6760.16
14 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY1,30,4810.18
11 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY66,6590.10
10 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY36,8920.05
9 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY53,3510.08
8 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY39,3400.05
7 Sep 2026INNOVATIVE MONEY MATTERS PRIVATE LIMITED · PromoterBUY68,9970.09

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.