Fin Cascade

Prices as of 8 Oct 2026 close · Not investment advice

Suvidhaa Infoserve Limited

NSE: SUVIDHAAFinancial Technology (Fintech)

Share price

₹2.07

-1.43% close of 8 Oct 2026

Market cap ₹43 CrP/E —

Business score

How strong the business is, in one number. The parts behind it are in Pro.

21

out of 100 · worked out 8 Oct 2026

Your ratios

The numbers you want to see first. Tap Edit to change them.

Market cap

₹43 Cr

P/E ratio

—

P/B ratio

1.6

ROCE

-28.0%

ROE

-31.3%

Dividend yield

0.0%

Price & valuation chart

How the share price and its valuation have moved. Hover over the chart to see any day. Prices as of the last close.

Prices as of 8 Oct 2026 close52-week high ₹3.9952-week low ₹2.06

Answers

Simple answers to the questions investors ask most, from the company's own numbers.

How fast it has been growing

Our sales figures for this company step up at Jun 2026 and we hold nothing that says why, so we cannot honestly quote a growth rate across it.

Whether it grew faster than its sector

Our sales figures for this company step up at Jun 2026 and we hold nothing that says why, so there is no honest growth rate of its own to set against its sector.

Room to re-rate, or risk of de-rating

It has no earnings, so there is no price-to-earnings to compare.

Whether growth justifies the valuation

It has no earnings to weigh the price against.

Profit growthPrice per ₹1 profitPer 1% growth
Suvidhaa Infoserve Limited — this one———
Network People Services Technologies Limited84%/yr83.5×₹0.99
Turtlemint Fintech Solutions Limited16%/yr——
One Mobikwik Systems Limited13%/yr——
One 97 Communications Limited34%/yr129.5×₹3.8
PB Fintech Limited50%/yr61.9×₹1.2

Compared with companies filed under the same label. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

How it compares with its peers

Against companies the exchange files under the same label (Financial Technology (Fintech)), it ranks 10 of 11 on returns, 9 of 9 on growth, 11 of 11 on margin. That grouping comes from the exchange's filing category, so some of them may not be real rivals.

What makes it hard to beat — and is that still true?

It is losing money on the capital in the business, so there is no advantage to measure.

Whether its growth pays for itself

Yes — Over the last five years it made ₹25 crore of cash from the business, spent ₹3 crore on plant and equipment, and returned ₹9 crore to lenders and shareholders. It has not made a profit over 7 years.

Profit reality check

Is the profit real cash? Simple checks on the accounts. Facts only, not advice.

Not enough filed accounts to run these checks yet.

Latest result · Q1 FY27

What the last results showed. Whether management kept its word is in Pro.

Announced 14 Aug 2026 · Consolidated · Unaudited

Revenue

₹2 Cr

Net profit

-₹2 Cr

EPS

₹-0.09

Checklist before you investPRO

Points for and against, in one list.

Key numbers & peers

The main numbers grouped by topic, and how the company compares with similar ones.

Price

Market cap
₹43 Cr
Prev close
₹2.07
52w High
₹4.3
52w Low
₹1.8
Enterprise value
₹43 Cr
Beta
1.1
Price CAGR 1y
-47.0%
Price CAGR 3y
-22.0%
Price CAGR 5y
-34.0%
Price CAGR 10y
—

Ratios

Return on assets
-15.9%
PEG ratio
—
P/E ratio
—
P/B ratio
1.6
EV / EBITDA
—
Industry P/E
61.6
ROCE
-28.0%
ROCE 5y average
-18.6%
ROE
-31.3%
Debt / Equity
0.0
Interest coverage
-111.3
Dividend yield
0.0%
ROE 3y average
-30.0%
ROE last year
-31.0%

Annual P&L

Annual revenue
₹4 Cr
Annual profit
-₹10 Cr
Operating margin
-281.4%
Net profit margin
-288.6%
EBITDA margin
-281.4%
Sales growth 3y
-51.8%
Sales growth 5y
-49.6%
Profit growth 3y
—
Profit growth 5y
—
EPS
₹-0.5
Sales growth TTM
-34.0%
Profit growth TTM
61.0%
Dividend payout
0.0%

Quarter P&L

Sales latest quarter
₹2 Cr
Profit latest quarter
-₹2 Cr
YoY quarterly sales growth
135.3%
YoY quarterly profit growth
—
OPM latest quarter
-70.4%

Balance Sheet

Book Value
₹1.3
Face Value
₹1.0
Total debt
₹1 Cr
Total cash
₹2 Cr
Borrowings
₹1 Cr
Reserves / Equity
0.3

Cash Flow

Operating cash flow
-₹4 Cr
Free cash flow
-₹4 Cr
FCF yield
-10.2%
Net cash flow
-₹7 Cr

Shareholding

Promoter holding
38.3%
FII holding
3.2%
DII holding
—
Public holding
58.5%

Peer comparison

CompanyPrice ₹P/EMkt cap ₹ CrDiv yield %Profit qtr ₹ CrProfit var %Sales qtr ₹ CrSales var %ROCE %
One 971,644.30130.11,05,5820.00220.057.62,448.027.65.0
PB Fintech.1,001.1562.046,3280.00162.992.51,888.340.110.3
Pine Labs169.75151.519,6020.0019.6308.6736.919.64.2
Moneyview59.4326.610,4610.0018.3
Manipal Payment356.2028.68,2570.0076.0120.6409.344.343.3
Seshaasai Tech.361.7021.75,8530.6861.868.3376.221.028.0
AvenuesAI15.0817.85,2620.0084.824.32,680.4109.47.7
Suvidhaa Info.2.06430.00-1.955.62.4135.3-28.0
Median205.7228.65,5570.0019.663.0376.233.714.1

Competes with: AvenuesAI Limited, Manipal Payment and Identity Solutions Limited, Moneyview Limited, Network People Services Technologies Limited, One 97 Communications Limited, One Mobikwik Systems Limited, PB Fintech Limited, Pine Labs Limited, Seshaasai Technologies Limited, Turtlemint Fintech Solutions Limited

Quarterly results

Sales and profit for each of the last 13 quarters. Newest on the right. ₹ crore.

Consolidated · to 30 Jun 2026
Line itemJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales1.821.622.082.094.223.421.281.701.0210.800.682.40
Expenses3.201.944.054.965.964.812.385.375.652.562.762.394.09
Material Cost3.253.200.040.070.082.34
Change in Inventories000000
Purchases of Stock-in-Trade000000
Employee Cost1.371.201.101.291.040.91
Other Expenses0.751.251.421.401.280.83
Operating Profit-1.38-0.32-1.97-2.87-1.74-1.39-1.10-3.67-4.63-1.56-1.96-1.71-1.69
OPM %-76-20-95-137-41-41-86-216-454-156-245-251-70
Other Income0.170.140.162.750.140.120.110.190.610.020.020.050
Exceptional items (within Other Income)000000
Interest0000.340.080.090.110.090.030.010.020.010.02
Depreciation3.293.103.112.972.272.532.091.990.250.210.210.200.20
Profit before tax-4.50-3.28-4.92-3.43-3.95-3.89-3.19-5.56-4.30-1.76-2.17-1.87-1.91
Tax %0000000000000
Net Profit-4.50-3.28-4.92-3.43-3.95-3.89-3.19-5.56-4.30-1.76-2.17-1.87-1.91
EPS in Rs-0.22-0.16-0.24-0.17-0.19-0.19-0.15-0.27-0.20-0.08-0.10-0.04-0.09
Diluted EPS in Rs-0.26-0.20-0.08-0.10-0.09-0.09

Profit & loss

Yearly sales, costs and profit for 12 years, plus the last 12 months (TTM). ₹ crore.

Consolidated · to 31 Mar 2026
Line itemMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales28510738317.61113.504.88
Expenses265104342914191312
Material Cost113.38
Change in Inventories00
Purchases of Stock-in-Trade00
Employee Cost4.894.63
Other Expenses2.895.35
Operating Profit193.374.152.70-6.53-7.89-9.85-6.92
OPM %6.733.14118.63-86-74-281-142
Other Income5.189.837.809.813.220.560.700.09
Exceptional items (within Other Income)00
Interest0.460.220.080.380.360.370.090.06
Depreciation23171414128.870.870.82
Profit before tax1.01-4.51-2.17-1.75-16-17-10-7.71
Tax %48-11150000
Net Profit0.53-4.03-2.50-1.76-16-17-10-7.71
EPS in Rs-0.21-0.14-0.08-0.78-0.79-0.48-0.31
Diluted EPS in Rs-0.78-0.47
Dividend Payout %0000000

Compounded growth

Average yearly growth over different spans, as stored. A span can cross a demerger or an acquisition.

Compounded sales growth

10 years
—
5 years
-50%
3 years
-52%
TTM
-34%

Compounded profit growth

10 years
—
5 years
—
3 years
—
TTM
61%

Stock price CAGR

10 years
—
5 years
-34%
3 years
-22%
1 year
-47%

Return on equity

10 years
—
5 years
-17%
3 years
-30%
Last year
-31%

Balance sheet

What the company owns and what it owes, at the end of each year. ₹ crore.

Consolidated
Line itemMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital11202021212121
Reserves14760515033165.88
Borrowings00003.543.541.30
Other Liabilities68444645363735
Minority Interest1.181.17
Total Liabilities225125118115937863
Fixed Assets122503623112.752.10
CWIP6.721.521.520000
Investments6.708.251229292928
Other Assets90656863544733
Total Assets225125118115937863

Cash flows

Real money coming in and going out each year — from the business, from investments and from loans. ₹ crore.

Consolidated
Line itemMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity35-5.826.9438-10-5.03-4.14
Cash from Investing Activity-393.92-0.06-170.29-0.54-0.08
Cash from Financing Activity0.731.13-5.910.05-0.34-0.13-2.84
Net Cash Flow-2.73-0.770.9721-10-5.70-7.06
Free Cash Flow-3.63-6.426.5137-10-6.11-4.35

Ratios

How fast customers pay, how long stock sits, and how well capital earns — year by year.

Consolidated
Line itemMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days374596934943991,088
Inventory Days3.04000
Days Payable50
Cash Conversion Cycle-9.924596934943991,088
Working Capital Days6.9545130-114-99-189-938
ROCE %-4.04-6.80-1.89-24-32-28

Shareholding pattern

Who owns the company — founders (promoters), foreign funds, Indian funds and the public. In %.

Consolidated · to 30 Jun 2026
Line itemSep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters393939383838383838383838
FIIs4.354.114.113.763.593.163.163.163.163.163.163.16
Public575757585859595959595959
No. of Shareholders53,47185,60185,06585,33587,50094,91895,55294,73594,42191,98990,16089,000

Price trend

The price as a Renko brick chart: small moves drop out so the bigger path stands out.

Change over 1 year -47.3% (₹3.93 → ₹2.07)Brick size ₹0.18 (fixed)Bricks 18
₹3.00₹4.00₹2.07Dec '25Apr '26Aug '26
Price moved up one brickPrice moved down one brickLast close ₹2.07 on 8 Oct 2026

Every brick is the same size, about one typical day's move. A new brick needs a full brick's move; turning the other way needs two. Bricks show where the price went, not where it will go.

Open interestPRO

Where option traders are positioned on this stock.

Industry numbers

The numbers that matter most in this industry, from the company's own filings.

1 when an audit qualification is filed as repetitive

0.00flag

2026-03-31

the company's own unlisted debt securities in default at period end

0.00cr

2026-06-30

the company's own loans / revolving facilities in default at period end (standalone filing)

0.00cr

2026-06-30

net debt from the filed balance sheet at the newest year end: Borrowings − Cash Equivalents − Investments (Current); negative = net cash

-0.63inr_cr

2026-03-31

guarantees / comfort given for promoter, promoter group, directors and KMP

0.00cr

2026-03-31

loans outstanding to promoter, promoter group, directors and KMP (governance filing)

0.00cr

2026-03-31

security given for the borrowing of promoter, promoter group, directors and KMP

0.00cr

2026-03-31

News

News and filings about Suvidhaa Infoserve Limited. Open one to see why it matters.

No recent news for this company.

Supply chain

Who it buys from, sells to and competes with — as recorded in our map of company links.

About

What the company is, from our own records: where it sits, where it makes things, and what it is made of.

Sector
Financial Services
Industry
Financial Technology (Fintech)
Classification
Financial Services › Financial Technology (Fintech)
ISIN
INE018401013

News impact

Big market events that reach Suvidhaa Infoserve Limited, and how the effect spreads.

No recent market events reach this company.

Dividends, splits & big trades

Money paid out, share splits and buybacks, and big buys or sells by funds and insiders.

Splits, bonuses & buybacks

  • daily-prices repair: 8 rows from NSE's archive (replace 2, delete 1, insert 5), 2023-11-12..2026-02-01 (docs/flat_day_repair.md)1× · 12 Nov 2023

Bulk & block deals

DateWhoBought / soldSharesPrice
22 Sep 2026PRASHANT PRAHALADRAY THAKARSELL12,75,278₹2.24

Insider trades

DisclosedWhoTypeSharesValue ₹ Cr
30 Sep 2026Prashant Prahaladray Thakar · DirectorSELL31,0630.01
28 Sep 2026Prashant Prahaladray Thakar · DirectorSELL53,4640.01
24 Sep 2026Prashant Prahaladray Thakar · DirectorSELL12,90,2780.29
22 Sep 2026Prashant Prahaladray Thakar · DirectorSELL60,8060.01
21 Sep 2026Prashant Prahaladray Thakar · DirectorSELL71,5020.02
21 Sep 2026Prashant Prahaladray Thakar · DirectorSELL25,7810.01
17 Sep 2026Prashant Prahaladray Thakar · DirectorSELL25,6010.01
15 Sep 2026Prashant Prahaladray Thakar · DirectorSELL20,6280.00
11 Sep 2026Prashant Prahaladray Thakar · DirectorSELL17,8180.00
10 Sep 2026Prashant Prahaladray Thakar · DirectorSELL1,02,2650.02

Documents

Annual reports, results presentations and earnings calls, straight from the source.

Facts from company filings and exchange data. Not investment advice: nothing here tells you to buy or sell.