AvenuesAI Limited
NSE: CCAVENUEFinancial Technology (Fintech)
Share price
₹15.02
-3.47% close of 8 Oct 2026
Price-based ratios (P/B, dividend yield, EV/EBITDA) are as of 7 Oct 2026, the close above is 8 Oct 2026.
Business score
How strong the business is, in one number. The parts behind it are in Pro.
66
out of 100 · worked out 8 Oct 2026
Your ratios
The numbers you want to see first. Tap Edit to change them.
Market cap
₹5,242 Cr
P/E ratio
17.7
P/B ratio
1.1
ROCE
7.7%
ROE
6.6%
Dividend yield
0.0%
Price & valuation chart
How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.
Answers
Simple answers to the questions investors ask most, from the company's own numbers.
How fast it has been growing
Sales grew 110.2% over the past year, and 31.5% a year over its longer record. Meanwhile what it keeps of every 100 rupees of sales slipped from 10.5% to 4.0% over the last four years.
Whether it grew faster than its sector
It grew 31.5% a year against a sector median of 16.0% — 15.6 percentage points faster.
Room to re-rate, or risk of de-rating
Too little price history yet to compare it with its own past.
Whether growth justifies the valuation
Priced at 0.6 times its growth rate, on earnings growth of 30%.
| Profit growth | Price per ₹1 profit | Per 1% growth | |
|---|---|---|---|
| AvenuesAI Limited — this one | 30%/yr | 17.7× | ₹0.59 |
| One 97 Communications Limited | 34%/yr | 129.5× | ₹3.8 |
| PB Fintech Limited | 50%/yr | 61.9× | ₹1.2 |
| Pine Labs Limited | 36%/yr | 150.2× | ₹4.2 |
| Moneyview Limited | 34%/yr | 26.0× | ₹0.76 |
| Manipal Payment and Identity Solutions Limited | — | 31.2× | — |
Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
How it compares with its peers
Against companies the exchange files under the same label (Financial Technology (Fintech)), it ranks 6 of 11 on returns, 4 of 9 on growth, 8 of 11 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
What makes it hard to beat — and is that still true?
No durable advantage shows in the numbers: it earns 7.7% on capital, ahead of 45% of companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.
Whether its growth pays for itself
Yes — Over the last five years it made ₹1572 crore of cash from the business and spent ₹1111 crore on plant and equipment, with ₹461 crore to spare; it still raised ₹1344 crore from lenders and shareholders. And the profit is real: of every 100 rupees it reported over 12 years, about 165 arrived as cash — well above the profit, more than depreciation and interest account for, so do not count on it repeating.
Profit reality check
Is the profit real cash? Simple checks on the accounts. Facts only, not advice.
Not enough filed accounts to run these checks yet.
Latest result · Q1 FY27
What the last results showed. Whether management kept its word is in Pro.
Gross revenue more than doubled to ₹2,680 crore but net revenue slipped 3%
Announced 11 Aug 2026 · Consolidated · Unaudited
Revenue
₹2,680 Cr
Revenue vs last year
+109.4%
Revenue vs last quarter
+7.6%
Net profit
₹85 Cr
Profit vs last year
+46.2%
Profit vs last quarter
-4.8%
Net margin
3.2%
EPS
₹0.24
Earnings call transcript · 11 Aug 2026
Checklist before you investPRO
Points for and against, in one list.
Key numbers & peers
The main numbers grouped by topic, and how the company compares with similar ones.
Price
- Market cap
- ₹5,242 Cr
- Prev close
- ₹15.02
- 52w High
- ₹19.4
- 52w Low
- ₹12.9
- Enterprise value
- ₹4,723 Cr
- Beta
- 1.4
- Price CAGR 1y
- -14.0%
- Price CAGR 3y
- -3.0%
- Price CAGR 5y
- -4.0%
- Price CAGR 10y
- -2.0%
Ratios
- Return on assets
- 4.0%
- PEG ratio
- 0.6
- P/E ratio
- 17.7
- P/B ratio
- 1.1
- EV / EBITDA
- 16.1
- Industry P/E
- 61.6
- ROCE
- 7.7%
- ROCE 5y average
- 6.4%
- ROE
- 6.6%
- Debt / Equity
- 0.1
- Interest coverage
- 18.9
- Dividend yield
- 0.0%
- ROE 3y average
- 6.0%
- ROE last year
- 7.0%
Annual P&L
- Annual revenue
- ₹8,116 Cr
- Annual profit
- ₹295 Cr
- Operating margin
- 4.3%
- Net profit margin
- 3.6%
- EBITDA margin
- 4.3%
- Sales growth 3y
- 60.5%
- Sales growth 5y
- 64.4%
- Profit growth 3y
- 30.0%
- Profit growth 5y
- 31.0%
- EPS
- ₹0.8
- Sales growth TTM
- 110.0%
- Profit growth TTM
- 39.0%
- Dividend payout
- 0.0%
Quarter P&L
- Sales latest quarter
- ₹2,680 Cr
- Profit latest quarter
- ₹85 Cr
- YoY quarterly sales growth
- 109.4%
- YoY quarterly profit growth
- 46.6%
- OPM latest quarter
- 3.7%
Balance Sheet
- Book Value
- ₹13.6
- Face Value
- ₹1.0
- Total debt
- ₹430 Cr
- Total cash
- ₹928 Cr
- Borrowings
- ₹430 Cr
- Reserves / Equity
- 12.6
Cash Flow
- Operating cash flow
- ₹537 Cr
- Free cash flow
- ₹196 Cr
- FCF yield
- 3.4%
- Net cash flow
- ₹582 Cr
Shareholding
- Promoter holding
- 27.3%
- FII holding
- 5.9%
- DII holding
- 0.2%
- Public holding
- 66.2%
Peer comparison
| Company | Price ₹ | P/E | Mkt cap ₹ Cr | Div yield % | Profit qtr ₹ Cr | Profit var % | Sales qtr ₹ Cr | Sales var % | ROCE % |
|---|---|---|---|---|---|---|---|---|---|
| One 97 | 1,732.00 | 136.9 | 1,11,088 | 0.00 | 220.0 | 57.6 | 2,448.0 | 27.6 | 5.0 |
| PB Fintech. | 1,040.00 | 64.3 | 48,145 | 0.00 | 162.9 | 92.5 | 1,888.3 | 40.1 | 10.3 |
| Pine Labs | 177.67 | 158.5 | 20,514 | 0.00 | 19.6 | 308.6 | 736.9 | 19.6 | 4.2 |
| Moneyview | 60.46 | 27.1 | 10,651 | 0.00 | 18.3 | ||||
| Manipal Payment | 377.60 | 30.2 | 8,733 | 0.00 | 76.0 | 120.6 | 409.3 | 44.3 | 43.3 |
| Seshaasai Tech. | 369.70 | 22.3 | 5,995 | 0.68 | 61.8 | 68.3 | 376.2 | 21.0 | 28.0 |
| AvenuesAI | 15.56 | 18.3 | 5,423 | 0.00 | 84.8 | 24.3 | 2,680.4 | 109.4 | 7.7 |
| Median | 216.88 | 30.2 | 5,709 | 0.00 | 19.6 | 63.0 | 376.2 | 33.7 | 14.1 |
Competes with: Manipal Payment and Identity Solutions Limited, Moneyview Limited, Network People Services Technologies Limited, One 97 Communications Limited, One Mobikwik Systems Limited, PB Fintech Limited, Pine Labs Limited, Seshaasai Technologies Limited, Suvidhaa Infoserve Limited, Turtlemint Fintech Solutions Limited
Quarterly results
Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.
| Line item | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 742 | 787 | 907 | 716 | 745 | 1,017 | 1,070 | 1,161 | 1,280 | 1,965 | 2,381 | 2,490 | 2,680 |
| Expenses | 694 | 717 | 842 | 650 | 676 | 939 | 992 | 1,085 | 1,209 | 1,875 | 2,286 | 2,398 | 2,580 |
| Material Cost | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Change in Inventories | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Purchases of Stock-in-Trade | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Employee Cost | 39 | 39 | 34 | 27 | 29 | 30 | |||||||
| Other Expenses | 1,044 | 1,170 | 1,835 | 2,259 | 2,368 | 2,550 | |||||||
| Operating Profit | 49 | 70 | 65 | 67 | 69 | 78 | 78 | 75 | 71 | 90 | 96 | 91 | 100 |
| OPM % | 6.58 | 8.90 | 7.21 | 9.30 | 9.27 | 7.65 | 7.31 | 6.48 | 5.55 | 4.56 | 4.01 | 3.66 | 3.73 |
| Other Income | 3 | 2 | 6 | 14 | 32 | 4 | 27 | 24 | 28 | 21 | 15 | 25 | 30 |
| Exceptional items (within Other Income) | 4.19 | 0 | 0 | -3.24 | -0.11 | 0 | |||||||
| Interest | 1 | 1 | 0 | 1 | 1 | 2 | 2 | 3 | 2 | 3 | 3 | 10 | 10 |
| Depreciation | 16 | 17 | 17 | 17 | 16 | 17 | 19 | 18 | 18 | 19 | 18 | 22 | 34 |
| Profit before tax | 35 | 55 | 54 | 62 | 83 | 62 | 84 | 78 | 79 | 89 | 89 | 85 | 87 |
| Tax % | 28 | 27 | 21 | 26 | 17 | 24 | 24 | 30 | 26 | 24 | 10 | -5 | 2 |
| Net Profit | 25 | 41 | 43 | 46 | 69 | 47 | 64 | 55 | 58 | 68 | 80 | 89 | 85 |
| EPS in Rs | 0.08 | 0.12 | 0.13 | 0.13 | 0.20 | 0.13 | 0.18 | 0.14 | 0.18 | 0.24 | 0.21 | 0.23 | 0.22 |
| Diluted EPS in Rs | 0.19 | 0.21 | 0.23 | 0.26 | 0.28 | 0.24 |
Profit & loss
Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 288 | 337 | 441 | 839 | 1,159 | 633 | 676 | 1,294 | 1,962 | 3,150 | 3,993 | 8,116 | 9,516 |
| Expenses | 291 | 315 | 375 | 683 | 983 | 482 | 534 | 1,149 | 1,787 | 2,898 | 3,676 | 7,764 | 9,140 |
| Material Cost | 0 | 0 | |||||||||||
| Change in Inventories | 0 | 0 | |||||||||||
| Purchases of Stock-in-Trade | 0 | 0 | |||||||||||
| Employee Cost | 148 | 129 | |||||||||||
| Other Expenses | 3,541 | 7,631 | |||||||||||
| Operating Profit | -2 | 22 | 67 | 156 | 176 | 151 | 142 | 145 | 175 | 252 | 316 | 351 | 376 |
| OPM % | -0.80 | 7 | 15 | 19 | 15 | 24 | 21 | 11 | 9 | 8 | 8 | 4.30 | 4 |
| Other Income | 7 | 5 | 16 | 31 | 66 | 70 | 19 | 18 | 71 | 25 | 71 | 86 | 92 |
| Exceptional items (within Other Income) | 4.19 | -3.35 | |||||||||||
| Interest | 1 | 1 | 4 | 6 | 6 | 4 | 4 | 2 | 2 | 3 | 9 | 19 | 26 |
| Depreciation | 13 | 18 | 22 | 66 | 82 | 87 | 75 | 63 | 62 | 67 | 70 | 77 | 93 |
| Profit before tax | -10 | 9 | 56 | 115 | 153 | 130 | 82 | 98 | 182 | 208 | 308 | 341 | 349 |
| Tax % | -0 | -1 | 23 | 23 | 18 | 17 | 14 | 15 | 25 | 25 | 23 | 14 | |
| Net Profit | -11 | 9 | 44 | 88 | 126 | 108 | 70 | 84 | 136 | 156 | 236 | 295 | 321 |
| EPS in Rs | -0.05 | 0.04 | 0.16 | 0.32 | 0.38 | 0.32 | 0.22 | 0.26 | 0.42 | 0.45 | 0.65 | 0.80 | 0.90 |
| Diluted EPS in Rs | 0.84 | 0.93 | |||||||||||
| Dividend Payout % | 0 | 0 | 0 | 3 | 0 | 6 | 9 | 15 | 10 | 9 | 0 | 0 |
Compounded growth
Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.
Compounded sales growth
- 10 years
- 37%
- 5 years
- 64%
- 3 years
- 61%
- TTM
- 110%
Compounded profit growth
- 10 years
- 41%
- 5 years
- 31%
- 3 years
- 30%
- TTM
- 39%
Stock price CAGR
- 10 years
- -2%
- 5 years
- -4%
- 3 years
- -3%
- 1 year
- -14%
Return on equity
- 10 years
- 5%
- 5 years
- 5%
- 3 years
- 6%
- Last year
- 7%
Balance sheet
What the company owns and what it owes, at the end of each year. ₹ crore.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 43 | 53 | 54 | 54 | 66 | 66 | 133 | 268 | 268 | 278 | 279 | 349 |
| Reserves | 170 | 610 | 729 | 2,572 | 2,671 | 2,737 | 2,755 | 2,690 | 2,898 | 3,110 | 3,457 | 4,397 |
| Borrowings | 5 | 6 | 136 | 67 | 40 | 26 | 20 | 0 | 8 | 83 | 172 | 430 |
| Other Liabilities | 50 | 81 | 124 | 275 | 396 | 300 | 642 | 896 | 930 | 1,670 | 1,461 | 2,126 |
| Minority Interest | 108 | 231 | ||||||||||
| Total Liabilities | 268 | 750 | 1,043 | 2,968 | 3,174 | 3,130 | 3,550 | 3,854 | 4,104 | 5,142 | 5,369 | 7,302 |
| Fixed Assets | 51 | 67 | 90 | 2,115 | 2,102 | 2,126 | 2,101 | 2,080 | 2,143 | 2,125 | 2,275 | 2,917 |
| CWIP | 26 | 19 | 121 | 60 | 32 | 0 | 16 | 146 | 74 | 311 | 448 | 188 |
| Investments | 0 | 0 | 60 | 27 | 102 | 392 | 457 | 394 | 461 | 543 | 485 | 814 |
| Other Assets | 191 | 664 | 772 | 768 | 938 | 612 | 976 | 1,234 | 1,425 | 2,163 | 2,161 | 3,384 |
| Total Assets | 268 | 750 | 1,043 | 2,968 | 3,174 | 3,130 | 3,550 | 3,854 | 4,104 | 5,142 | 5,369 | 7,302 |
Cash flows
Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -21 | 24 | 59 | 97 | 308 | 22 | 155 | 122 | 113 | 728 | 72 | 537 |
| Cash from Investing Activity | -91 | -3 | -558 | 20 | -280 | -42 | -55 | -55 | -88 | -448 | -644 | -911 |
| Cash from Financing Activity | 123 | 440 | 162 | -97 | -54 | -26 | -9 | -36 | 37 | 178 | 208 | 957 |
| Net Cash Flow | 11 | 461 | -338 | 20 | -27 | -45 | 91 | 31 | 61 | 458 | -364 | 582 |
| Free Cash Flow | -71 | 12 | -171 | -90 | 159 | -19 | 72 | 80 | 52 | 437 | -304 | 196 |
Ratios
How fast customers pay, how long stock sits, and how well capital earns — year by year.
| Line item | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 42 | 52 | 46 | 48 | 8 | 31 | 39 | 23 | 12 | 13 | 8 | 5 |
| Inventory Days | 20 | 37 | 13 | 15 | 0 | |||||||
| Days Payable | 50 | 43 | 23 | 32 | ||||||||
| Cash Conversion Cycle | 12 | 46 | 36 | 31 | 8 | 31 | 39 | 23 | 12 | 13 | 8 | 5 |
| Working Capital Days | 11 | 21 | 58 | 48 | 96 | 79 | 52 | 22 | 30 | -19 | 33 | 25 |
| ROCE % | -5 | 2 | 8 | 7 | 4 | 5 | 3 | 3 | 6 | 6 | 9 | 8 |
Price trend
The price as a Renko brick chart: small moves drop out so the bigger path stands out.
Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.
Open interestPRO
Where option traders are positioned on this stock.
Industry numbers
The numbers that matter most in this industry, from the company's own filings.
1 when an audit qualification is filed as repetitive
0.00flag
2026-03-31
the company's own unlisted debt securities in default at period end
0.00cr
2026-06-30
the company's own loans / revolving facilities in default at period end (standalone filing)
0.00cr
2026-06-30
guarantees / comfort given for promoter, promoter group, directors and KMP
0.00cr
2026-03-31
loans outstanding to promoter, promoter group, directors and KMP (governance filing)
0.00cr
2026-03-31
security given for the borrowing of promoter, promoter group, directors and KMP
0.00cr
2026-03-31
FY revenue / permanent employees + workers, same basis (calc)
12,15,49,359inr
2026-03-31
volume growth %
74.00pct
2026-06-30
News
News and filings about AvenuesAI Limited. Open one to see why it matters.
No recent news for this company.
Supply chain
Who it buys from, sells to and competes with — as recorded in our map of company links.
Competes with
Sells to
- Bombay Dyeing & Mfg Company Limited · CCAvenue payment gateway / online payment processing services
- Yatra Online Limited · CCAvenue payment gateway / online payment processing services
About
What the company is, from our own records: where it sits, where it makes things, and what it is made of.
- Sector
- Financial Services
- Industry
- Financial Technology (Fintech)
- Classification
- Financial Services › Financial Technology (Fintech)
- ISIN
- INE483S01020
Business segments
- Payment Business · 97%
- E-Commerce Platform Business · 3%
News impact
Big market events that reach AvenuesAI Limited, and how the effect spreads.
No recent market events reach this company.
Dividends, splits & big trades
Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.
Dividends
| 11 Sep 2024 | demerger | ₹0 |
|---|---|---|
| 7 Aug 2024 | unspecified | ₹0.05 |
| 18 Sep 2023 | unspecified | ₹0.05 |
| 14 Mar 2022 | bonus | ₹0 |
| 7 Feb 2022 | interim | ₹0.05 |
| 15 Sep 2021 | unspecified | ₹0.05 |
| 18 Mar 2021 | bonus | ₹0 |
| 10 Dec 2020 | demerger | ₹0 |
Splits, bonuses & buybacks
- daily-prices repair: 1 rows from NSE's archive (replace 0, delete 0, insert 1), 2026-02-01..2026-02-01 (docs/flat_day_repair.md)1× · 1 Feb 2026
Bulk & block deals
| Date | Who | Bought / sold | Shares | Price |
|---|---|---|---|---|
| 3 Aug 2026 | ASHAPURA COMMODITIES | SELL | 2,50,00,000 | ₹17.03 |
| 3 Aug 2026 | ARTHKUMBH VENTURES LLP | BUY | 2,39,76,050 | ₹17.09 |
Insider trades
| Disclosed | Who | Type | Shares | Value ₹ Cr |
|---|---|---|---|---|
| 18 Sep 2026 | Rahul Hirve · Designated Person | SELL | 2,47,135 | 0.38 |
| 18 Sep 2026 | Rahul Hirve · Designated Person | SELL | 1,00,000 | 0.16 |
| 11 Sep 2026 | Rahul Hirve · Designated Person | SELL | 2,47,135 | 0.38 |
Documents
Annual reports, results presentations and earnings calls, straight from the source.
- Annual report · 2025-263 Sep 2026
- Earnings call13 Aug 2026
- Earnings call · Q1FY2711 Aug 2026
- Results presentation30 Jun 2026
- Earnings call · Q3FY2613 Feb 2026
- Annual report · 2024-255 Sep 2025
Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.